Meet the candidates: on Nov. 5, voters will elect the top insurance regulator in five states. (Industry Strategies: State Regulation).Voters in five states will go to the polls Nov. 5 to elect insurance commissioners. The races center on local issues. In California, the focus is on integrity in the wake of the scandal-tinged resignation of the previous commissioner, while in Kansas the debate is whether Anthem anthem [ultimately from antiphon], short nonliturgical choral composition used in Protestant services, usually accompanied and having an English text. The term is used in a broader sense for "national anthems" and for the Latin motets still used occasionally in Inc. should be allowed to acquire Blue Gross & Blue Shield Blue Shield A US not-for-profit health care insurer that is a reimbursement intermediary for physicians. Cf Blue Cross. of Kansas in a sponsored demutualization Demutualization The process of changing corporate structure from a mutual fund company to some other form, such as a limited liability or corporation. Notes: This means mutual/life insurance companies convert from policyholder companies to stock companies. . And, in Florida, voters will elect a chief financial officer who will oversee a new system of insurance regulation there. The following summarizes the slates of candidates and the issues: California California voters will select the first insurance commissioner since Chuck Quackenbush Charles "Chuck" Quackenbush (born 1954) is a Florida law enforcement officer and former California politician. He served as Insurance Commissioner of California from 1995–2000 and as a California State Assemblyman representing the 22nd District, from 1986–1994. resigned the post in disgrace DISGRACE. Ignominy, shame, dishonor. No witness is required to disgrace himself. 13 How. St. Tr. 17, 334; 16 How. St. Tr. 161. Vide Crimination; To Degrade. in 2000. Both candidates vow to return integrity to the office, which they say was tainted taint v. taint·ed, taint·ing, taints v.tr. 1. To affect with or as if with a disease. 2. To affect with decay or putrefaction; spoil. See Synonyms at contaminate. 3. by a scandal that left two of Quackenbush's lieutenants facing criminal charges for alleged misuse of insurance company donations. Voters will choose from two veteran politicos: Democrat John Garamendi John Raymond Garamendi (born January 24, 1945) is a U.S. politician and a member of the Democratic Party. He became the 46th Lieutenant Governor of California on January 8 2007. , who served as the state's first elected commissioner from 1991 to 1995, and Republican Gary Mendoza, former commissioner of the California Department of Corporations under Gov. Pete Wilson For others named Pete Wilson, see . Peter Barton Wilson (born August 23, 1933) is an American Republican politician from California. Wilson served as the thirty-sixth Governor of California (1991–1999), the culmination of more than three decades in the public arena that . "My goal, first and foremost, is to rebuild the department of insurance, restore its integrity and rebuild it into an efficient and capable department," Garamendi said. "That shouldn't take long, since I built the department once before and know how to do it." Returning integrity is also on the top of Mendoza's agenda. "California's businesses and consumers cannot afford a return to the over-politicization and mismanagement mis·man·age tr.v. mis·man·aged, mis·man·ag·ing, mis·man·ag·es To manage badly or carelessly. mis·man  age·ment n. of the
commissioner's office," Mendoza said.California's next insurance commissioner will have a full plate when he takes office in January, including workers' compensation workers' compensation, payment by employers for some part of the cost of injuries, or in some cases of occupational diseases, received by employees in the course of their work. , the health of the insurance industry and the solvency The ability of an individual to pay his or her debts as they mature in the normal and ordinary course of business, or the financial condition of owning property of sufficient value to discharge all of one's debts. solvency n. of the state's guaranty As a verb, to agree to be responsible for the payment of another's debt or the performance of another's duty, liability, or obligation if that person does not perform as he or she is legally obligated to do; to assume the responsibility of a guarantor; to warrant. fund. Also, mold mold, name for certain multicellular organisms of the various classes of the kingdom Fungi, characteristically having bodies composed of a cottony mycelium. The colors of molds are caused by the spores, which are borne on the mycelium. , credit scoring Credit scoring A statistical technique that combines several financial characteristics to form a single score to represent a customer's creditworthiness. and rate increases for insurers are likely to be important topics. Political pundits in California have said they expect a Democrat to win the commissioner's post, because voters are still angry at Quackenbush, a Republican. Harry Low was appointed as interim commissioner but said he wouldn't run for the post. Florida In January, Florida regulators will begin operating under a new structure that merges oversight of the state's banking and insurance industries. Leading the state through the new process will be Tom Gallagher
