NCAL Bancorp Announces Two-for-One Stock Split.

LOS ANGELES -- Barry W. Uzel and President and Chief Executive Officer of NCAL Bancorp (OTCBB:NCAL), the parent company of National Bank of California, announced today that the Corporation's Board of Directors has approved a two-for-one stock split of the Corporation's Common Stock. The stock split will be effective and additional shares issued to shareholders of record as of February 28, 2007. Shareholders of record as of such date will receive one additional share of common stock for each share owned on that date. It is anticipated that the certificates representing the additional shares issued will be delivered to shareholders in March 2007.

"The intended purpose of this stock split is to facilitate shareholders liquidity and to have more shares available for investment in the bank," said Barry W. Uzel, President and Chief Executive Officer.

National Bank of California is a full-service commercial bank and a member of the FDIC. Southern California regional locations are in Los Angeles, Glendale, Sherman Oaks, Westlake Village and Costa Mesa. Shares of the Company's stock are traded on the Over the Counter Bulletin Board, stock symbol NCAL.

This release may contain certain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Actual results could differ materially from those projected in the forward-looking statements.

Further information can be obtained at the bank's Web site: www.nbcal.com or by calling Barry W. Uzel, President and CEO at 323-655-6001.