Browse Panko, Ron

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Title	Type	Date	Words
Pre-game coverage: agents help prospective athletes insure their future--even before they're eligible to turn pro.	Cover story	Nov 1, 2009	2062
Guns and rose gardens: although homeowners insurers exclude liability coverage of murder and other crimes, sometimes they have to pay anyway.	Law overview	Nov 1, 2009	1845
Finding the new normal: the financial crisis has eroded trust and may alter retirement planning, but forces of change already were under way prior to the meltdown.	Interview	Nov 1, 2009	1516
Pet projects: auto insurers are reaching for market share by offering online tools, specially customized coverage and even pet protection.	Cover story	Oct 1, 2009	1949
New environment, new solutions: the market meltdown has financial advisers rethinking their business practices to protect clients.		Oct 1, 2009	2115
What's your agency worth? Valuing a life/health agency requires a holistic approach.	Company overview	Sep 1, 2009	2428
Life guards: to differentiate themselves from competitors, some group life insurers offer help planning funerals and writing wills.		Sep 1, 2009	2050
Caught on video: camera surveillance may be increasing more quickly than an understanding of its liabilities.		Aug 1, 2009	1738
Benefit performance: have lifetime withdrawal guarantees on variable annuities become too expensive for insurers?		Aug 1, 2009	1907
Work ethics: the Insurance Marketplace Standards Association has several new strategies to fight its declining membership.		Jul 1, 2009	2792
Selling up in down times: even in a recession, financial advisers can take steps to build their life insurance and annuity businesses.	Cover story	Jun 1, 2009	2088
Northwestern Mutual Life elects chairman and president.	Brief article	May 1, 2009	170
Higher hurdles: nontraditional families encounter different rules when it comes to financial planning.		May 1, 2009	1938
Paying it forward: disaster recovery bonds can prefund countries' future catastrophe losses.		May 1, 2009	1784
Coming back to life: life reinsurers' services may be in greater demand as direct writers seek to relieve pressure on capital.	Company rankings	Apr 1, 2009	2148
The right prescription: as the financial crisis grinds on, annuity writers emphasize the advantages of insurance.		Apr 1, 2009	2442
Breaking new ground: Alabama's captive plan aims to lower homeowners premiums in coastal areas and improve state tax revenues.		Mar 1, 2009	1605
Back to the drawing board: why do living benefit guarantees in variable annuities now cost more and protect less?		Mar 1, 2009	2071
Quite the contrary: investors who bought indexed annuities a year ago are sleeping much better than owners of variable annuities or mutual funds.	Company rankings	Feb 1, 2009	2107
Rich in potential: the Asian-American market is fertile ground for insurance and retirement products, but succeeding in it takes special skill.		Feb 1, 2009	1814
Reason to believe: National Financial Partners Chairman Jessica Bibliowicz has no doubt that better days lie ahead for her firm.	Interview	Jan 1, 2009	1844
Litigation without borders: business liability for globalized firms is on the rise, according to Lloyd's of London.		Jan 1, 2009	1388
Outside in: self-directed customers are notoriously independent, but term life writers can convert them into repeat buyers.	Company rankings	Jan 1, 2009	1969
Risk on the rails: America's railroads are required to transport hazardous materials--but liability insurance is expensive and limited.	Cover story	Dec 1, 2008	1948
Back-up plan: reverse mortgages can help folks afford retirement, but are they a good offering for insurers with banks?	Statistical table	Dec 1, 2008	2554
Like minded: program insurance is alive and well, and more diversified than ever.		Nov 1, 2008	1903
Foreign aid: lower costs and better-quality treatment are encouraging Americans and their insurers to seek health care abroad.		Nov 1, 2008	1556
Future tense: insurers reach out to the many women who still aren't prepared for retirement.	Column	Oct 1, 2008	1820
Foreign policies: some U.S. life insurers have opened for business elsewhere, and find growth comes with many challenges.		Sep 1, 2008	1776
New directions: unimpressive results cause disability insurers to try different growth tactics.		Sep 1, 2008	2208
Double vision: MassMutual intends to increase its retirement business twofold in three years.	Company overview	Aug 1, 2008	1736
Following the leader: David F. Provost succeeds Len Crouse at the helm of the nation's largest captive domicile.		Aug 1, 2008	1711
Falling stars: a string of launch failures has brought the high-flying satellite insurance market back to Earth.		Jul 1, 2008	1968
To the rescue: hoping to revive long-term-care insurance sales, the industry is trying new combination products.		Jun 1, 2008	1598
High on PPA: insurers find much to like about the 2006 Pension Protection Act following its first full year of implementation.		Jun 1, 2008	1662
Sportsmanlike conduct: NFL players know football, but need help handling their sudden wealth. The result: a union-sponsored designation program that may be duplicated in other sports leagues.	Cover story	May 1, 2008	2171
Coming up short: renovations and pricey personal items are contributing to the undervaluation of insured American homes.	Survey	May 1, 2008	1732
Hybrid vehicles: mutual funds are now competing with annuity writers to provide competitive retirement income.		Apr 1, 2008	2383
