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New Guide from Pacific Life and Pacific Life & Annuity Helps Clients Assess Their Road to Retirement.

NEWPORT BEACH, Calif. -- Many Americans have big dreams for retirement with little savings. Pacific Life Insurance Company and Pacific Life & Annuity Company now offer the "Road to Retirement" guide and the Retirement Income Needs fact finder to help financial professionals address the dire need for additional retirement income with their clients.

Many Americans do not realize that there is a retirement crisis. More than 100 million Americans1 plan to retire in the next three decades but a report from the Center for Retirement Research at Boston College found that nearly 45% of all working American households are "at risk" of not having enough income to maintain their standard of living when they retire.2

According to Alyce Peterson, vice president of marketing services for the Life Insurance Division of Pacific Life, the new Road to Retirement guide provides an overview and comparison of retirement products and options for maximizing savings. "The time to start considering all retirement income options, including life insurance, is now. The cost of waiting can be very high. A permanent cash value life insurance policy will not only provide death benefit protection along the way, it can also supplement retirement income from the potential tax-deferred growth of a policy's cash value," she explained.

Financial professionals appointed with Pacific Life and/or Pacific Life & Annuity can access interactive retirement tools and other retirement related materials at the new virtual Retirement Center at Lifeline.PacificLife.com. The Retirement Center features:

* Retirement calculators

* Retirement Architect software

* Sales ideas featuring life insurance and

* PowerPoint presentations for clients

Financial professionals can get a copy of the "Road to Retirement" guide by contacting their Pacific Life or Pacific Life & Annuity representative or by calling 866-722-9555.

1 U.S. Census Bureau, 2000

2 National Retirement Index Report - July 2007

Pacific Life Insurance Company

Founded in 1868, Pacific Life provides life insurance products, annuities, and mutual funds, and offers a variety of investment products and services to individuals, businesses, and pension plans.3 Pacific Life counts more than half of the 50 largest U.S. companies as clients4 and is a member of the Insurance Marketplace Standards Association (IMSA), whose membership promotes high ethical standards for the sale of individual life insurance and annuities. For additional information about Pacific Life, including its current financial strength ratings from A.M. Best, Fitch Ratings, Standard & Poor's, and Moody's, visit the company Web site at www.PacificLife.com.

Pacific Life & Annuity Company

Pacific Life & Annuity offers a wide range of products, including life insurance, annuities, structured settlement annuities, and other investment products and services for individuals and businesses.3 Pacific Life & Annuity is a member of the Insurance Marketplace Standards Association (IMSA), whose membership promotes high ethical standards for the sale of individual life insurance and annuities. For additional information about Pacific Life & Annuity, including its current financial strength ratings from A.M. Best, Fitch Ratings, Standard & Poor's, and Moody's, visit the company Web site at www.PacificLifeandAnnuity.com.

3 Product features and availability vary by state.

4 Data compiled by Pacific Life using the FORTUNE 500[R] list as of April 2007.

Pacific Life Insurance Company is licensed to issue individual life insurance and annuity products in all states except New York. Product availability and features vary by state. Individual life insurance and annuity products are available in New York through Pacific Life & Annuity Company. Each company is solely responsible for the financial obligations accruing under the policies it issues, and its product and rider guarantees are backed by that company's financial strength and claims-paying ability.

This material is intended to provide general information. It is not intended as, nor may be considered, the legal opinion of Pacific Life or Pacific Life & Annuity on tax or other matters. Private counsel alone may be responsible and relied upon for those purposes.
COPYRIGHT 2007 Business Wire
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2007, Gale Group. All rights reserved.

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Publication:Business Wire
Date:Aug 21, 2007
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