Member benefit: long-term care insurance: each month, APTA highlights one of the many benefits that are available to members of the Association. Take advantage of your membership!APTA APTA American Physical Therapy Association. members between the ages of 40 and 79 are eligible to apply for an APTA-endorsed long-term care long-term care (LTC), n the provision of medical, social, and personal care services on a recurring or continuing basis to persons with chronic physical or mental disorders. insurance plan that can help defray de·fray tr.v. de·frayed, de·fray·ing, de·frays To undertake the payment of (costs or expenses); pay. [French défrayer, from Old French desfrayer : des-, the rising cost of nursing homes and assisted care facilities. The plan has many benefits, including guaranteed renewal regardless of age or the number of claims submitted (as long as the premiums are paid on time) and an inflation-protection option that can help you keep pace with future increases in long-term care costs. In addition, unlike Medicare, hospitalization is not required in order to qualify for benefits. Members also can purchase this insurance for their parents. This plan is administered by Marsh Affinity Group A special interest group. This is a marketing term for a group of people with similar interests. Services and is underwritten by General Electric Capital Assurance Company. For more information, or to apply, contact Marsh Affinity Group Services at 800/358-3795. |
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