Marketrac[R].

Marketrac [R]

Nationwide Residential Lending-Top 30 Lenders

Fourth-Quarter 2001 / Sort Order: Total Loan Amount

                                                  PURCHASE
                                               Total       Number
Rank      Lender                             $$ Volume    Of Loans

1         WELLS FARGO HOME MORTGAGE       $5,983,285,000   34,425
2         WASHINGTON MUTUAL BANK          $3,475,661,000   18,053
3         BANK OF AMERICA                 $3,183,462,000   20,630
4         ABN AMRO MORTGAGE               $2,454,697,000   13,921
S         COUNTRYWIDE HOME LOANS          $2,662,148,000   20,542
6         AMERICA'S WHOLESALE LENDER      $2,635,300,000   16,852
7         CHASE MANHATTAN MORTGAGE        $1,873,192,000   11,426
8         NORTH AMERICAN MORTGAGE         $2,057,537,000   14,106
9         GREENPOINT MORTGAGE             $1,540,232,000    8,669
10        WORLD SAVINGS                   $1,638,207,000    8,788
11        NATIONAL CITY MORTGAGE          $1,148,032,000    8,008
12        FIRST HORIZON HOME LOANS          $905,075,838    6,345
13        GMAC MORTGAGE                     $750,494,715    5,900
14        ACCUBANC MORTGAGE                 $772,549,206    4,737
15        PROVIDENT FUNDING                 $331,623,080    1,930
16        BANK ONE                          $191,209,806    1,388
17        FIRST NATIONWIDE MORTGAGE         $478,627,570    2,196
18        WELLS FARGO BANK                   $37,798,164      255
19        CAPITOL COMMERCE MORTGAGE         $418,952,552    2,523
20        DOWNEY SAVINGS & LOAN             $432,593,006    1,758
21        INDYMAC BANK                      $536,159,634    2,898
22        FIRST UNION MORTGAGE              $645,533,369    4,520
23        FLEET NATIONAL BANK               $172,202,565    1,097
24        HOMECOMING FINANCIAL              $418,158,020    2,563
25        FIRST UNION NATIONAL BANK          $87,334,682    1,003
26        WASHINGTON MUTUAL HM LNS          $428,030,173    3,066
27        CITIBANK FSB                      $293,788,060    1,544
28        DITECH.COM                         $64,502,886      454
29        UNION PLANTERS BANK               $417,500,663    3,156
30        SUNTRUST MORTGAGE                 $474,352,018    3,349

          Other Institutional Lender(s)  $60,217,845,000  436,608
          Total                          $96,726,089,000  662,710

                                               PURCHASE
                                          Share of    Share
Rank      Lender                          $$ Volum  Of Loans

1         WELLS FARGO HOME MORTGAGE        6.19%      5.19%
2         WASHINGTON MUTUAL BANK           3.59%      2.72%
3         BANK OF AMERICA                  3.29%      3.11%
4         ABN AMRO MORTGAGE                2.54%      2.10%
S         COUNTRYWIDE HOME LOANS           2.75%      3.10%
6         AMERICA'S WHOLESALE LENDER       2.72%      2.54%
7         CHASE MANHATTAN MORTGAGE         1.94%      1.72%
8         NORTH AMERICAN MORTGAGE          2.13%      2.13%
9         GREENPOINT MORTGAGE              1.59%      1.31%
10        WORLD SAVINGS                    1.69%      1.33%
11        NATIONAL CITY MORTGAGE           1.19%      1.21%
12        FIRST HORIZON HOME LOANS         0.94%      0.96%
13        GMAC MORTGAGE                    0.78%      0.89%
14        ACCUBANC MORTGAGE                0.80%      0.71%
15        PROVIDENT FUNDING                0.34%      0.29%
16        BANK ONE                         0.20%      0.21%
17        FIRST NATIONWIDE MORTGAGE        0.49%      0.33%
18        WELLS FARGO BANK                 0.04%      0.04%
19        CAPITOL COMMERCE MORTGAGE        0.43%      0.38%
20        DOWNEY SAVINGS & LOAN            0.45%      0.27%
21        INDYMAC BANK                     0.55%      0.44%
22        FIRST UNION MORTGAGE             0.67%      0.68%
23        FLEET NATIONAL BANK              0.18%      0.17%
24        HOMECOMING FINANCIAL             0.43%      0.39%
25        FIRST UNION NATIONAL BANK        0.09%      0.15%
26        WASHINGTON MUTUAL HM LNS         0.44%      0.46%
27        CITIBANK FSB                     0.30%      0.23%
28        DITECH.COM                       0.07%      0.07%
29        UNION PLANTERS BANK              0.43%      0.48%
30        SUNTRUST MORTGAGE                0.49%      0.51%