Tom Gallagher (born February 3 1944) is an American politician from the U.S. state of Florida. , the unopposed candidate for chief financial officer. The new structure merges the insurance commissioner's office with the banking commissioner's office into a Financial Services The examples and perspective in this article or section may not represent a worldwide view of the subject. Please [ improve this article] or discuss the issue on the talk page. Commission, which will be made up of the governor, CFO See Chief Financial Officer. , three Cabinet members, the attorney general and the agriculture commissioner. The commission will appoint the director of the Office of Insurance Regulation, which will handle insurer licensing, rates, forms, solvency, adjusters, claims and insurer market conduct. "A strength Gallagher has always had is his ability to choose people and give them authority to do jobs," said William Stander, government affairs representative for the Southeast region of the Alliance of American Insurers. "In that sense, he's probably the person to set the course (for the new structure). He'll continue to have a very strong role." While Gallagher helps put the Office of Insurance Regulation in motion, his duties as CFO will include insurer rehabilitation rehabilitation: see physical therapy. and liquidation The collection of assets belonging to a debtor to be applied to the discharge of his or her outstanding debts. A type of proceeding pursuant to federal Bankruptcy , fraud, legal services legal services n. the work performed by a lawyer for a client. , workers' compensation, risk management, insurance consumer advocacy, insurance agents and more. The change is a result of a 1996 constitutional amendment, approved by Florida voters, that reduced the Florida Cabinet The Florida Cabinet is a Florida governmental body that engages in collective governance of the state. Created following Reconstruction, when there had been distrust of the military governors appointed by the federal government, it was designed to decentralize authority from the from six members to three. The Legislature had been deadlocked dead·lock n. 1. A standstill resulting from the opposition of two unrelenting forces or factions. 2. Sports A tied score. 3. on how to merge the departments since 1999, but a compromise bill in May "split the baby" between giving the CFO total regulation over everything or stripping the power and giving it to the governor and the Cabinet, Sam Miller Sam Miller is a British television director. He is best known for his work on the BBC television dramas Cardiac Arrest and This Life. [1] Miller is a keen supporter of the South Sydney Rabbitohs Rugby League team. , a spokesman for the Florida Insurance Council, said. The intention of the new system is to take the politics out of setting rates. Not only will Gallagher be getting accustomed to his new responsibilities over the banking industry and dealing with myriad insurance issues--including workers' comp comp See comparison. , medical malpractice Improper, unskilled, or negligent treatment of a patient by a physician, dentist, nurse, pharmacist, or other health care professional. , mold and health insurance for small employers--he'll set the standard for how the CFO will act in conjunction with the governor and Cabinet members. But it's too soon to tell how the new structure will impact the insurance system. As for the standards insurers must meet and the appeals process they'll have to go through, things will be exactly the same, Miller said. A former member of the U.S. Army, Gallagher was elected Treasurer and Insurance Commissioner in 1988 and left the position for two years in 1998 to serve as Commissioner of Education. In 2000, he was elected back into the position of Treasurer and Insurance Commissioner. Stander and Miller agreed that it's a significant sign that Gallagher is unopposed. "It's a sign of how influential and established he is in Florida," Miller said. The deadline for state candidates was July 26. In an effort to help the state's high-risk homeowners markets, Gallagher helped create Citizens Property Insurance Corp., which merged the Florida Windstorm wind·storm n. A storm with high winds or violent gusts but little or no rain. windstorm A storm with high winds or violent gusts but little or no rain. Underwriting Underwriting 1. The process by which investment bankers raise investment capital from investors on behalf of corporations and governments that are issuing securities (both equity and debt). 