One of America's biggest insurance brokers doesn't think small. (Special Advertising Profile: Sander A. Kessler & Associates).Hard work pays off. What started as a small family owned insurance agency in 1956, has grown to become one of the 100 largest brokers in the U.S. That means we're in the top 1%. We achieved this 'honor by setting ourselves apart from other brokers. By offering more. By implementing a team approach. By bringing in specialists in different markets. By being more responsive. And by offering more value added Value Added The enhancement a company gives its product or service before offering the product to customers. Notes: This can either increase the products price or value. services. We decided it wasn't good enough to just build our business. We needed to build long term relationships based on trust and service. And our plan worked. Our Job Starts When Our Relationship Begins Our people are your greatest asset. They're thoroughly trained, seasoned professionals who know what it takes to get the job done, and are ready to rise to the challenge. They're willing to offer you the total personal involvement and constant attention we feel you deserve. When you deal with Sander A. Kessler & Associates, you aren't just assigned as·sign tr.v. as·signed, as·sign·ing, as·signs 1. To set apart for a particular purpose; designate: assigned a day for the inspection. 2. an account representative; but you can also expect a team of specialists to handle different aspects of your account. Specialists who are up to date on industry developments, advancing technologies, and who can come up with innovative ways to keep your account current with your company's growth and financial goals. We want you to think of us as part of your staff, and on call to solve problems, day and night. A Wider Range of Products, a Better Range of Services Whether you need commercial or personal coverage, it's all available through us. * Property and Casualty * Workers' Compensation workers' compensation, payment by employers for some part of the cost of injuries, or in some cases of occupational diseases, received by employees in the course of their work. * Employee Benefits, including Life, Health, 401K, Disability & Pension Plans * Corporate Life - Buy/Sell * Personal insurance for Life, Health, Auto, Homeowners * Risk Management services * Internal Claims Services Department, on call 24 hours a day * Human Resource Consulting Services Provided Human Resource Consulting firms provides advice to their clients regarding the financial and retirement security, health, productivity, and employment relationships of their global workforce. We're Not Just on Your Side, We're on Your Team Sander A. Kessler & Associate offers what everyone else does... but we don't stop there. Our team approach to doing business allows us to become a strategic resource for your company, like an in-house In-house In the context of general equities, keeping an activity within the firm. For example, rather than go to the marketplace and sell a security for a client to anyone, an attempt is made to find a buyer to complete the transaction with the firm. member of your team. Our long-standing relationship with carriers allows us to negotiate from a position of power. And that translates into lower costs for you. Sander A. Kessler & Associates also offers strategic safety plans, in-house loss-control specialists, fleet safety programs, and other innovative ideas to help you prevent losses. We have a specialty division to create insurance geared for your industry. We were also the first to connect the importance of Human Resources The fancy word for "people." The human resources department within an organization, years ago known as the "personnel department," manages the administrative aspects of the employees. with the reduction of Workers' Compensation losses. These are just a few of the ways our team goes the extra mile to provide you with beneficial products and exceptional service. Our Risk Management Programs Leave Nothing to Chance When it comes to Risk Management, choosing the wrong insurance consultant can be risky business. That's why so many companies choose Sander A. Kessler for their Risk Management and Insurance Coverage. We are the experts in identifying problems and customizing safety plans that develop outstanding safety cultures within your organization. Our team will work side by side with your company to develop a program that works, and works within your budget. Our team of experts can: * Complete an exposure analysis through physical observations, evaluation of claims history and present safety and claims handling programs. * Conduct an employee and management survey to identify strengths and weaknesses. * Meet with key management and operations to seek feedback and discuss solutions. * Customize a strategic service, safety and claims handling concept. * Meet on monthly or quarterly basis to ensure proper implementation and effectiveness of plan. Escalating Workers' Comensation Premiums Are a Major Concern of Every Business At SAK SAK Svenska Afghanistankommittén (Swedish Committee for Afghanistan: Stockholm, Sweden) SAK Server Appliance Kit SAK Secure Attention Key SAK Swiss Army Knife SAK Saif Ali Khan (actor) , we know how to assess your needs, then design and implement a program to help you deal with the high cost of workers comp comp See comparison. . Because premiums have grown so dramatically, the traditional guaranteed cost plan may not be the best choice for many businesses. A large number of companies are purchasing loss sensitive plans as a viable alternative to guaranteed cost. These loss sensitive plans can be either a retrospectively ret·ro·spec·tive adj. 1. Looking back on, contemplating, or directed to the past. 2. Looking or directed backward. 