MetLife Announces Dental Web Site for Federal Employees.

Convenient Source for Detailed Information on Benefits Offerings and Enrollment

NEW YORK -- MetLife today announced the creation of a special Web site for Federal employees and annuitants to obtain more information about MetLife's dental benefits options available to them under the Federal Employees Dental and Vision Insurance Program (FEDVIP). The Web site is http://federaldental.metlife.com.

The Web site discusses the features and flexibility of the MetLife Federal Dental Plan's high and standard dental benefits options available to eligible Federal employees and annuitants during the open enrollment period for FEDVIP that runs from November 13 to December 11, 2006. By inputting the zip code of their primary residence, Federal employees and annuitants can also compare the premium rates for the two MetLife options.

In addition to describing the options' covered services and reimbursements, the Web site makes it easy for Federal employees to see which dentists are part of MetLife's Preferred Dentist Program (PDP) - a nationwide network of over 90,000 dentist locations consisting of carefully credentialed general and specialty dentists. While MetLife Federal Dental Plan participants have the freedom to utilize any dentist and receive benefits for covered services, using an in-network dentist can provide noteworthy savings because in-network dentists have agreed to accept MetLife's negotiated fees - which are generally 10% to 35% less than the average local charges in a community. In-network (PDP) dentists even agree to extend these negotiated fees for services not covered under the plan such as cosmetic dentistry, dental implants, adult orthodontia or services rendered after benefit maximums are exceeded. By inputting a zip code or address, users can find in-network dentists within proximity to convenient locations, by specialty, by name and/or by language preference.

Beginning November 13, http://federaldental.metlife.com will also link to the U.S. Office of Personnel Management (OPM) Web site to allow eligible Federal employees to seamlessly and easily enroll for their dental benefits online.

For Federal employees and annuitants wishing to have their questions addressed by phone, MetLife has established a toll-free number at 1-888-865-6854. The TDD phone number is 1-888-260-5376.

MetLife administers dental benefits for nearly 21 million people, more than any other commercial carrier. MetLife has been working with Federal employees and their families for over fifty years - first with the Federal Employees' Group Life Insurance program and then with the Federal Long Term Care Insurance Program and the Federal Thrift Savings Plan.

MetLife is a subsidiary of MetLife, Inc. (NYSE: MET), a leading provider of insurance and financial services with operations throughout the United States and the Latin America, Europe and Asia Pacific regions. Through its domestic and international subsidiaries and affiliates, MetLife, Inc. reaches more than 70 million customers around the world and MetLife is the largest life insurer in the U.S. (based on life insurance in-force). The MetLife companies offer life insurance, annuities, auto and home insurance, retail banking and other financial services to individuals, as well as group insurance, reinsurance and retirement & savings products and services to corporations and other institutions. For more information, please visit www.metlife.com.