2. The process of issuing insurance policies. Association and the Florida Residential Property & Casualty Joint Underwriting Association. In the upcoming year, he'll be tackling the issues of affordable health insurance for small employers and individuals, workers' comp and medical malpractice, said Tami Torres, a spokeswoman for the department. Georgia Georgia will have three candidates, including incumbent John Oxendine John Oxendine is the current Commissioner of Insurance of the U.S. state of Georgia. Oxendine, a Republican, was first elected in 1994 and reelected in 1998, 2002, and 2006. Biographical Information Oxendine is the son of Gwinnett Superior Court Judge James W. , vying vy·ing v. Present participle of vie. vying vie for state insurance commissioner in the general election. Oxendine, a Republican, and Libertarian lib·er·tar·i·an n. 1. One who advocates maximizing individual rights and minimizing the role of the state. 2. One who believes in free will. [From liberty. candidate Helmut Forren did not have a primary race. Democrat Lois Cohen cohen or kohen (Hebrew: “priest”) Jewish priest descended from Zadok (a descendant of Aaron), priest at the First Temple of Jerusalem. The biblical priesthood was hereditary and male. beat out one opponent to win her party's nomination Aug. 20. If elected, Forren said he wants to "get the government out of the way. I believe in the free market." Forren has a doctorate in electrical engineering electrical engineering: see engineering. electrical engineering Branch of engineering concerned with the practical applications of electricity in all its forms, including those of electronics. and has been a small-business owner since 1977, specializing in software and engineering consulting. He said he gained his insurance experience from two sources: his extensive direct work with insurance risk-management software and customer support, and his first-hand experience with the difficulties of managing the health-insurance needs of his own family through his small business. Forren has an "Insured's Bill of Rights" that is still a work in progress, but he said he stands for all Georgians having the right to select insurance deductibles with which they feel comfortable, without interference by state laws that limit deductibles and artificially increase premiums. "Every homeowner could save thousands of dollars in home-insurance premiums if the state did not artificially limit the maximum deductible That which may be taken away or subtracted. In taxation, an item that may be subtracted from gross income or adjusted gross income in determining taxable income (e.g., interest expenses, charitable contributions, certain taxes). to a ridiculously low fraction of current home values," he said. Forren's bill of rights also states that Georgians have the right to select the insurance coverage of their choice, without interference by state laws that limit or group coverage and artificially increase premium amounts. In addition, it calls for every Georgian to have the right to receive from a potential insurer, upon request, a standardized standardized pertaining to data that have been submitted to standardization procedures. standardized morbidity rate see morbidity rate. standardized mortality rate see mortality rate. statement indicating a minimum of five years of premium history for his or her own rating group, including a summary of any policies regarding future rate increases. For example, Forren said he recently discovered that his health-insurance provider groups customers by number of years with the company, so that insurance premiums for new customers start off low and attractive, but then intentionally in·ten·tion·al adj. 1. Done deliberately; intended: an intentional slight. See Synonyms at voluntary. 2. Having to do with intention. grow far faster than either inflation or increases in health-care costs. This practice is akin to "bait and switch A deceptive sales technique that involves advertising a low-priced item to attract customers to a store, then persuading them to buy more expensive goods by failing to have a sufficient supply of the advertised item on hand or by disparaging its quality. ," Forren said. While his free-market principles won't let him make the practice illegal, he said he wouldn't hesitate to make disclosure mandatory and then let the free market drive the worst companies out of business in Georgia. Cohen has taught high school and business school and was a college administrator, a securities broker and an executive in her professional life. She resigned her position as president of Miramar Securities Inc. to focus full time on her campaign for insurance commissioner. "As a businesswoman and a member of the board for Georgia Health Decisions, I encountered many Georgians who are frustrated frus·trate