          Other Institutional Lender(s)   62.26%     65.88%
          Total                          100.00%    100.00%

                                                 NON-PURCHASE
                                               Total         Number
Rank      Lender                             $$ Volume      Of Loans

1         WELLS FARGO HOME MORTGAGE       $17,271,784,000     81,933
2         WASHINGTON MUTUAL BANK          $14,531,869,000     79,165
3         BANK OF AMERICA                 $12,894,834,000    105,200
4         ABN AMRO MORTGAGE                $7,036,335,000     39,714
S         COUNTRYWIDE HOME LOANS           $6,434,936,000     55,218
6         AMERICA'S WHOLESALE LENDER       $5,440,471,000     34,658
7         CHASE MANHATTAN MORTGAGE         $5,863,624,000     32,022
8         NORTH AMERICAN MORTGAGE          $4,596,531,000     29,261
9         GREENPOINT MORTGAGE              $3,324,043,000     14,323
10        WORLD SAVINGS                    $2,572,308,000     14,006
11        NATIONAL CITY MORTGAGE           $2,362,334,000     15,028
12        FIRST HORIZON HOME LOANS         $2,496,149,000     16,494
13        GMAC MORTGAGE                    $2,147,787,000     17,972
14        ACCUBANC MORTGAGE                $1,961,972,000      9,048
15        PROVIDENT FUNDING                $2,296,501,000     12,503
16        BANK ONE                          $2,180,735,00     27,807
17        FIRST NATIONWIDE MORTGAGE        $1,785,737,000      7,950
18        WELLS FARGO BANK                 $2,161,108,000     27,246
19        CAPITOL COMMERCE MORTGAGE        $1,771,922,000      9,702
20        DOWNEY SAVINGS & LOAN            $1,484,117,000      6,957
21        INDYMAC BANK                     $1,299,689,000      6,408
22        FIRST UNION MORTGAGE             $1,185,200,000      7,693
23        FLEET NATIONAL BANK              $1,609,207,000     16,398
24        HOMECOMING FINANCIAL             $1,333,711,000      7,605
25        FIRST UNION NATIONAL BANK        $1,651,682,000     22,884
26        WASHINGTON MUTUAL HM LNS         $1,307,396,000      8,437
27        CITIBANK FSB                     $1,293,695,000      9,410
28        DITECH.COM                       $1,493,784,000     15,592
29        UNION PLANTERS BANK              $1,121,523,000      8,771
30        SUNTRUST MORTGAGE                $1,025,737,000      6,168

          Other Institutional Lender(s)  $144,695,657,000  1,233,750
          Total                          $258,632,394,000  1,979,323

                                             NON-PURCHASE
                                          Share of    Share
Rank      Lender                          $$ Volum  Of Loans