3. Applying to or influencing the past; retroactive. 4. rated or a large deductible That which may be taken away or subtracted. In taxation, an item that may be subtracted from gross income or adjusted gross income in determining taxable income (e.g., interest expenses, charitable contributions, certain taxes). plan. Using either of those plans requires that you manage and control your claims. SAK can bring you a large number of choices as respect your workers compensation coverage and can provide the knowledge and tools to help you control loss. Our Employee Benefits Program Gives Your Budget a Clean Bill of Health a certificate from the proper authority that a ship is free from infection. See also: Clean Our team of specialists provides employers with the human resources and financial solutions needed to stay competitive and on budget. We are not just brokers, but full service consultants, on call to handle every aspect of your benefits program. You can count on our innovative team to keep you informed, prepare for renewals and educated about your options. We provide all the assistance you need to communicate the value of your benefits program to your employees. And we help you evaluate and implement administrative and outsourcing (1) Contracting with outside consultants, software houses or service bureaus to perform systems analysis, programming and datacenter operations. Contrast with insourcing. See netsourcing, ASP, SSP and facilities management. solutions in areas such as COBRA cobra, name for African and Asian snakes of the family Elapidae that are equipped with inflatable neck hoods. The family also includes the African mambas, the Asian kraits, the New World coral snakes and a large number of Australian snakes. , to streamline your operation. Group Plans * Innovative medical, dental and vision * Life, AD &D, Long-Term Disability and Long-Term Care long-term care (LTC), n the provision of medical, social, and personal care services on a recurring or continuing basis to persons with chronic physical or mental disorders. * Ensurance that your plans are in compliance with government regulations Financial Plan Management * Detailed claims analysis * Trend & Renewal projection tools * Expertise in alternate funding methods, including self insurance 401 (k) Individual Life and Disability * Funding Buy-Sell agreements buy-sell agreement n. a contract among the owners of a business which provides terms for their purchase of a withdrawing partner's or stockholder's interest in the enterprise. * Estate Planning Estate Planning The overall planning of a person's wealth, including the preparation of a will and the planning of taxes after the individual's death. Notes: Contrary to popular belief, estate planning involves much more than preparing a will, and it is not only for the * Life Insurance Our Personal Insurance Program is Easy To Live With Our wide range of personal insurance products include: * Homeowners * Earthquake * Automobile * Scheduled Personal Property * Course of Construction * Watercraft * Excess Liability * Package Policies Sander A. Kessler's personal lines team has unparalleled experience identifying risks and customizing policies. We know how to recognize the unique needs of our clientele and use innovative techniques to cover risks others might consider too difficult. But our job doesn't end when we write the policy it begins. Our internal claims department is available 24 hours a day, 7 days a week to work with you on any losses, and facilitate a fast and smooth resolution. We Make it Our Business to be Part of Yours We make it a point to know your business. That's why Sander A. Kessler & Associates is a company that keeps clients for decades, not years. A company named "Best Vendor of the Year" by one of the top security corporations in America. A company that will protect your assets as if they were our own. Our creative risk management techniques can help you reduce costs and minimize exposures. And our sophisticated sales and marketing strategies, team concept, and creative service techniques have helped us become one of the most respected insurance brokerages in the country. It's no wonder we have 95% retention rate of our clients. So if you're looking for Looking for In the context of general equities, this describing a buy interest in which a dealer is asked to offer stock, often involving a capital commitment. Antithesis of in touch with. a service-oriented, highly motivated mo·ti·vate tr.v. mo·ti·vat·ed, mo·ti·vat·ing, mo·ti·vates To provide with an incentive; move to action; impel. mo company with an impressive track record, give Sander A. Kessler & Associates a call. We want to be your insurance brokers. Let us prove it. Call Lucille Shalometh at (310) 309-2287 or visit our website at www.sanderkessler.com. |
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