Keeping your resolutions.

If your 2004 resolutions didn't go as well as planned, Greg Helmstetter, CEO of myGoals.com, says that you shouldn't feel bad.

"Nearly everybody has goals, whether they state them formally or not, such as places they want to travel, things they want to buy, things they'd like to get done around the house, getting in shape, and so on. And most of us set New Year's resolutions. But only a small percentage of people consistently write down goals, create a plan, and manage the process proactively."

Launched almost four years ago, myGoals.com is an online service designed to help you set and reach your goals. Here are some tips from the site:

1. Create a plan. Setting a goal without formulating a plan is merely wishful thinking. For your resolution to have resolve, it must translate into clear, actionable steps.

2. Start immediately. If you're like most people, you'll have a limited window of opportunity during the first few days of January to harness your motivation.

3. Write it down. Commit your goal to writing in a notebook or journal. This helps to make it more formal and gives you a place to detail the steps needed to reach your goal.

4. Think year-round. Resolutions are set in one day, but accomplished with a hundred tiny steps that happen throughout the year.

5. Remain flexible. Expect that your plan can and will change. Sometimes the goal itself will change.