ONE IDEA.

Name: Bruce Smith

Home: Woodland Hills

Age: 40

Occupation: Insurance salesman

One idea: Smith bought 100 shares of Altria Group, Inc., when it was at $33 nine months ago. Altria Group, the parent company of Philip Morris, is a leader in not only tobacco products but many different consumables.

Quote: ``Philip Morris pays a good dividend and it's a sound company. I'm not too big on the tobacco thing, but they own a big piece of Kraft Foods and they still own a big chunk of Miller Beer. They're the number one company out there.''

Ticker: MO

Friday's close: $74.03