Retail Decisions Selects GoldenGate Software for Increased Availability of Critical Fraud Prevention Systems.

SAN FRANCISCO -- GoldenGate Software Inc., the leading provider of transactional data management solutions, today announced that Retail Decisions, Inc. (ReD), the payment card issuer and a world leader in card fraud prevention and payment processing, has deployed GoldenGate solutions to increase availability of data across ReD's International platforms. Some of the world's largest retailers and e-commerce merchants rely on Retail Decisions for ongoing fraud detection.

Retail Decisions' fraud prevention and payment processing operations maximize the transactions that can be safely accepted by merchants, while minimizing their exposure to fraud. Because the fraud prevention platform is so mission-critical, the company needed a solution that was not just capable of high performance, but reliable and proven in order to achieve international scalability. GoldenGate for Active-Active is a software solution that captures and rapidly delivers thousands of committed data transactions between multiple systems while delivering excellent features for data conflict detection and resolution.

GoldenGate's solution ensures that Retail Decisions' Oracle databases are available and identical, sharing transaction data in real time across international platforms. Retail Decisions selected GoldenGate because of its proven solution in an active/active configuration, in addition to scalability, heterogeneous database and platform support, and dedicated professional services.

Roy Tucker, Vice President of IT Operations and Security for Retail Decisions, Inc., said, "The flexibility of the GoldenGate solution was extremely attractive, because we need to plan for future growth in addition to meeting today's demand. Furthermore, the experience of working with GoldenGate has exceeded our expectations in terms of overall service. GoldenGate has proven to be a premier service provider and we look forward to expanding the relationship with GoldenGate as our business grows further."

For 11 years, GoldenGate has shown strong dedication and commitment to a high degree of customer satisfaction. According to Monte Fisher, GoldenGate's director of professional services, "GoldenGate is a company built around customer success. Our solutions are developed and augmented with the customer in mind, and our services must live up to the high standard we have cultivated for over a decade with a loyal customer base."

About Retail Decisions

Retail Decisions (ReD) is a payment card issuer and a world leader in card fraud prevention and payment processing. ReD is international -- based in the UK, US, Australia and South Africa with representation in Japan and South America -- and has over 18 years experience in the fraud prevention market.

ReD is a specialist supplier to the payments industry worldwide and is a recognized industry leader with a blue-chip international client base. ReD's customers come from the telecommunications, retail, travel, petroleum, banking and the broader e-commerce sectors.

ReD's international blue-chip clients include: Wal-Mart, Macy's, Bloomingdale's, Tesco, Texaco, Shell, Asda, Comet, Travelocity, T-Mobile and Virgin Mobile.

ReD's Fraud Prevention & Payment Processing Operations provide services that maximize the transactions that can be safely accepted by merchants (i.e. maximizes profits) while minimizing a client's exposure to fraud. It also dramatically reduces in-house fraud checking costs. ReD currently protects over 50,000 points of sale globally.

ReD's market for fraud prevention services is split into three areas: 1) Card Present e.g. in-store purchases; 2) Card Not Present (CNP) e.g. cards accepted over the Internet, by telephone, mail order or via interactive TV and; 3) Non-Card e.g. cheque payments. The major growth area for ReD is CNP, which is growing at 50% p.a. organically in transaction volumes.

ReD's payment processing involves connecting global clients electronically with the international banking & payment communities. ReD's payment processing portfolio includes in-house systems and outsourced payment gateway services.

ReD's Card Issuing Operations consist of fuel cards in Australia, the UK and Europe and pre-paid card operations also in Australia, the UK and Europe.

About GoldenGate Software

GoldenGate Software Inc. is the leader in transactional data management (TDM) solutions for maximizing the performance, accessibility, and availability of enterprise data. GoldenGate's technology offerings enable businesses to capture, route, transform, deliver, and verify transactional data in real time across heterogeneous IT environments. With more than 300 customers worldwide, GoldenGate is used to drive solutions for critical initiatives in high availability, disaster tolerance, and real-time data integration. Customers include Visa, Bank of America, Sabre Holdings, Comcast, Federated Investors, Mayo Foundation, UBS, and Overstock.com. GoldenGate broadens its global market reach through key relationships with ISVs and systems integrators including ACI Worldwide, GE Healthcare, Teradata -- a division of NCR, Amdocs, MySQL AB, and others. A private company, GoldenGate is headquartered in San Francisco and can be found on the web at www.goldengate.com.

GoldenGate is a registered trademark of GoldenGate Software, Inc. All other company names or marks mentioned herein are those of their respective owners.