New insurance option for workers.New Insurance Option for Workers The many people with disabilities who want to work now face fewer obstacles. Previously, beneficiaries who lost their Social Security Disability Insurance (SSDI SSDI Social Security Disability Insurance SSDI Social Security Death Index SSDI Social Security Disability Income (common, but incorrect) SSDI Supplemental Security Disability Income SSDI Ship System Definition & Index ) eligibility because of substantial paid employment retained Medicare Medicare, national health insurance program in the United States for persons aged 65 and over and the disabled. It was established in 1965 with passage of the Social Security Amendments and is now run by the Centers for Medicare and Medicaid Services. coverage for 36 months, and then this also stopped. A new option eliminates this problem. As of July 1990, SSDI/Medicare beneficiaries who return to work and have earnings in excess of current Social Security limits (known as "SGA SGA abbr. small for gestational age Small-for-gestational-age (SGA) A term used to describe newborns who are below the 10th percentile in height or weight for their estimated gestational age. ") are now able to purchase Medicare after their eligibility ends. Beneficiaries may now buy Medicare after exhausting the 12-month trial work period and the 36-month extended period: that is, 48 months after returning to work. One caveat: they will be allowed to buy Part A, hospitalization hospitalization /hos·pi·tal·iza·tion/ (hos?pi-t'l-i-za´shun) 1. the placing of a patient in a hospital for treatment. 2. the term of confinement in a hospital. , or Part A and Part B, major medical coverage, but not part B alone. Moreover, for some people, the cost of Part A will be fully or partially paid by Medicaid Medicaid, national health insurance program in the United States for low-income persons; established in 1965 with passage of the Social Security Amendments and now run by the Centers for Medicare and Medicaid Services. , even if the person is not enrolled in Medicaid. These buy-in provisions can help; but be sure to check with your chapter and local Social Security office about Medicaid/Medicare stipulations and your state's requirements. |
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