MONY one year non-renewable, non-convertible term.

MONY One Year Non-Renewable,
Non-Convertible Term

One Year Non-Renewable, Non-Convertible Term Premium Rates
Initial Premium Unisex Rates Per $1,000 of Face Amount
$50,000 Minimum Face Amount--Annual Mode of Premium Only

Single Life
Premium Rates per $1,000 Face Amount

Issue                 Issue                 Issue
 Age      Unisex       Age      Unisex       Age      Unisex

  0        0.56        32        0.41        64          2.54
  1        0.35        33        0.40        65          2.87
  2        0.35        34        0.41        66          3.16
  3        0.35        35        0.41        67          3.47
  4        0.35        36        0.42        68          3.80
  5        0.35        37        0.44        69          4.16
  6        0.35        38        0.46        70          4.55
  7        0.35        39        0.48        71          4.97
  8        0.35        40        0.51        72          5.42
  9        0.35        41        0.54        73          5.91
 10        0.35        42        0.58        74          6.45
 11        0.35        43        0.62        75          7.05
 12        0.35        44        0.67        76          7.70
 13        0.35        45        0.71        77          8.43
 14        0.35        46        0.77        78          9.22
 15        0.39        47        0.88        79         10.08
 16        0.46        48        0.82        80         11.00
 17        0.51        49        0.94        81         11.98
 18        0.61        50        1.00        82         13.02
 19        0.59        51        1.05        83         14.15
 20        0.55        52        1.11        84         15.38
 21        0.51        53        1.19        85         17.23
 22        0.46        54        1.28        86         20.24
 23        0.46        55        1.45        87         24.49
 24        0.46        56        1.55        88         29.63
 25        0.45        57        1.66        89         35.85
 26        0.44        58        1.74        90         43.38
 27        0.43        59        1.83        91         53.80
 28        0.42        60        1.92        92         66.71
 29        0.42        61        2.01        93         82.72
 30        0.41        62        2.10        94        102.57
 31        0.41        63        2.31        95        127.18

Last Survivor One Year Term Insurance
Premium Rates Per $1,000 Face Amount

Joint                 Joint                 Joint
Equal                 Equal                 Equal

Issue                 Issue                 Issue
 Age      Premium      Age      Premium      Age      Premium

  0        0.12        32        0.12        64          0.43
  1        0.12        33        0.12        65          0.45
  2        0.12        31        0.12        66          0.45
  3        0.12        35        0.12        67          0.45
  4        0.12        36        0.12        68          0.45
  5        0.12        37        0.12        69          0.46
  6        0.12        38        0.12        70          0.46
  7        0.12        39        0.12        71          0.46
  8        0.12        40        0.12        72          0.47
  9        0.12        41        0.12        73          0.47
 10        0.12        42        0.12        74          0.48
 11        0.12        43        0.12        75          0.49
 12        0.12        44        0.12        76          0.49
 13        0.12        45        0.12        77          0.51
 14        0.12        46        0.12        78          0.52
 15        0.12        47        0.12        79          0.54
 16        0.12        48        0.14        80          0.55
 17        0.12        49        0.16        81          0.69
 18        0.12        50        0.18        82          0.85
 19        0.12        51        0.20        83          1.06
 20        0.12        52        0.22        84          1.31
 21        0.12        53        0.24        85          1.62
 22        0.12        54        0.26        86          2.01
 23        0.12        55        0.28        87          2.56
 24        0.12        56        0.28        88          3.25
 25        0.12        57        0.29        89          4.12
 26        0.12        58        0.31        90          5.24
 27        0.12        59        0.33        91          6.65
 28        0.12        60        0.35        92          8.45
 29        0.12        61        0.37        93         11.06
 30        0.12        62        0.39        94         14.72
 31        0.12        63        0.41        95         20.16

The policy is available only on a unisex basis. There are no
preferred, substandard, tobacco or non-tobacco classes. Additional
underwriting costs may apply in certain circumstances.

MONY One Year Non-Renewable & Non-Convertible Term Life Policy--Forms
134-00, C4-00,135-00, C5-00 is issued by MONY Life Insurance Company
of America, not licensed to solicit or transact business in NY. In NY,
issued by MONY Life Insuranc e Company. MONY Life Insurance Company of
America and MONY Life Insurance Company, 1290 Avenue of the Americas,
NY, NY 10104 are subsidiaries of AXA Financial, Inc.