Public Risk Underwriters Upgrades Workers' Comp Underwriting System With DAVID's NavRisk.

SAN FRANCISCO -- DAVID Corporation, a trusted provider of Risk Management software, today announced that Public Risk Underwriters (PRU) has upgraded its workers' compensation underwriting system to DAVID's NavRisk Policy. NavRisk Policy, a policy administration and underwriting system developed from the ground up for alternative risk organizations, will provide PRU with additional efficiencies and ease-of-use. PRU originally installed NavRisk Policy for its package businesses in 2002 when the company transitioned from administering a mono-line worker's comp trust in Florida, to multiple lines including property, auto, professional liability and general liability insurance coverage.

"We were familiar with the efficiency gains from using NavRisk and the dedication of the NavRisk team in helping us meet our business objectives within tight deadlines," said Mike Scholl, Vice President of Underwriting at Public Risk Underwriters. "At the time, we nearly doubled our member base, but were able to keep our high levels of quality and customer satisfaction with only a 40 percent increase in staff. We hope by also transitioning our workers' compensation business to NavRisk that we continue to gain efficiencies, accuracy and resource savings, plus have the added benefit of consolidated data analysis for better business decisions."

NavRisk Policy combines deep expertise and understanding of public risk pools with standards-based rich client, browser-based and workflow technologies to deliver the only solution on the market that automates labor-intensive processes, streamlines access to information, and integrates and automates delivery of information for underwriters, administrators and brokers. As an end-to-end solution, NavRisk Policy automates the complete policy lifecycle including renewal processing, rating, certificates, quoting, invoicing and reporting. NavRisk Policy offers a full set of integrated and unique automated features such as ad hoc reporting, loss control, flexible rating and a contact management and communication module that is easily configurable. The workers' compensation module of NavRisk Policy is also NCCI (National Council of Compensation Insurance) compliant.

Scholl cited another advantage in using NavRisk Policy. In addition to a quicker quoting process, NavRisk Policy also helps PRU create its own reports. "We are a heavy report user," said Scholl. "With NavRisk, we don't have to rely on canned reporting templates. , we can customize our reports to provide various views of data throughout the company." PRU also uses NavRisk to generate its own policies, cutting down on manual labor for assembly and mailing, as well as postage, since policies can be emailed in PDF format immediately to the customer.

Program Management Services, Inc., which does business as Public Risk Underwriters (PRU), is a wholly owned subsidiary of Brown & Brown, Inc. (NYSE:BRO). Created in 1992 PRU has become the largest public entity broker in the South, operating offices in Georgia, Alabama and Florida and is the program administrator instrumental in forming the Preferred Governmental Insurance Trust[R] (PGIT) and carries out the day-to-day administrative, underwriting and risk management services of the Trust. PGIT was created to provide Workers' Compensation and Property and Casualty coverage to all segments of the public entity insurance market place. Serving municipalities, counties, special districts, public schools and charter schools throughout the state of Florida, PGIT enjoys a unique distinction in comparison to other Trusts in that it maintains minimal risk by purchasing excess of loss coverage at relatively low retention levels.

About DAVID Corporation

DAVID Corporation has provided software solutions to alternative risk organizations for over 22 years. Strategically focused on reducing risk management costs, DAVID's solutions bring key stakeholders and information together by streamlining claims, policy, reporting and overall business process management needs. Headquartered in San Francisco, Calif., DAVID Corporation is owned and operated by HALO Technology Holdings, Inc. (OTCBB: HALO), global provider of a diversified range of standards-based enterprise software applications and on-demand solutions. Contact DAVID Corporation at 800-553-2843 or visit www.davidcorp.com.