Opting out of credit cards.Q A My 20-year-old daughter receives three to five unsolicited un·so·lic·it·ed adj. Not looked for or requested; unsought: an unsolicited manuscript; unsolicited opinions. unsolicited Adjective credit card offers daily. We have written the consumer reporting agencies to opt out of these offers, but the letters keep on coming! Is there anything we can do? --L. Houston Via the Internet Congratulations on your efforts to shield your daughter from the onslaught of credit card offers. Go to www.ftc.gov/ bcp/conline/pubs/alerts/optoutalrt.htm, where you'll find a consumer alert from the Federal Trade Commission with strategies to stop telemarketers as well as unsolicited mail and e-mail. You'll have to be persistent, but if you follow their recommendations, you should see a significant drop in the number of credit card offers in your daughter's mailbox A simulated mailbox in the computer that holds e-mail messages. Mailboxes are stored on disk as a file of messages, a database of messages or as an individual file for each message. The standard mailboxes are usually In, Out, Trash and Junk (Spam). . However, the most important thing is not to stop the offers (which is nearly impossible to do indefinitely in·def·i·nite adj. Not definite, especially: a. Unclear; vague. b. Lacking precise limits: an indefinite leave of absence. c. ), but to educate your daughter about credit so that she is not tempted to take on credit obligations she can't handle. After all, just because a company makes her an offer doesn't mean that she has to accept it. I urge you to have your daughter read Everything You Wanted To Know About Credit But Were Too Ashamed to Ask by Renee Crenshaw cren·shaw also cran·shaw n. A variety of winter melon (Cucumis melo var. inodorus) having a greenish-yellow rind and sweet, usually salmon-pink flesh. [Origin unknown.] and Anthony Miles (Rising Star Foundation; $29.95). This is a great book to help her understand the credit system and how to use credit responsibly. Mail your consumer empowerment em·pow·er tr.v. em·pow·ered, em·pow·er·ing, em·pow·ers 1. To invest with power, especially legal power or official authority. See Synonyms at authorize. 2. questions to Ask Your Advocate, BLACK ENTERPRISE, 130 Fifth Ave., New York New York, state, United States New York, Middle Atlantic state of the United States. It is bordered by Vermont, Massachusetts, Connecticut, and the Atlantic Ocean (E), New Jersey and Pennsylvania (S), Lakes Erie and Ontario and the Canadian province of , NY 10011 or send an e-mail to sykest@blackenterprise.com. |
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