New Credit Research Foundation Study Finds CreditRiskMonitor Among the Top 4 Commercial Credit Information Services.

VALLEY COTTAGE, N.Y. -- In its updated detailed study of business credit scoring and statistical modeling, the Credit Research Foundation for the first time found CreditRiskMonitor (OTCBB: CRMZ) among the top 4 choices of information services being used by Credit Managers. The leading vendors include: D&B, Experian, CreditRiskMonitor, and Equifax.

The Credit Research Foundation, a not-for-profit organization serving the business credit community with education and research since 1949, has previously conducted studies of the growing use of credit scoring, in 2000 and again in 2003. In the 2003 study, CRF reported, many respondents doubted that credit scoring and statistical modeling would work effectively for their businesses. However, in the new survey such skepticism has dissipated, with 88% of respondents indicating they are using scoring or anticipate doing so within 5 years, embracing this innovation. According to the study, respondents cite a reduction in bad debts and days-sales-outstanding, as well as other cost savings.

Al Carmenini, CreditRiskMonitor Senior Vice President, commented, "We are pleased to be recognized in the Credit Research Foundation study along with such well-known brands as D&B, Experian and Equifax. This is another milestone for us in our efforts to gain brand recognition. It is also gratifying to see the B-to-B credit community is actively embracing innovations in scoring and statistical modeling. The CRF's leadership and active members should all take pride in its role as an agent of change."

The study, Credit Scoring, The Future of Decisioning in the A/R Process, is based on a survey conducted in August and September, 2006. A total of 490 credit professionals responded to this survey. The full study is available (for purchase) at CRF at https://www.crfonline.org/store/c-1-books-and-monographs.aspx.

About CreditRiskMonitor

CreditRiskMonitor (http://www.crmz.com) is an Internet-based financial information service, designed to save time for busy corporate credit professionals. The service provides comprehensive commercial credit reports covering public companies world-wide and includes detailed financial analysis, financial statements and trend reports, credit scores, company background information, Moody's and Standard & Poor's ratings, and peer analyses. Plus, it includes public record filings and trade payment data on millions of U.S. companies. The service also provides continuous news monitoring that keeps customers up-to-date on events affecting the credit worthiness of companies, including financial statement updates, SEC filings, S&P and Moody's rating changes, and credit-relevant news.

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