Hidden danger: unacceptable, even criminal employee behavior hurts co-workers, businesses--and insurers.		Apr 1, 2008	1871
Saving their energy: large insurers have found energy conservation to be good for business.		Mar 1, 2008	2291
Motivating the middle market: life insurers large and small have begun to crack the code on how to reach middle-income customers.		Mar 1, 2008	2352
Going up: insurers are reaching middle-income Americans with new term life products that have sent sales soaring.		Feb 1, 2008	1957
Where the buck stops: facing lawsuits, unhappy customers and bad press, annuity writers revamp how, and to whom, they issue policies.		Feb 1, 2008	2217
Going up: insurers are reaching middle-income Americans with new term life products that have sent sales soaring.		Jan 1, 2008	2417
A new frontier: information security is a big task, and insurers are only beginning to provide specific coverage and risk-mitigation advice.		Jan 1, 2008	1923
Settlements for policies.	Brief article	Dec 1, 2007	139
Health plan created to reduce costs.	Brief article	Dec 1, 2007	108
Allstate expands benefit plan.	Brief article	Dec 1, 2007	72
UL/LTC combo product approved.	Brief article	Dec 1, 2007	93
Fidelity offers VA life withdrawals.	Brief article	Dec 1, 2007	79
By the numbers: smoking's cost in the United States.	Brief article	Dec 1, 2007	56
Project shaves off valuable minutes.		Dec 1, 2007	378
The big squeeze: the IRS wasn't happy with the lack of supervision of many 403(b) plans, so it has imposed new regulations to make them more similar to 401(k)s.		Dec 1, 2007	2109
Side-stepping teh 'A' word: top annuity writers use marketing icons to make consumers feel more comfortable about retirement planning.		Dec 1, 2007	1976
Roll-Ups Grow to 7%.		Nov 1, 2007	145
Museum cover for nonprofits.		Nov 1, 2007	81
Supplemental medical to offset coverage gaps.		Nov 1, 2007	99
New index annuities.		Nov 1, 2007	106
UL policy appeals to business people.		Nov 1, 2007	90
Probability of death prior to age 65 in the United States.		Nov 1, 2007	64
A tale of two tables: product development by life insurers this year has been influenced by an unusual choice: two mortality tables.		Nov 1, 2007	2322
The power of numbers: Aetna and UnitedHealth's contracts with AARP and its 39 million members are reshaping individual health-care.		Nov 1, 2007	1863
Wharton study lifts annuities.		Oct 1, 2007	156
'Difference in conditions' cover.		Oct 1, 2007	85
Jackson enhances UL product line.		Oct 1, 2007	86
Filling the gap amid term, perm.		Oct 1, 2007	75
Life policy comes with flexibility.		Oct 1, 2007	94
Components of increased retirement risk aged group 51-61, from 1992 to 2004.		Oct 1, 2007	91
The missing links: it's always been a challenge, but recruiting young people has become urgent for independent agencies.		Oct 1, 2007	2157
Taking shape: having heard from a cavalcade of interested parties, NAIC readies a principles-based model law to create a new regulatory framework life and health insurers.		Oct 1, 2007	880
A sports trailblazer (sort of): Cary Schneider, an inventor of Rotisserie League Baseball, is honored in Cooperstown. Kind of.		Oct 1, 2007	625
New policy addresses estate tax.		Sep 1, 2007	166
Back-to-school with insurance.		Sep 1, 2007	71
Partnership boosts accountants' cover.		Sep 1, 2007	67
'New generation' of insurance.		Sep 1, 2007	78
Sun Life launches bonus annuity.		Sep 1, 2007	127
The high net worth * share their thoughts.		Sep 1, 2007	180
On guard: one year ago, insurers implemented tough new federal anti-money-laundering regulations. Whether they're effective in fighting terrorism waits to be seen.		Sep 1, 2007	2002
Fading fast: traditional retiree benefits are disappearing. can new products help employers recruit and retain talent?		Sep 1, 2007	2491
Pacific Life initiates web tracking.	Brief article	Aug 1, 2007	164
'Cold feet' added to wedding cover.	Brief article	Aug 1, 2007	74
Back from the brink: Ullico Inc., nearly fully owned by labor organizations, almost went bankrupt in 2003, but a new board and management took dramatic steps to save the company.	Company overview	Aug 1, 2007	2439
Amazing race: designers of retirement products seek a competitive edge through product development.		Aug 1, 2007	2393
Term life products with cash value.		Jul 1, 2007	143
New program for motorcycles, ATVs.		Jul 1, 2007	90
Liability cover launched for benefit fiduciaries.		Jul 1, 2007	97
Annuity postpones withdrawal costs.		Jul 1, 2007	101
Withdrawals can begin at age 59 1/2.		Jul 1, 2007	97
Why people buy life insurance.		Jul 1, 2007	51
Undercovered agents: agents and brokers face a wide and fast-changing range of insurance exposures, but errors and omissions could be the most costly.	Cover story	Jul 1, 2007	2277
A small bright star: indexed universal life insurance was the fastest-growing product line in the individual life insurance galaxy last year, and specialists expect fast growth to continue.		Jul 1, 2007	2125
LTC benefits paid rise three-fold.		Jun 1, 2007	156
Cover helps towns reclaim revenue.		Jun 1, 2007	89
Fireman's Fund covers breach.		Jun 1, 2007	89
RiverSource debuts survivor product.		Jun 1, 2007	91
Prudential adds to withdrawals.		Jun 1, 2007	85
Who is advising Baby Boomers.		Jun 1, 2007	72
Learn more.		Jun 1, 2007	63
Signs of life: variable universal life insurance, down in sales for five consecutive years, scored a gain in premium growth in 2006, helped by new product designs providing guarantees.		Jun 1, 2007	2091
A practical fix: pension and Social Security woes can be mended.		Jun 1, 2007	364