1         WELLS FARGO HOME MORTGAGE        6.68%       4.14%
2         WASHINGTON MUTUAL BANK           5.62%       4.00%
3         BANK OF AMERICA                  4.99%       5.31%
4         ABN AMRO MORTGAGE                2.72%       2.01%
S         COUNTRYWIDE HOME LOANS           2.49%       2.79%
6         AMERICA'S WHOLESALE LENDER       2.10%       1.75%
7         CHASE MANHATTAN MORTGAGE         2.27%       1.62%
8         NORTH AMERICAN MORTGAGE          1.78%       1.48%
9         GREENPOINT MORTGAGE              1.29%       0.72%
10        WORLD SAVINGS                    0.99%       0.71%
11        NATIONAL CITY MORTGAGE           0.91%       0.76%
12        FIRST HORIZON HOME LOANS         0.97%       0.83%
13        GMAC MORTGAGE                    0.83%       0.91%
14        ACCUBANC MORTGAGE                0.76%       0.46%
15        PROVIDENT FUNDING                0.89%       0.63%
16        BANK ONE                         0.84%       1.40%
17        FIRST NATIONWIDE MORTGAGE        0.69%       0.40%
18        WELLS FARGO BANK                 0.84%       1.38%
19        CAPITOL COMMERCE MORTGAGE        0.69%       0.49%
20        DOWNEY SAVINGS & LOAN            0.57%       0.35%
21        INDYMAC BANK                     0.50%       0.32%
22        FIRST UNION MORTGAGE             0.46%       0.39%
23        FLEET NATIONAL BANK              0.62%       0.83%
24        HOMECOMING FINANCIAL             0.52%       0.38%
25        FIRST UNION NATIONAL BANK        0.64%       1.16%
26        WASHINGTON MUTUAL HM LNS         0.51%       0.43%
27        CITIBANK FSB                     0.50%       0.48%
28        DITECH.COM                       0.58%       0.79%
29        UNION PLANTERS BANK              0.43%       0.44%
30        SUNTRUST MORTGAGE                0.40%       0.31%

          Other Institutional Lender(s)   55.95%      62.33%
          Total                          100.00%     100.00%

SOURCE: First American Real Estate Solutions, Anaheim, California.
Marketrac [R] data is collected and compiled from publicly recorded
transactions provided by county government offices in 44 states and 497
counties, representing the major urban and suburban areas most
predictive of lender market share. First American Real Estate Solutions
is the nation's largest collector and provider of real estate
information. Coverage consists of more than 100 million parcels within
50 states and 1,370 county and municipal government offices. Updates are
done daily, with more than 2 million property and mortgage transactions
completed per month, representing 85 percent of all activity in the
United States. Products include property data and maps, automated
valuation models, profiling and lead-generation tools for customer
acquisition and retention, lien release programs, legal and vesting
reports, markets analysis and statistical products, document images, MLS
applications, flood data, neighborhood profiles, crime data, printed
aerial maps, published reports, custom research services and custom
product development services. Data delivery methods include: browsers,
XML, private-label solutions, Windows [R] desktop solutions, wireless
and bulk licensing arrangements. For more information on First American
Real Estate Solutions, call [phone] or visit www.firstamres.com.
Top 30 Lenders-- Residential FRMs

Fourth-Quarter 2001, Nationwide / Sort Order: Number of Loans

Rank        County                        Count     Dollar Amount

  1   BANK OF AMERICA                   104,665   $12,568,809,409
  2   WELLS FARGO HOME MORTGAGE          99,629   $17,293,560,367
  3   COUNTRYWIDE HOME LOANS             66,703    $8,129,241,588
  4   WASHINGTON MUTUAL BANK             64,513   $10,328,464,289
  5   ABN AMRO MORTGAGE                  49,828    $8,293,737,355
  6   AMERICA'S WHOLESALE LENDER         43,798    $6,959,874,007
  7   NORTH AMERICAN MORTGAGE            40,536    $5,945,416,088
  8   CHASE MANHATTAN MORTGAGE           38,514    $6,178,730,448
  9   WELLS FARGO BANK                   27,401    $2,176,716,137
 10   BANK ONE                           24,098    $1,885,840,185
 11   GMAC MORTGAGE                      23,025    $2,719,488,318
 12   NATIONAL CITY MORTGAGE             22,120    $3,317,442,114
 13   FIRST HORIZON HOME LOANS           21,567    $3,175,737,978
 14   GREENPOINT MORTGAGE                19,556    $3,615,380,839
 15   NATIONAL CITY BANK                 18,064    $1,195,425,901
 16   FLEET NATIONAL BANK                17,022    $1,706,546,729
 17   DITECH.COM                         15,980    $1,544,960,873
 18   US BANK/ND                         15,464      $884,095,552
 19   FIRST UNION NATIONAL BANK          14,944    $1,058,309,001
 20   PROVIDENT FUNDING                  14,388    $2,618,808,857
 21   FIRSTAR BANK                       12,594    $1,185,068,713
 22   ACCUBANC MORTGAGE                  12,132    $2,147,798,969
 23   CAPITOL COMMERCE MORTGAGE          11,981    $2,134,943,632
 24   FIRST UNION MORTGAGE               11,341    $1,666,042,681
 25   UNION PLANTERS BANK                11,288    $1,484,032,905
 26   WASHINGTON MUTUAL HOME LNS         11,076    $1,654,666,212
 27   WELLS FARGO BANK WEST              10,665      $493,709,832
 28   PRINCIPAL RESIDENTIAL MORTGAGE      9,780    $1,343,676,828
 29   CHASE MANHATTAN BANK/USA            9,401      $786,540,161
 30   HOMESIDE LENDING                    9,240    $1,244,272,581

