NCS Introduces TRV(R) TotalTin and Adds ``ITIN Alert'' To Existing TRV(R) Services.

EGG HARBOR CITY, N.J. -- Aids lenders & brokers serving emerging markets with income and ID verification direct from the IRS & SSA. Alerts whether the taxpayer's identification number is an ITIN or SSN.

NCS, Inc., a risk analysis leader retailing its TRV(R) branded services through 150 plus credit reporting agencies throughout the United States, announced today the introduction of TRV(R) TotalTIN, a verification report used to credential the identity of a taxpayer identification number (TIN) regardless of classification as a Social Security Number (SSN) or Individual Taxpayer Identification Number (ITIN). The "ITIN Alertsm" feature was also introduced on two of NCS's IRS & SSA derived verification reports, the TRV(R) Stated Income Reports and the TRV(R) Report.

"Knowing your customer is critical to assessing the risk of underwriting a loan whether a traditional or non-traditional borrower," says Bob Knuth, President and CEO of NCS. "TRV(R) TotalTIN and the ITIN Alertsm provides a verification of the TIN from the issuers of the identification number thus aiding compliance with the Patriot Act."

Available exclusively through TRV Alliance Partners

Prior to today's announcement, identity verification products only verified the identity matched to a SSN, and not an ITIN. Past products utilized databases, credit header information, or best case, the SSA.

"We really have two unique sources for TRV(R) TotalTINsm and our ITIN Alertsm, said Knuth, "that makes for a cost effective solution and one of the more definitive TIN confirmations available." Knuth added, "Many have identified emerging markets as a key market the mortgage industry can help achieve the dream of homeownership. TotalTINsm aids in qualifying greater amounts of consumers while also a key component in a company's war chest of fraud detection tools."

About NCS, Inc.

NCS, Inc. is a leader in risk reduction services with the distinction of being the first organization in 1994 to offer IRS & SSA income and ID verification nationwide. Since 1987, NCS has offered advanced quality products and services to professionals in and outside the mortgage industry with the customer service mantra of, "beyond the expectedsm."

NCS and its credit reporting affiliate NCS/Credit Central, Inc. are headquartered in Egg Harbor City, NJ. For further information on NCS and the TRV(R) Alliance, please call (800)-582-7066, or visit www.ncstrv.com.