ORDERS ISSUED OR ACTIONS TAKEN BY THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM (JANUARY 1, 1999-MARCH 31, 1999).

                                      Merged or Acquired Bank
Applicant                             or Activity

Arizona Bank,                       To acquire 15 branches in
  Tucson, Arizona                     Arizona
The Banc Corporation,               Emerald Coast Bancshares, Inc.,
  Birmingham, Alabama                 Panama City Beach, Florida
                                    Emerald Coast Bank,
                                      Panama City Beach, Florida
BankAmerica Corporation,            Honor Technologies, Inc.,
  Charlotte, North Carolina           Maitland, Florida
BancWest Corporation,               Star Systems, Inc.,
  Honolulu, Hawaii                    San Diego, California
BB&T Corporation,
  Winston-Salem, North Carolina
First Union Corporation,
  Charlotte, North Carolina
SunTrust Banks, Inc.,
  Atlanta, Georgia
Wachovia Corporation,
  Winston-Salem, North Carolina
Zions Bancorporation,
  Salt Lake City, Utah
Bay Port Financial Corporation,     Bay Port State Bank,
  Bay Port, Michigan                  Bay Port, Michigan
C-B-G, Inc.,                        Peoples National Corporation,
  Wilton, Iowa                        Columbus Junction, Iowa
                                    Community Bank,
                                      Muscatine, Iowa
Commerzbank AG,                     Korea Exchange Bank,
  Frankfurt am Main, Germany          Seoul, Korea
                                      California Korea Bank,
                                      Los Angeles, California
First Banks, Inc.,                  Redwood Bancorp,
  Creve Coeur, Missouri               San Francisco, California
First Banks America, Inc.,          Redwood Bank,
  Clayton, Missouri                   San Francisco, California
First Security Corporation,         Van Kasper & Company,
  Salt Lake City, Utah                San Francisco, California
                                    Redwood Securities Group, Inc.,
                                      San Francisco, California
The Fuji Bank, Limited,             The Yasuda Trust and Banking
  Tokyo, Japan                        Co., Ltd., Tokyo, Japan
                                    Yasuda Bank and Trust Company,
                                      New York, New York
Istituto Bancario San Paolo         Mabon Securities Corp.,
  di Torino-Istituto Mobiliare        New York, New York
  Italiano S.p.A.,                  Cedar Street Securities Corp.,
  Turin, Italy                        New York, New York
Union Planters Corporation,
  Memphis, Tennessee
Union Planters Holding              First Mutual Bancorp, Inc.,
  Corporation,                        Decatur, Illinois
  Memphis, Tennessee
                                    First Mutual Bank, S.B.,
                                      Decatur, Illinois
Wachovia Corporation,               Interstate/Johnson Lane, Inc.,
  Winston-Salem, North Carolina       Charlotte, North Carolina
                                    Interstate/Johnson Lane
                                      Corporation, Charlotte,
                                      North Carolina
Westdeutsche Immobilienbank,        To establish a representative
  Mainz, Germany                      office in New York, New York

                                                        Bulletin
  Merged or Acquired Bank                               Volume
  or Activity                       Date of Approval    and Page

To acquire 15 branches in           March 3, 1999       85, 343
  Arizona
Emerald Coast Bancshares, Inc.,     February 1, 1999    85, 269
  Panama City Beach, Florida
Emerald Coast Bank,
  Panama City Beach, Florida
Honor Technologies, Inc.,           February 1, 1999    85, 271
  Maitland, Florida
Star Systems, Inc.,
  San Diego, California
Bay Port State Bank,                March 22, 1999      85, 333
  Bay Port, Michigan
Peoples National Corporation,       March 29, 1999      85, 335
  Columbus Junction, Iowa
Community Bank,
  Muscatine, Iowa
Korea Exchange Bank,                March 15, 1999      85, 336
  Seoul, Korea
  California Korea Bank,
  Los Angeles, California
Redwood Bancorp,                    February 12, 1999   85, 268
  San Francisco, California
Redwood Bank,
  San Francisco, California
Van Kasper & Company,               January 25, 1999    85, 207
  San Francisco, California
Redwood Securities Group, Inc.,
  San Francisco, California
The Yasuda Trust and Banking        March 15, 1999      85, 338
  Co., Ltd., Tokyo, Japan
Yasuda Bank and Trust Company,
  New York, New York
Mabon Securities Corp.,             February 1, 1999    85, 275
  New York, New York
Cedar Street Securities Corp.,
  New York, New York
First Mutual Bancorp, Inc.,         January 11, 1999    85, 205
  Decatur, Illinois
First Mutual Bank, S.B.,
  Decatur, Illinois
Interstate/Johnson Lane, Inc.,      March 17, 1999      85, 340
  Charlotte, North Carolina
Interstate/Johnson Lane
  Corporation, Charlotte,
  North Carolina
To establish a representative       March 1, 1999       85, 346
  office in New York, New York