NEW ATMS CAN LOOK YOU IN THE EYE, KNOW IT'S YOU.Byline: Terri Langford Associated Press Associated Press: see news agency. Associated Press (AP) Cooperative news agency, the oldest and largest in the U.S. and long the largest in the world. If you can't tell identical twins identical twins pl.n. Twins derived from the same fertilized ovum that at an early stage of development becomes separated into independently growing cell aggregations, giving rise to two individuals of the same sex, identical genetic makeup, and Michael and Richard Swartz apart, do what Bank United of Texas does - look them in the eyes. On Thursday, Bank United became the first in the United States United States, officially United States of America, republic (2005 est. pop. 295,734,000), 3,539,227 sq mi (9,166,598 sq km), North America. The United States is the world's third largest country in population and the fourth largest country in area. to offer iris recognition Iris recognition is a method of biometric authentication that uses pattern recognition techniques based on high-resolution images of the irides of an individual's eyes. Not to be confused with another less prevalent ocular-based technology, retina scanning, iris recognition uses technology at automatic teller machines See ATM. , providing the Swartzes and other customers a cardless, password-free way to get their money out of an ATM. ``It knows you just by looking at you,'' said Ron Koben, Bank United's executive vice president. ``There's no card to show, there's no fingers to ink, no customer inconvenience or discomfort. It's just a photograph of a Bank United customer's eyes.'' Here's how it works: A customer has a close-up photo of his eye taken at the bank, and the picture is stored in a computer. When the customer goes up to the ATM to take out money, he presses a button to start an eye scan. The ATM then matches the picture of the iris with the one stored in the bank's database to confirm the customer's identity. To demonstrate, Richard Swartz, a 25-year-old Rice University graduate student, had his iris photographed by a bank employee. Minutes later, Swartz was able to withdraw $40 out of his account, without inserting a card or punching in Punching in refers to a recording technique used on early multitrack recordings whereby a portion of the performance was overdubbed onto a previously recorded tape, usually overwriting any sound that had previously been on the track used. a secret identification code. Then, Swartz's brother Michael walked up to the machine. But since his iris didn't match his brother's, the ATM refused to give him access. Iris identification - already used by 11 banks outside the United States - is expected to eliminate the use of cards and passwords, not only at the cash machine but eventually in many other kinds of financial transactions. The iris recognition and software process was invented a few years ago by Dr. John Daughman of Cambridge University Cambridge University, at Cambridge, England, one of the oldest English-language universities in the world. Originating in the early 12th cent. (legend places its origin even earlier than that of Oxford Univ. in England. It's marketed in this country to financial institutions by Sensar Inc. of Moorestown, N.J. Bank customers at three locations in Fort Worth, Houston and Dallas, can have their iris photographed electronically at the bank. Bank United hopes to have more eye-scanning ATMs up and running within the next year. The iris is the best part of the eye to use as an identifier because there are no known diseases of the iris and it is not subject to eye surgery, officials said. Bank United's iris project is the result of a partnership with Sensar, which holds a license to the technology from IriScan of Marlton, N.J., and ATM-maker Diebold Inc., which unveiled its first teller TELLER. An officer in a bank or other institution. He is said to take that name from tallier, or one who kept a tally, because it is his duty to keep the accounts between the bank or other institution and its customers, or to make their accounts tally. machine in 1966. CAPTION(S): Photo, Box PHOTO Michael Swartz, left, watches as his twin Richard has his iris scanned during a demonstration of new recognition technology in Houston. Pat Sullivan/Associated Press BOX: PROOF OF EYEDENTITY ATM's equipped with iris recognition technology became available to customers of Texas-based Bank United on Thursday. Before gaining access to your account, a camera in the bank teller A bank teller is an employee of a bank who deals directly with most customers. In some places this employee is known as a cashier. Tellers are considered a "front line" in the banking business. machine scans your iris. A look at the system. |
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