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Many coastal homeowners aren't prepared for a hurricane.


Even as the heart of the hurricane season Hurricane season refers to a period in a year when hurricanes usually form. For more information see: Tropical cyclone#Times of formation.

For a lists of past seasons, see:
  • The Atlantic hurricane season (see also )
 approaches, coastal homeowners from Texas to Maine are only half prepared to recover from a major storm, according to according to
prep.
1. As stated or indicated by; on the authority of: according to historians.

2. In keeping with: according to instructions.

3.
 a hurricane readiness index.

The survey asks homeowners whether they have taken eight key preparedness steps. The surveywide index average was 48%. Respondents in coastal Louisiana topped the chart, having taken 60% of the steps. Those in Connecticut, Maryland, New York Maryland is a town in Otsego County, New York, United States. The population was 1,920 at the 2000 census.

The Town of Maryland is on the county's south border, and was named for the U.S. state of the same name.
, Massachusetts and Maine have only taken about one-third of the steps.

"Those who've been through hurricanes are naturally more ready than those who have not," Bob Sheets, former director of the National Hurricane Center The U.S. National Hurricane Center, located at Florida International University in Miami, Florida, is the division of National Weather Service's Tropical Prediction Center responsible for tracking and predicting the likely behavior of tropical depressions, tropical storms and , said in a statement.

The poll was sponsored by Allstate, Hartford, Liberty Mutual, Nationwide, State Farm, Travelers and USAA USAA United Services Automobile Association
USAA Urban Superintendents Association of America
USAA United States Achievement Academy
USAA United States Arbitration Act of 1925
USAA United States Axemen's Association
USAA United States Air-Table-Hockey Association
.

The Insurance Information Institute recommends that homeowners make an inventory of their possessions; update insurance coverage to reflect hurricane-related threats and any improvements to the home's structure; update or add federal flood insurance coverage; secure the home against storms by taking steps to prevent flood damage; protect the roof and strengthen doors and windows Doors and Windows is a multimedia disk by the Irish band The Cranberries. Track listing
  1. "Dreams Live" (London Astoria)
  2. "So Cold In Ireland"
  3. "Away"
  4. "I Don't Need"
  5. "Zombie" (Live Woodstock)
; take important documents--such as insurance policy, inventory list, and insurance contact information with you if forced to evacuate. Keep the papers in a zippered zip·pered  
adj.
1. Having or equipped with zippers or a zipper: a coat with zippered pockets.

2. Closed or fastened with or as if with a zipper.
 plastic bag, and send copies to family or friends who five elsewhere.

The Glover Park Group designed the survey, which was administered online by Stratalys Research from June 12 to 26, 2006. A sample of 4,200 adults in coastal counties in hurricane-prone states participated.
How Americans in Coastal Areas Prepare for a Hurricane

Have a personal disaster evacuation plan or kit                    44%
Reviewed homeowners insurance policies within the past 12 months   69%
Updated homeowners insurance policy in the past five years         69%
Made an inventory of their personal possessions                    37%
Made improvements to their home to prepare for a hurricane         27%
Homeowners with insurance who have a separate flood policy         23%
Feel they have the "right amount" of insurance coverage            48%
Stored important documents in safe place                           38%
COPYRIGHT 2006 A.M. Best Company, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2006, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.

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Title Annotation:Loss/Risk Management Notes
Author:Green, Meg
Publication:Best's Review
Date:Sep 1, 2006
Words:328
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