On a budget.QA I am 55 years old, and I had a problem spending. Now I'm trying to set up a budget and stick with it, but I need help. How can I get started.'? --H. DeBerry Via the Internet Internet Publicly accessible computer network connecting many smaller networks from around the world. It grew out of a U.S. Defense Department program called ARPANET (Advanced Research Projects Agency Network), established in 1969 with connections between computers at the Here's a neat trick that will help you set up a budget. Start tracking what you spend. Sounds simple enough, but many of us spend blindly, rarely realizing how much we're actually outlaying on a monthly basis. So get a notepad The text editor that comes with Windows. It is a very elementary utility, but gets the job done most of the time. See text editor and WordPad. (text, tool) Notepad - The very basic text editor supplied with Microsoft Windows. and jot down Verb 1. jot down - write briefly or hurriedly; write a short note of jot write - communicate or express by writing; "Please write to me every week" every purchase you make over the next month to get an accurate picture of where your money is going. If you don't want to go the traditional route, consult the book Girl, Make Your Money Grow/A Sister's Guide to Protecting Your Future and Enriching Your Life by Glinda Bridgforth and Gail Perry-Mason (Broadway; $19.95). In it, you'll find a budgeting plan that will help you see where your money is being spent according to according to prep. 1. As stated or indicated by; on the authority of: according to historians. 2. In keeping with: according to instructions. 3. categories such as entertainment, bills, and groceries gro·cer·y n. pl. gro·cer·ies 1. A store selling foodstuffs and various household supplies. 2. groceries Commodities sold by a grocer. . Once you know where you're spending your money, identify where you can cut costs. For example, if lunch costs you $10 a day, that's $50 a week, $200 a month. If you bring in your lunch two weeks out of the month, you'll save $100, which you could place in an investment vehicle. For more help, order the BLACK ENTERPRISE Wealth Building Kit at 877-WEALTHY or log on to www.black enterprise.com and click on Black Wealth Initiative. |
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