tr.v. frus·trat·ed, frus·trat·ing, frus·trates 1. a. To prevent from accomplishing a purpose or fulfilling a desire; thwart: with the price and scope of their health insurance," Cohen said in a statement. "I want to be Georgia's insurance commissioner because the people of Georgia need someone who will make them a priority, and from what I have seen, the current insurance commissioner does not put people first." She said she is concerned about ethics ethics, in philosophy, the study and evaluation of human conduct in the light of moral principles. Moral principles may be viewed either as the standard of conduct that individuals have constructed for themselves or as the body of obligations and duties that a , and that's why her campaign "will not accept any money from insurance companies or their employees. It's time It's Time was a successful political campaign run by the Australian Labor Party (ALP) under Gough Whitlam at the 1972 election in Australia. Campaigning on the perceived need for change after 23 years of conservative (Liberal Party of Australia) government, Labor put forward a to elect someone who will be a watchdog for the people of Georgia, not a lap dog lap dog n. 1. A small dog kept as a pet. 2. Informal One eager to do another's bidding, especially in order to maintain a position of privilege or favor: for insurance companies." Cohen said she wants to put an end to to destroy. - Fuller. See also: End "rubber-stamp" rate increases. "Under the current system, most people can't even find out why decisions are made," she said. "As insurance commissioner, every rate decision I make will be available to the public on the insurance commissioner's Web site." Consumers should be able to get swift help from the insurance commissioner's office, Cohen said. "The current commissioner has been so slow to respond to complaints that the legislature had to create a consumer-insurance advocate to intervene on consumers' behalf." Elected to his position in November 1994, Oxendine is in his second four-year term. The job also includes serving as state safety fire commissioner, industrial loan commissioner and comptroller general Noun 1. Comptroller General - a United States federal official who supervises expenditures and settles claims against the government functionary, official - a worker who holds or is invested with an office . Cohen's criticisms "are just laughable," Oxendine said. "It's simply an opponent who doesn't know anything about the facts or issues, making wild, unsubstantiated accusations because she has nothing to say." Oxendine said he takes campaign contributions as allowed by Georgia law. "We don't take them from any company or agency," he said. "Individual citizens can express their views and make contributions regardless of who they work for. No company or agency has ever contributed to my campaign." His department leads the country in fining health maintenance organizations, Oxendine said, adding that he was honored by the American Medical Association American Medical Association (AMA), professional physicians' organization (founded 1847). Its goals are to protect the interests of American physicians, advance public health, and support the growth of medical science. for being aggressive in fighting for patients' rights The legal interests of persons who submit to medical treatment. For many years, common medical practice meant that physicians made decisions for their patients. This paternalistic view has gradually been supplanted by one promoting patient autonomy, whereby patients and against HMOs. Oxendine said he'd be happy to show rate filings. As for rubber stamping, he said his department has denied "the vast majority" of rate-hike requests, and for the ones that do get approved-"we generally slash the devil out of them. They either get zero or a fraction of what they asked for." Georgia had been in the top half of the country in terms of having the most expensive auto insurance premiums, he said, but while rates have increased with inflation, the state now ranks in the bottom half of the country. Workers' compensation is 40% to 50% cheaper than it was eight years ago, and while the rest of the country has seen homeowners insurance premiums rise 20% to 25%, they've gone up about 7% in Georgia in the past year or two, he said. "Her comments about rubberstamping make no sense," Oxendine said. "They're just unsubstantiated." Further evidence of his care for consumers can be found in the amounts of money his department has retrieved for them through claims disputes, Oxendine said. Before he took office, the department averaged about $2.5 million a year. When Oxendine became commissioner in 1995, he retrieved $7.4 million, reaching a high of $21.3 million in 1998. He got back $13.8 million in 2001 and, as of June 30 this year, retrieved $8.5 million. He expects to reach between $17 million and $18 million by the end of 2002, he said. A Web site where consumers can price shop and obtain insurance information has been created since he took office. Aside from emergency agencies, he said his is the only state government department open until 7 p.m. to accommodate consumers who work during the day. Kansas Two state legislators--one from each house-are battling for the post of insurance commissioner in Kansas. Democrat Jim Garner, currently House minority leader, hopes to maintain the Democratic hold on the insurance department, following the resignation of Insurance Commissioner Kathleen Sebelius Kathleen Gilligan Sebelius (born May 15 1948) is currently serving as the forty-fourth Governor of Kansas.