Positive Change in Texas Long Term Care
Reports about elderly maltreatment in nursing homes around the country, or the world for that matter, won''t cease but you can count Texas out. The Texas Long Term Care Ombudsman Program advocates for the welfare of nursing home residents and elderly individuals in community-based long term care (LTC) facilities.Reports about elderly maltreatment in nursing homes around the country, or the world for that matter, won''t cease but you can count Texas out. The Texas Long Term Care Ombudsman Program advocates for the welfare of nursing home residents and elderly individuals in community-based long term care (LTC) facilities.
The said program keeps an eye on the facilities or equipment of every nursing home and the food which it serves to its residents. Families should no longer fear putting their loved ones who have acquired or developed a chronic illness in a Texas nursing home as this institutional LTC facility only employs and trains licensed nurses.
As nursing home services in Texas improved, its daily rates went up, as well. At present, the daily rate of a private nursing home room in Texas ranges from $160 to $250. If you want to check how efficient a nursing home staff is when it comes to addressing the needs of their residents you can check the state''s annual survey report.
Aside from checking the state''s annual report you can also personally conduct a face-to-face interview with a nursing home management and even go around the premises to check the condition and security of the residents.
If the management refuses to let you go around and observe how their staff performs it only means that they are doing something suspicious.
Texas Long Term Care
Based on Genworth Financial''s 2011 Cost of Care Survey the median annual rate of a nursing home in Texas is $60,225 but if you want to receive quality care do not base your LTC plan on these figures.
In certain areas of the state people are forking out a bigger amount to foot their LTC bill. Take for example Austin City where nursing homes charge an annual rate of $73,000 for a private room while families of nursing home residents in Houston pay out $82,490 every year for a private room.
In order to plan your LTC in Texas, you have to canvass rates of LTC facilities within your area of residence.
For instance, the national median hourly rate of a home health aide is $21 but families living in Odessa pay a home health aide $192 daily so that their loved ones can receive assistance with their activities of daily living (ADL).
It''s not only individuals who are critically ill or injured that pay a chunk of money for care, even those who are not sick but incapable of eating, dressing, bathing, using the toilet, and transferring from one point of the house to another shell out a lot of money for LTC.
While you are young and earning a regular monthly income start looking into the specific type of care that you could possibly need in the future. Find out how much it will cost and decide how you intend to pay for it.
Some people pay for LTC via a long term care insurance (LTCI) policy, others self-insure, while there is an increasing number of individuals opting for reverse mortgages.
You are free to choose how to pay for Texas long term care but just don''t rely on your retirement money because there is no doubt you will run short. Planning should be done before you hit the retirement age. Take time to discuss your future with your family for they shall be directly affected by whatever decision you make.