Peace of mind for the unexpected.What would happen if you were suddenly unable to work due to an unforeseen illness or accident? Would you be able to sustain some level of your current lifestyle--without depleting the savings you've set aside for the future? Would your family's financial plan survive the loss of your income? A solid financial plan provides more than just protection for your family. It helps provide peace of mind. The AICPA AICPA See American Institute of Certified Public Accountants (AICPA). Long Term Disability Income Plan was designed to help safeguard your family's future by providing a monthly benefit if a covered illness or accident leaves you totally disabled and unable to work. And since this insurance is issued by The Prudential Prudential is the name of two different companies and buildings named after them: Companies:
Up to $10,000 of coverage per month--for AICPA members You may request any scheduled benefit amount up to $3,000 per month regardless of your current earnings or other disability coverage. Higher amounts, up to $10,000 are available if you are an AICPA member, depending on earnings and other coverage. Like most insurance plans, some plan exclusions and limitations apply. Added protection. The AICPA Long Term Disability (LTD LTD 1 Laron-type dwarfism 2 Leukotriene D 3 Long-term depression, see there 4. Long-term disability ) Income Plan is designed to extend protection beyond short-term Short-term Any investments with a maturity of one year or less. short-term 1. Of or relating to a gain or loss on the value of an asset that has been held less than a specified period of time. disability insurance. In fact, you may be covered for life if your disability occurs before age 50. Additional Plan features. * mental and nervous conditions Nervous Conditions is a novel by Zimbabwean author Tsitsi Dangarembga. The novel is semi-autobiographical, set in colonial Rhodesia of the '60s. Plot summary treated as any other illness * no reduction for Social Security benefits * worldwide 24-hour-a-day coverage for eligible disabilities Opportunity for cash refunds. Like the CPA (Computer Press Association, Landing, NJ) An earlier membership organization founded in 1983 that promoted excellence in computer journalism. Its annual awards honored outstanding examples in print, broadcast and electronic media. The CPA disbanded in 2000. Life Insurance Plan, the AICPA Long Term Disability Income Plan allows eligible participants the opportunity to receive cash refunds. Although never guaranteed, refunds can significantly reduce your cost of insurance. More protection. Fewer worries. Dealing with a serious disability is difficult enough without the worry of how you'll provide for your family's financial needs in the absence of your income. The AICPA Long Term Disability Income Plan was designed with this in mind. So, you can concentrate on what matters most--getting well. Applying for coverage is easy and convenient. Coverage is subject to approval by Prudential. Insurance plans available through the AICPA: Life Insurance for Individuals | Disability Income | Group Life for Firms Group Variable Universal Life | Long time care | Medicare Medicare, national health insurance program in the United States for persons aged 65 and over and the disabled. It was established in 1965 with passage of the Social Security Amendments and is now run by the Centers for Medicare and Medicaid Services. Supplement | Excess Major Medical Personal Liability Umbrella | Professional Liability | Employment Practices Liability Automobile | Homeowners and Renters. Q & A Who is eligible to request plan coverage? Any member of the AICPA or a State Society of CPAs who is actively working full-time (at least 17 1/2 hours per week), less than age 65 and resides in the United States United States, officially United States of America, republic (2005 est. pop. 295,734,000), 3,539,227 sq mi (9,166,598 sq km), North America. The United States is the world's third largest country in population and the fourth largest country in area. , Guam, Puerto Rico Puerto Rico (pwār`tō rē`kō), island (2005 est. pop. 3,917,000), 3,508 sq mi (9,086 sq km), West Indies, c.1,000 mi (1,610 km) SE of Miami, Fla. or the United States Virgin Islands. Q & A Why is plan coverage important for members? Virtually all members need this kind of income protection. In addition to helping meet those ever increasing personal and family living expenses, income from the Plan can give you valuable financial assistance made necessary by your disability. |
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