Mortgage applications indexes: Mortgage Bankers Association (MBA).

MARKET COMPOSITES

                        (Unadjusted)
        Market  Purchase  Refinance  FRM    ARM
        Index   Index     Index      Index  Index

FEB-07  621.4   399.8     1,911.4    511.8  2,921.8
MAR-07  713.4   456.3     2,210.2    592.9  3,243.3
APR-07  695.8   466.5     2,030.2    596.3  2,785.8
MAY-07  730.0   500.7     2,065.0    629.3  2,845.6
JUN-07  664.6   482.2     1,726.3    559.8  2,866.0
JUL-07  621.1   451.1     1,611.0    513.1  2,888.7
AUG-07  664.2   465.1     1,823.4    570.2  2,638.3
SEP-07  611.8   397.4     1,860.1    558.4  1,737.0
OCT-07  630.4   391.1     2,023.6    568.4  1,936.0
NOV-07  633.9   360.4     2,225.5    569.8  1,982.4
DEC-07  530.4   283.9     1,965.3    501.4  1,145.3
JAN-08  824.4   327.9     3,713.2    786.1  1,636.0
FEB-08  864.2   384.7     3,654.3    796.0  2,300.2

                 (Seasonally Adjusted)
        Market  Purchase  Refinance  FRM    ARM
        Index   Index     Index      Index  Index

FEB-07  625.7   397.0     1,959.9    515.3  2,942.4
MAR-07  670.9   408.8     2,210.2    557.6  3,050.3
APR-07  646.9   412.2     2,030.2    554.4  2,590.4
MAY-07  669.7   433.9     2,065.0    577.3  2,610.6
JUN-07  634.7   443.1     1,761.5    534.7  2,733.2
JUL-07  618.5   435.3     1,692.8    511.1  2,870.8
AUG-07  642.9   440.7     1,823.4    552.3  2,545.4
SEP-07  655.4   432.6     1,953.9    598.1  1,862.6
OCT-07  661.6   419.5     2,073.1    596.6  2,030.0
NOV-07  699.5   427.4     2,309.2    628.9  2,186.8
DEC-07  650.8   412.4     2,127.4    615.1  1,405.5
JAN-08  912.2   419.3     3,837.9    869.7  1,813.4
FEB-08  864.6   377.6     3,703.4    796.6  2,296.1

CONVENTIONAL LOANS

                         (Unadjusted)
        Market   Purchase  Refinance  FRM      ARM
        Index    Index     Index      Index    Index

FEB-07    925.6  624.8     2,148.2      758.2  4,359.3
MAR-07  1,057.1  709.6     2,469.5      874.7  4,797.9
APR-07  1,026.7  724.2     2,256.1      876.4  4,108.8
MAY-07  1,075.9  778.0     2,287.0      923.7  4,199.3
JUN-07    975.4  748.0     1,899.3      816.0  4,244.3
JUL-07    909.7  698.2     1,769.4      744.6  4,296.3
AUG-07    963.2  713.5     1,978.2      821.5  3,869.3
SEP-07    876.3  603.7     1,984.2      798.2  2,478.3
OCT-07    904.9  591.6     2,178.1      812.5  2,800.0
NOV-07    911.6  543.2     2,408.7      815.2  2,887.9
DEC-07    760.3  423.4     2,129.5      717.5  1,637.3
JAN-08  1,194.7  481.3     4,094.4    1,136.0  2,399.2
FEB-08  1,211.8  542.9     3,930.6    1,108.3  3,333.4

                  (Seasonally Adjusted)
        Market   Purchase  Refinance  FRM      ARM
        Index    Index     Index      Index    Index

FEB-07    932.2  620.6     2,202.5      763.5  4,390.5
MAR-07    994.9  635.8     2,469.5      823.2  4,515.8
APR-07    955.3  639.8     2,256.1      815.5  3,823.4
MAY-07    987.7  674.3     2,287.0      848.0  3,855.1
JUN-07    931.8  687.3     1,938.0      779.8  4,049.1
JUL-07    906.2  673.7     1,859.6      742.1  4,271.5
AUG-07    932.4  676.1     1,978.2      795.9  3,733.0
SEP-07    938.8  657.2     2,084.7      855.0  2,658.4
OCT-07    949.4  634.7     2,231.1      852.6  2,935.1
NOV-07  1,005.3  644.2     2,500.1      899.1  3,183.4
DEC-07    929.8  615.1     2,302.7      877.6  2,001.3
JAN-08  1,318.0  616.3     4,230.9    1,253.1  2,651.3
FEB-08  1,212.9  533.1     3,982.0    1,109.7  3,329.6

GOVERNMENT LOANS

                        (Unadjusted)
        Market  Purchase  Refinance  FRM    ARM
        Index   Index     Index      Index  Index

FEB-07  114.0    78.1       660.8    101.1  395.2
MAR-07  140.4    94.4       842.7    123.5  511.5
APR-07  144.0    98.3       839.8    129.5  460.9
MAY-07  153.2   104.4       895.9    138.9  466.6
JUN-07  146.4   102.4       816.8    132.9  443.9
JUL-07  139.8    97.9       778.0    127.3  415.0
AUG-07  165.5   110.1     1,011.3    151.4  475.2
SEP-07  170.8   102.5     1,212.9    158.8  435.0
OCT-07  172.7   104.4     1,215.1    161.6  417.9
NOV-07  170.8    99.0     1,265.3    160.8  391.5
DEC-07  147.2    84.4     1,104.9    141.2  281.1
JAN-08  206.9   108.6     1,706.9    203.0  295.0
FEB-08  284.6   158.4     2,209.3    275.6  485.0

                 (Seasonally Adjusted)
        Market  Purchase  Refinance  FRM    ARM
        Index   Index     Index      Index  Index

FEB-07  114.6    77.6       679.4    101.7  397.8
MAR-07  130.8    84.5       842.7    115.1  476.6
APR-07  132.8    86.9       839.8    119.4  425.0
MAY-07  139.5    90.5       895.9    126.4  424.8
JUN-07  139.2    94.1       832.9    126.3  421.4
JUL-07  138.7    94.5       816.0    126.3  410.1
AUG-07  160.1   104.4     1,011.3    146.5  459.3
SEP-07  182.8   111.4     1,272.1    169.9  464.9
OCT-07  181.8   112.1     1,246.9    170.1  439.8
NOV-07  189.8   117.5     1,309.1    178.7  434.3
DEC-07  185.8   122.7     1,208.6    178.0  357.8
JAN-08  235.7   137.7     1,769.9    231.2  337.3
FEB-08  283.7   155.3     2,246.9    274.7  482.4