[1] She is the second female governor of the state of Kansas, and is currently chairwoman of the Democratic Governors Association. , who is running for governor in the same general election. Garner was elected to the Kansas House in 1990 and has been re-elected five times, becoming minority leader in 1999, according to according to prep. 1. As stated or indicated by; on the authority of: according to historians. 2. In keeping with: according to instructions. 3. news reports. Garner was unopposed in the primary. Garner said he would fight for a strong, meaningful prescription program for senior citizens, as he has been doing in the House. Garner was a key figure in the successful passage of mental health parity parity or space parity, in physics, quantity that refers to the relationship between an object or process and the image that it can produce in a mirror. legislation in 2001, authored the law banning the use of DNA DNA: see nucleic acid. DNA or deoxyribonucleic acid One of two types of nucleic acid (the other is RNA); a complex organic compound found in all living cells and many viruses. It is the chemical substance of genes. and genetic information by insurance companies to discriminate dis·crim·i·nate v. dis·crim·i·nat·ed, dis·crim·i·nat·ing, dis·crim·i·nates v.intr. 1. a. in insurance decisions and has fought for legislation to protect the privacy of an individual's medical records. Garner also sponsored legislation to prohibit pro·hib·it tr.v. pro·hib·it·ed, pro·hib·it·ing, pro·hib·its 1. To forbid by authority: Smoking is prohibited in most theaters. See Synonyms at forbid. 2. insurance industry campaign contributions for insurance commissioner. Republican Sandy Praeger Sandy Praeger was elected Insurance Commissioner for the state of Kansas on November 2 2002. Her term began January 13 2003.Commissioner Praeger is responsible for regulating all insurance sold in Kansas and overseeing the nearly 1,700 insurance companies and 65,000 agents licensed , a senator who is chairwoman of the Senate Financial Institutions and Insurance Committee, was first elected to the Kansas Senate The Kansas Senate is the upper house of the Kansas Legislature, the state legislature of the U.S. State of Kansas. It is composed of 40 Senators representing an equal amount of districts, each with a population of at least 60,000 inhabitants. in 1992 and was elected Senate vice president in 2001. Prior to her election in 1992, Praeger served in the House of Representatives and was mayor of Lawrence, Kan., in 1986 and 1987. Praeger ran against a field of three opponents, one of whom withdrew after irregularities in his campaign procedures came to light, and secured twice as many votes as her next opponent. One hot topic in this race has been the proposed merger of Blue Cross & Blue Shield of Kansas and Indiana-based Anthem Inc. Sebelius' decision to block the merger was overturned in County District Court, prompting her to appeal to the State Supreme Court. Sebelius' denial suggested the merger would weaken the Blues' surplus, spreading it throughout other parts of Anthem and draining the resources of the Kansas Blues. Garner agrees with Sebelius' decision. Oklahoma Oklahoma Insurance Commissioner Carroll Fisher is battling allegations of scandal in his office as he also fights a challenge by insurance agent Doug Barry. Barry, a Republican, said he decided to run because he was concerned about rate increases and the issue of credit-based insurance scoring. An Oklahoma City-based agent with Farmers Insurance for almost 10 years, Barry said his clients were seeing increases of 45% to 80%. He and other agents were having trouble explaining to their clients why this was happening, he said. Barry said he's not 100% opposed to the use of insurance scoring, but it has gone from being a tool among several to being the tool of choice "and almost the only tool being used," he said. "The balance has disappeared." "Finally we realized we had to factor items like credit scoring," Barry said. "It just looked misleading and looked like companies were hiding information. I know agencies that had to hire another staffer just to answer the calls they were getting from customers." An insurance score is derived from credit-report data that, insurers say, is predictive of future claim costs. Fisher, a Democrat seeking his second term, said he has nearly 40 years in the industry, having owned Carroll Fisher Insurance in Tulsa, Okla., before being elected to his first term in 1998. He defeated former Insurance Commissioner John Crawford John Crawford is a name shared by several people:
Fisher took over from a commissioner who was surrounded by scandal, and Fisher appears to be falling into the same sort of traps his predecessor did, Barry said. Stories about Fisher in Oklahoma newspapers allege To state, recite, assert, or charge the existence of particular facts in a Pleading or an indictment; to make an allegation. allege v. that he furnished fur·nish tr.v. fur·nished, fur·nish·ing, fur·nish·es 1. To equip with what is needed, especially to provide furniture for. 2. his office through contributions from insurance companies, Barry said. State Farm's decision to stop writing new homeowners policies is another sign that Oklahoma has problems, Barry said. Fisher said these allegations are unfounded and his opponent uninformed. "State Farm talked with us" Fisher said. "They said they were growing too fast, needed to withdraw from writing new policies and just wanted to do renewals. I would rather they take corrective cor·rec·tive adj. Counteracting or modifying what is malfunctioning, undesirable, or injurious. n. An agent that corrects. corrective, n steps now, rather than later." As for the furniture, Fisher said he never solicited furnishings furnishings the extra type or quantity of hair on the head, tail, ears or legs, specified for a particular breed. For example, the feathers in setters, the beard in Bearded collies, the eyebrows in Schnauzers. from the industry. Insurers offered to help furnish fur·nish tr.v. fur·nished, fur·nish·ing, fur·nish·es 1. To equip with what is needed, especially to provide furniture for. 2. the department in recognition of its first anniversary in a new facility, and Fisher gave them a wish list and the proper procedure for donating gifts to the state, he said. The newspapers "wanted to make it look like I sent Out an invoice and made people pay for it," Fisher said. The department got a refrigerator so those among the department's 140 employees who bring their lunches have a place to put them. "We got a new desk, a couple of side chairs and some other items throughout the department," he said. "If you're a business owner, you don't want to have to pay to play," Barry said. "It's no different than the mob mob Australian vernacular for a group of sheep which stay together for an extended period. Also a name for a group of kangaroos. . I have to get this thing straightened out." Fisher said he produced stickers saying "I'm a friend of Carroll Fisher," for doctors, dentists Dentists can refer to one of the following:
But the sticker looks like his campaign logo, and his intent became misunderstood mis·un·der·stood v. Past tense and past participle of misunderstand. adj. 1. Incorrectly understood or interpreted. 2. , he said. "Someone turned it over to the ethics commissioner for an inquiry," Fisher said. Barry said the stickers would pressure claims adjusters to settle prematurely before they could do thorough investigations, resulting in their rushing Out payments that might be too high. "No one is going to get paid more than what they are owed," Fisher said. "We don't see rates going up because people get paid on time." He said he withdrew the plan for the stickers. "People don't understand it, and it caused controversy."
State Insurance Commissioners
State Commissioner Elected or Appointed
Alabama David Parsons Appointed by governor
Alaska Bob Lohr Appointed by commissioner
of Community and Economic
Development
Arizona Chuck Cohen Appointed by governor,
confirmed by Senate
Arkansas Mike Pickens Appointed by governor,
confirmed by Senate
California Harry Low Elected
Colorado William J. Appointed by governor,
Kirven III confirmed by Senate
Connecticut Susan F. Cogswell Appointed by governor
Delaware Donna Lee Williams Elected
Washington, D.C. Larry Mirel Appointed by mayor
Florida Tom Gallagher Elected
Georgia John Oxendine Elected
Guam George V. Cruz Appointed by governor
Hawaii Wayne Metcalf Appointed by the director
of the Department of Commerce
& Consumer Affairs,
approved by governor
Idaho Mary L. Hartung Appointed by governor,
confirmed by Senate
Illinois Nathaniel S. Shapo Appointed by governor,
confirmed by Senate
Indiana Sally McCarty Appointed by governor
Iowa Terri Vaughan Appointed by governor,
confirmed by Senate
Kansas Kathleen Sebelius Elected
Kentucky Janie A. Miller Appointed by governor,
confirmed by Senate
Louisiana J. Robert Wooley Elected
Maine Alessandro Iuppa Appointed by governor;
subject to review by the joint
standing committee of the
Legislature having jurisdiction
over banking and insurance
with confirmation by the
Legislature