      Other Institutional Lenders     1,392,530  $172,133,668,547
      Total                           2,259,472  $289,844,746,654

Rank        County                        Market Share  Avg. Amount

  1   BANK OF AMERICA                        4.63%         $120,086
  2   WELLS FARGO HOME MORTGAGE              4.41%         $173,580
  3   COUNTRYWIDE HOME LOANS                 2.95%         $121,872
  4   WASHINGTON MUTUAL BANK                 2.86%         $160,099
  5   ABN AMRO MORTGAGE                      2.21%         $166,447
  6   AMERICA'S WHOLESALE LENDER             1.94%         $158,908
  7   NORTH AMERICAN MORTGAGE                1.79%         $146,670
  8   CHASE MANHATTAN MORTGAGE               1.70%         $160,428
  9   WELLS FARGO BANK                       1.21%          $79,439
 10   BANK ONE                               1.07%          $78,257
 11   GMAC MORTGAGE                          1.02%         $118,110
 12   NATIONAL CITY MORTGAGE                 0.98%         $149,975
 13   FIRST HORIZON HOME LOANS               0.95%         $147,250
 14   GREENPOINT MORTGAGE                    0.87%         $184,873
 15   NATIONAL CITY BANK                     0.80%          $66,177
 16   FLEET NATIONAL BANK                    0.75%         $100,255
 17   DITECH.COM                             0.71%          $96,681
 18   US BANK/ND                             0.68%          $57,171
 19   FIRST UNION NATIONAL BANK              0.66%          $70,818
 20   PROVIDENT FUNDING                      0.64%         $182,013
 21   FIRSTAR BANK                           0.56%          $94,098
 22   ACCUBANC MORTGAGE                      0.54%         $177,036
 23   CAPITOL COMMERCE MORTGAGE              0.53%         $178,194
 24   FIRST UNION MORTGAGE                   0.50%         $146,904
 25   UNION PLANTERS BANK                    0.50%         $131,470
 26   WASHINGTON MUTUAL HOME LNS             0.49%         $149,392
 27   WELLS FARGO BANK WEST                  0.47%          $46,293
 28   PRINCIPAL RESIDENTIAL MORTGAGE         0.43%         $137,390
 29   CHASE MANHATTAN BANK/USA               0.42%          $83,666
 30   HOMESIDE LENDING                       0.41%         $134,662

      Other Institutional Lenders           61.63%         $128,280
      Total                                100.00%         $128,280

SOURCE: First American Real Estate Solutions, Anaheim, California.
Marketrac [R] data is collected and complied from publicly recorded
transactions provided by county government offices in 44 states and 497
countries, representing the major urban and suburban areas most
predictive of lender market share.
Top 30 Lenders-Residential ARMs

