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New IntelliSpeed Suite Enhances APPRO's LoanCenter System.

BATON ROUGE Baton Rouge (băt`ən rzh) [Fr.,=red stick], city (1990 pop. 219,531), state capital and seat of East Baton Rouge parish, SE La. , La. -- APPRO Systems, Inc., an Equifax company and the leading provider of automated credit risk management and financial technologies for the lending industry, announced the availability of a new suite of services for LoanCenter(TM), APPRO's loan automation and credit evaluation software system. The IntelliSpeed suite was designed to assist the LoanCenter system in ensuring financial institutions can easily stay abreast of and capitalize on Cap´i`tal`ize on`   

v. t. 1. To turn (an opportunity) to one's advantage; to take advantage of (a situation); to profit from; as, to capitalize on an opponent's mistakes s>.
 today's ever-changing lending decisioning criteria. This suite is currently available to LoanCenter customers.

The suite consists of RuleStudio, MatrixStudio and ScorecardStudio. RuleStudio is an internal tool designed to allow the creation of custom credit policy expert rules. In as few as 24 hours, customers can receive (or implement) custom credit policy guidelines or rules that efficiently meet their individual needs. RuleStudio can be released independently from LoanCenter, allowing new rules to be implemented with a customer's existing LoanCenter system (versions 3.0 and above). This improves speed to market, reduces technology risk and the cost of quality assurance.

In order to ensure the information in the RuleStudio is accurate, APPRO provides consulting and credit reporting expertise in rule requirement writing, programming, expert quality assurance testing, documentation and delivery. No credit reporting expertise or IT staff is required of the financial institution for the RuleStudio to be successful.

"Responding to the demands of today's lending environment and our customer's needs is strategically important for us because it allows us to provide the industry and our customers with the tools and resources needed to be more successful," said Paul McCown, senior vice president of APPRO Systems, Inc. "With the IntelliSpeed suite we have enabled our customers to meet the increasing credit decisioning demands and further illustrated our commitment to enhancing the credit evaluation process through innovative technology."

MatrixStudio brings new auto-decisioning and market-of-one pricing attributes to customers on request. Customers can then quickly, through APPRO's Policy Matrix Maintenance, configure new sophisticated decisioning and pricing strategies There are many ways in which the price of a product can be determined. The following are the foremost strategies that businesses are likely to use. Competition-based pricing
Setting the price based upon prices of the similar competitor products.
 for a timely response to market demands.

The ScorecardStudio function enables users to implement new custom or pooled data scorecards on demand. Scorecards can be created from a large inventory of pre-coded certified See certification.  characteristics from scoring vendors. New scorecard characteristics or even new scoring vendors' cards can be added through ScorecardStudio and released with a customer's existing LoanCenter system.

"The LoanCenter system with its set of more than 500 credit policy expert criteria, combined with the IntelliSpeed studio suite, provides our customers with the highest automated decisioning in the industry," continued McCown. "This helps our customers of all sizes book an increasingly higher volume of loans with the best borrowers and consistently grow their business with confidence."

About APPRO Systems, Inc.

APPRO Systems Inc., acquired by Equifax Inc. in 2005, offers credit risk management solutions that are core elements of Equifax's suite of enabling technologies. With Equifax enabling technologies, businesses can manage the entire customer lifecycle, including account acquisition, profitability management, and risk management and leverage Equifax's vast data and analytic capabilities. APPRO supports more than 180 financial institutions, with customers of all types in the United States United States, officially United States of America, republic (2005 est. pop. 295,734,000), 3,539,227 sq mi (9,166,598 sq km), North America. The United States is the world's third largest country in population and the fourth largest country in area. , Canada, the Virgin Islands and Puerto Rico Puerto Rico (pwār`tō rē`kō), island (2005 est. pop. 3,917,000), 3,508 sq mi (9,086 sq km), West Indies, c.1,000 mi (1,610 km) SE of Miami, Fla. . For additional information about APPRO, visit the company's Web site at www.approsystems.com.

About Equifax Inc. (www.equifax.com)

Equifax Inc. (NYSE NYSE

See: New York Stock Exchange
: EFX EFX Effects (as in motion picture special effects; sometimes just FX)
EFX Elite Force Xtreme (gaming)
EFX Elliptical Fitness Crosstrainer
EFX Expeditionary Force Experiment
) is a global leader in turning information into intelligence. For businesses, Equifax provides faster and easier ways to find, approve and market to the appropriate customers. For consumers, Equifax offers easier, instantaneous ways to buy products or services and better insight into and management of their personal credit. Equifax. Information that Empowers.

Caution Concerning Forward-Looking Statements forward-looking statement

A projected financial statement based on management expectations. A forward-looking statement involves risks with regard to the accuracy of assumptions underlying the projections.
 

Statements in this press release that relate to Equifax's future plans, objectives, expectations, performance, events and the like may constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act The Private Securities Litigation Reform Act of 1995 (PSLRA) implemented several significant substantive changes affecting certain cases brought under the federal securities laws, including changes related to pleading, discovery, liability, class representation and awards fees and  of 1995, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Future events, risks and uncertainties, individually or in the aggregate, could cause our actual results to differ materially from those expressed or implied in these forward-looking statements. Those factors include, but are not limited to, changes in worldwide and U.S. economic conditions that materially impact consumer spending Consumer demand or consumption is also known as personal consumption expenditure. It is the largest part of aggregate demand or effective demand at the macroeconomic level.  and consumer debt, changes in demand for Equifax's products and services, our ability to develop new products and services, pricing and other competitive pressures, risks relating to relating to relate prepconcernant

relating to relate prepbezüglich +gen, mit Bezug auf +acc 
 illegal third party efforts to access data, risks associated with the integration of acquisitions and other investments, changes in laws and regulations governing our business, including the cost of compliance with the Fair and Accurate Credit Transactions Act Under the Fair and Accurate Credit Transactions Act of 2003 (FACT Act or FACTA, Pub.L. 108-159) which was passed by the United States Congress on December 4 2003 as an amendment to the Fair Credit Reporting Act, consumers can request and obtain a free credit report  and federal or state responses to identity theft concerns, and certain other factors discussed under the caption "Risk Factors" in the Management's Discussion and Analysis Management's discussion and analysis (MD&A)

A report from management to shareholders that accompanies the firm's financial statements in the annual report. It explains the period's financial results and enables management to discuss topics that may not be apparent in the financial
 section of Equifax's Annual Report on Form 10-K Form 10-K

A report required by the SEC from exchange-listed companies that provides for annual disclosure of certain financial information.


Form 10-K

See 10-K.
 for the year ended December 31, 2004, and in our other filings with the SEC. Equifax assumes no obligation to update any forward-looking statements to reflect events that occur or circumstances that exist after the date on which they were made.
COPYRIGHT 2005 Business Wire
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2005, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.

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Publication:Business Wire
Geographic Code:1USA
Date:Aug 22, 2005
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