Maryland Steven B. Larsen Appointed by governor, with
consent of Senate
Massachusetts Julie Bowler Appointed by governor
Michigan Frank Fitzgerald Appointed by governor, by and
with the consent of the Senate
Minnesota James C. Bernstein Appointed by governor or
appointing authority, with
confirmation by Senate
Mississippi George Dale Elected
Missouri Scott B. Lakin Appointed by governor,
confirmed by Senate
Montana John Morrison Elected
Nebraska Tim Wagner Appointed by governor,
confirmed by the Legislature
Nevada Alice Molasky-Arman Appointed by the director
of the Department of
Business and Industry
New Hampshire Paula Rogers Appointed by governor,
with consent of the
governer's Executive
New Jersey Holly Bakke Council Appointed
by governor,
confirmed by Senate
New Mexico Eric P. Serna Appointed by the Public
Regulation Commission
(Five members)
New York Gregory V. Serio Appointed by governor,
confirmed by Senate
North Carolina Jim Long Elected
North Dakota Jim Poolman Elected
Ohio Lee Covington Appointed by governor,
confirmed by Senate
Oklahoma Carroll Fisher Elected
Oregon Joel S. Ario Department of Consumer
Business Services director
appointed by the governor,
confirmed by Senate. Director
appoints the Insurance
Administrator
Pennsylvania Diane Koken Appointed by governor,
confirmed by Senate
Puerto Rico Fermin M. Appointed by governor,
Contreras Gomez confirmed by Senate
Rhode Island Alfonso E. Appointed by governor
Mastrostefano
American Somoa Elisara T. Togiai Appointed by governor
South Carolina Ernst Csiszar Appointed by governor,
confirmed by Senate
South Dakota Darla L. Lyon Appointed by the secretary
of the Department of
Commerce and Regulation
Tennessee Anne Pope Appointed by governor
Texas Jose Montemayor Appointed by governor,
confirmed by Senate
Virgin Islands Gerard (Luz) James II Appointed by governor
Utah Merwin Stewart Appointed by governor,
confirmed by Senate
Vermont Elizabeth R. Costle Appointed by governor,
confirmed by Senate
Virginia Alfred W. Gross Appointed by the State
Corporation Commission
Washington Mike Kreidler Elected
Wisconsin Connie O'Connell Appointed by governor,
confirmed by Senate
West Virginia James L. Cline Appointed by governor,
confirmed by Senate
Wyoming John P. McBride Appointed by governor,
confirmed by Senate
State Length of Term
Alabama Decided by the governor.
Term concurrent with that of
the governor who makes the
appointment or for the
unexpired portion thereof
Alaska Decided by the commissioner
of Community and Economic
Development
Arizona Six years
Arkansas Four years
California Four years, not to exceed two
four-year terms
Colorado Decided by the governor
Connecticut Decided by the governor
Delaware Four years and shall be
commissioned by the governor
Washington, D.C. Decided by the mayor
Florida Four years
Georgia Four years and shall be
elected at the same time and
hold office for same
term as the governor
Guam Decided by the governor
Hawaii Decided by the director of
Commerce & Consumer Affairs
Idaho Four years
Illinois Decided by the governor
Indiana Decided by the governor
Iowa Four years
Kansas Four years
Kentucky Decided by the governor
Louisiana Four years
Maine Five years
Maryland Four years
Massachusetts Concurrent with term of
the governor, and at the
pleasure of the governor
Michigan Four years
Minnesota Concurrent with the term
of the governor
Mississippi Four years
Missouri Concurrent with the term of
the governor and at the
pleasure of the governor
Montana Four years
Nebraska At the pleasure of the
governor
Nevada At the pleasure of the
Business and Industry
director
New Hampshire Five years
New Jersey At the pleasure of the
governor, during the
governors term of office
New Mexico At the pleasure of
the Public
Regulation Commission
New York Concurrent with the term
of the governor.
Serves at the pleasure
of the governor.
North Carolina Four years
North Dakota Four years
Ohio Concurrent with the
term of the governor and
subject to removal
Oklahoma Four years
Oregon Director serves at the
pleasure of the governor.
Insurance Administrator
serves at the pleasure
of the director.
Pennsylvania At the pleasure of the
governor
Puerto Rico Four years subject to
removal by the governor
Rhode Island At the pleasure of the Director
of Business Regulation
American Somoa At the pleasure of the governor
South Carolina Subject to removal by governor
South Dakota At the pleasure of the secretary
of the Department of Commerce
and Regulation
Tennessee At the pleasure of the governor
Texas Two-year term expires Feb. 1
of odd-numbered years
Virgin Islands At the pleasure of the governor
Utah At the pleasure of the governor
Vermont Biennially in February
Virginia At the pleasure of the State
Corporation Commission
Washington Four years
Wisconsin At the pleasure of the governor
West Virginia At the pleasure of the governor
Wyoming At the pleasure of the governor
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