Fourth-Quarter 2001, Nationwide / Sort Order: Number of Loans

Rank  County                         Count     Dollar Amount

  1   WASHINGTON MUTUAL BANK        32,705    $7,679,066,187
  2   BANK OF AMERICA               21,165    $3,509,488,022
  3   WELLS FARGO HOME MORTGAGE     16,729    $5,961,508,998
  4   WORLD SAVINGS                 14,125    $3,092,767,193
  5   WELLS FARGO BANK WEST         10,353      $775,313,927
  6   COUNTRYWIDE HOME LOANS         9,057      $967,843,231
  7   FIRST UNION NATIONAL BANK      8,943      $680,708,498
  8   AMERICA'S WHOLESALE LENDER     7,712    $1,115,897,315
  9   KEYBANK USA                    6,579      $438,084,263
 10   AMERIQUEST MORTGAGE            5,318      $802,944,889
 11   BANK ONE                       5,097      $486,105,611
 12   CHASE MANHATTAN MORTGAGE       4,934    $1,558,086,693
 13   SUNTRUST BANK                  4,918      $329,253,045
 14   CITIBANK FSB                   4,895      $775,643,656
 15   NEW CENTURY MORTGAGE           4,616      $785,858,714
 16   FIRST FRANKLIN FINANCIAL       4,471      $733,746,478
 17   OPTION ONE MORTGAGE            4,294      $594,458,008
 18   ABN AMRO MORTGAGE              3,807    $1,197,295,313
 19   US BANK/ND                     3,753      $246,729,814
 20   LONG BEACH MORTGAGE            3,597      $638,709,051
 21   GREENPOINT MORTGAGE            3,436    $1,248,895,658
 22   FIRST NATIONWIDE MORTGAGE      2,858      $898,744,223
 23   MERRILL LYNCH CREDIT           2,838      $862,470,284
 24   NORTH AMERICAN MORTGAGE        2,831      $708,652,658
 25   FREMONT INVESTMENT & LOAN      2,673      $449,774,960
 26   AMSOUTH BANK                   2,418      $162,274,040
 27   PNC BANK                       2,267      $124,198,379
 28   HOUSEHOLD FINANCE              2,202      $111,489,795
 29   LASALLE BANK                   2,162      $172,326,982
 30   DOWNEY SAVINGS & LOAN          2,120      $662,936,227

      Other Institutional Lenders  178,194   $27,518,986,100
      Total                        382,561   $65,513,737,470

Rank  County                       Market Share  Avg. Amount

  1   WASHINGTON MUTUAL BANK          8.55%         $234,798
  2   BANK OF AMERICA                 5.53%         $165,816
  3   WELLS FARGO HOME MORTGAGE       4.37%         $356,358
  4   WORLD SAVINGS                   3.69%         $218,957
  5   WELLS FARGO BANK WEST           2.71%          $74,888
  6   COUNTRYWIDE HOME LOANS          2.37%         $106,861
  7   FIRST UNION NATIONAL BANK       2.34%          $76,116
  8   AMERICA'S WHOLESALE LENDER      2.02%         $144,696
  9   KEYBANK USA                     1.72%          $66,588
 10   AMERIQUEST MORTGAGE             1.39%         $150,986
 11   BANK ONE                        1.33%          $95,371
 12   CHASE MANHATTAN MORTGAGE        1.29%         $315,786
 13   SUNTRUST BANK                   1.29%          $66,949
 14   CITIBANK FSB                    1.28%         $158,456
 15   NEW CENTURY MORTGAGE            1.21%         $170,247
 16   FIRST FRANKLIN FINANCIAL        1.17%         $164,112
 17   OPTION ONE MORTGAGE             1.12%         $138,439
 18   ABN AMRO MORTGAGE               1.00%         $314,498
 19   US BANK/ND                      0.98%          $65,742
 20   LONG BEACH MORTGAGE             0.94%         $177,567
 21   GREENPOINT MORTGAGE             0.90%         $363,474
 22   FIRST NATIONWIDE MORTGAGE       0.75%         $314,466
 23   MERRILL LYNCH CREDIT            0.74%         $303,901
 24   NORTH AMERICAN MORTGAGE         0.74%         $250,319
 25   FREMONT INVESTMENT & LOAN       0.70%         $168,266
 26   AMSOUTH BANK                    0.63%          $67,111
 27   PNC BANK                        0.59%          $54,785
 28   HOUSEHOLD FINANCE               0.58%          $50,631
 29   LASALLE BANK                    0.57%          $79,707
 30   DOWNEY SAVINGS & LOAN           0.55%         $312,706

      Other Institutional Lenders     46.58%        $171,250
      Total                          100.00%        $171,250

SOURCE: First American Real Estate Solutions, Anaheim, California.
Marketrac [R] data is collected and compiled from publicly recorded
transactions provided by county government offices in 44 states and 497
counties, representing the major urban and suburban areas most
predictive of lender market share.