Median total premium by business class.

Median Total Premium
By Business Class

The highest median premium for D&O
liability coverage was reported by the
utilities business class for the ninth year
in a row.

United States
Utilities                            $515,566
Durable Goods                         384,000
Petroleum, Mining, Agriculture        276,991
Merchandising                         180,000
Banking                               173,926
Nondurable Goods                      121,000
Transportation and Communications     111,000
Nonbanking Financial Services          65,000
Health Services                        54,000
Real Estate, Construction              47,000
Technology                             38,357
Biotechnology and Pharmaceuticals      34,363
Education                              30,365
Personal and Business Services         24,000
Governmental and Other Nonprofit      $50,000
All Business Groups

Source: Tillinghast Towers-Perrin