Ocean marine, top writers, United States--2004.

Ocean Marine, Top Writers, United States--2004

Rank is based on 2004 direct premiums written.
($ Thousands)

                                             2004 Direct           %
                                                Premiums   Change in
Rank   Company/Group                 AMB #       Written    Premiums

   1   St. Paul Travelers Cos        18647      $269,845        30.7
   2   Amer Intl Group, Inc          18540       259,127        -5.9
   3   Ace INA Group                 18498       258,705        34.7
   4   CNA Ins Cos                   18313       256,406        -1.1
   5   Allianz of America, Inc       18429       182,284        10.3
   6   Amer Steamship Owners Mut     00161       164,246        74.1
         P & I Assn
   7   White Mountains Ins Group     18490       149,368         5.7
   8   Chubb Group of Ins Cos        00012       137,618        19.8
   9   Zurich Finl Svcs North        18549        99,261        -8.7
         America Grp
  10   XL America Group              18491        87,102        10.4
  11   NY Marine Group               00419        84,683        19.7
  12   Great Amer P&C Ins Group      04835        68,346         1.1
  13   HCC Ins Holdings              18421        61,190        36.5
  14   Markel Corp Group             18468        60,844         0.0
  15   Navigators Ins Group          18081        49,477        -2.5
  16   Tokio Marine & Nichido Fire   02927        47,769         4.9
         USB Group
  17   Hartford Ins Group            00048        31,405         1.4
  18   Farmers Ins Group             00032        29,953         7.2
  19   Arch Capital Group US         18484        28,235        42.7
  20   GE Global Ins Group           18572        26,506         0.0
  21   Swiss Reins Group             03262        25,473       -21.7
  22   Nationwide Group              05987        25,469         9.6
  23   Seaworthy Ins Co              11390        24,722        40.8
  24   USAA Group                    04080        20,755         4.6
  25   State Farm Group              00088        20,695        -0.1
       Top 25 Writers                          2,469,487        12.5
       Total U.S. P/C Industry                $2,693,017         4.8

                                            Market Share (%)

Rank   Company/Group                    2004      2003      2002

   1   St. Paul Travelers Cos           10.0       8.0       7.3
   2   Amer Intl Group, Inc              9.6      10.7      11.2
   3   Ace INA Group                     9.6       7.5       6.5
   4   CNA Ins Cos                       9.5      10.1      11.8
   5   Allianz of America, Inc           6.8       6.4       6.3
   6   Amer Steamship Owners Mut         6.1       3.7       2.7
         P & I Assn
   7   White Mountains Ins Group         5.5       5.5       5.5
   8   Chubb Group of Ins Cos            5.1       4.5       3.8
   9   Zurich Finl Svcs North            3.7       4.2       4.1
         America Grp
  10   XL America Group                  3.2       3.1       3.9
  11   NY Marine Group                   3.1       2.8       2.6
  12   Great Amer P&C Ins Group          2.5       2.6       2.6
  13   HCC Ins Holdings                  2.3       1.7       0.8
  14   Markel Corp Group                 2.3       2.4       2.0
  15   Navigators Ins Group              1.8       2.0       2.1
  16   Tokio Marine & Nichido Fire       1.8       1.8       1.6
         USB Group
  17   Hartford Ins Group                1.2       1.2       1.2
  18   Farmers Ins Group                 1.1       1.1       0.0
  19   Arch Capital Group US             1.0       0.8       0.0
  20   GE Global Ins Group               1.0       1.0       1.1
  21   Swiss Reins Group                 0.9       1.3       0.4
  22   Nationwide Group                  0.9       0.9       1.1
  23   Seaworthy Ins Co                  0.9       0.7       0.7
  24   USAA Group                        0.8       0.8       0.8
  25   State Farm Group                  0.8       0.8       0.9
       Top 25 Writers                   91.7      85.4      81.0
       Total U.S. P/C Industry         100.0     100.0     100.0

                                         Adjusted Loss Ratios

Rank   Company/Group                    2004      2003      2002

   1   St. Paul Travelers Cos           54.8      41.9      34.4
   2   Amer Intl Group, Inc             72.9      48.5      85.2
   3   Ace INA Group                   104.5      61.9      62.3
   4   CNA Ins Cos                      64.7      77.8      82.2
   5   Allianz of America, Inc          50.4      52.9      41.4
   6   Amer Steamship Owners Mut        70.3      83.7      58.6
         P & I Assn
   7   White Mountains Ins Group        41.8      43.0      43.1
   8   Chubb Group of Ins Cos           48.5      39.8      31.5
   9   Zurich Finl Svcs North           57.7      56.3      75.0
         America Grp
  10   XL America Group                 94.6      70.3      10.7
  11   NY Marine Group                  55.7      27.6      54.7
  12   Great Amer P&C Ins Group         47.3      42.5      32.9
  13   HCC Ins Holdings                 96.2      61.3      74.1
  14   Markel Corp Group                57.1      48.8      47.7
  15   Navigators Ins Group            -74.3     192.4      53.3
  16   Tokio Marine & Nichido Fire      63.4     160.9      65.6
         USB Group
  17   Hartford Ins Group               16.3      16.1      25.9
  18   Farmers Ins Group                35.7      49.5       5.3
  19   Arch Capital Group US            71.1      55.2       0.0
  20   GE Global Ins Group              42.9      35.7      83.2
  21   Swiss Reins Group                87.1      43.8      -7.7
  22   Nationwide Group                 64.4      55.1      90.6
  23   Seaworthy Ins Co                 55.8      59.5      66.9
  24   USAA Group                       76.6      44.4      44.4
  25   State Farm Group                 34.8      42.4      38.3
       Top 25 Writers                   61.8      60.3      57.4
       Total U.S. P/C Industry          62.3      64.0      59.2

                                           % of
                                        Company
Rank   Company/Group                   Premiums

   1   St. Paul Travelers Cos               1.2
   2   Amer Intl Group, Inc                 0.9
   3   Ace INA Group                        4.0
   4   CNA Ins Cos                          2.4
   5   Allianz of America, Inc              3.8
   6   Amer Steamship Owners Mut          100.0
         P & I Assn
   7   White Mountains Ins Group            5.4
   8   Chubb Group of Ins Cos               1.4
   9   Zurich Finl Svcs North               0.7
         America Grp
  10   XL America Group                     2.9
  11   NY Marine Group                     57.2
  12   Great Amer P&C Ins Group             1.9
  13   HCC Ins Holdings                     6.7
  14   Markel Corp Group                    3.5
  15   Navigators Ins Group                19.2
  16   Tokio Marine & Nichido Fire         10.8
         USB Group
  17   Hartford Ins Group                   0.3
  18   Farmers Ins Group                    0.2
  19   Arch Capital Group US                1.6
  20   GE Global Ins Group                  1.2
  21   Swiss Reins Group                    5.1
  22   Nationwide Group                     0.2
  23   Seaworthy Ins Co                   100.0
  24   USAA Group                           0.3
  25   State Farm Group                     0.0
       Top 25 Writers                       1.2
       Total U.S. P/C Industry              0.6

Source: A.M. Best Co.