Kaiser Federal Bank: "the exceptional performance bank".

Kaiser Federal Bank celebrates 44 consecutive 5 Star ratings from BauerFinancial Inc. Coral Gables, Florida, the nation's leading independent bank rating firm. Five-stars denotes the absolute highest level of banking performance.

For consistently maintaining a 5-star rating in each quarter for eleven years, Kaiser Federal Bank has the added distinction of being a BauerFinancial "Exceptional Performance Bank." The award is based on an analysis of current financial data as supplied by federal regulators, supplemented by historical data.

"We constantly receive phone calls from people worried about where they are putting their money; and with good reason," notes Karen Dorway, president of the research firm. "With rogue institutions popping up on the Internet and elsewhere, many falsely claiming to be FDIC insured, it's important to know there are still principled people running good, solid banks. With its 50 years of service, Kaiser Federal Bank is one of those financial institutions you can have confidence in."

The first priority for any consumer in a financial institution is safety and soundness. As a high performing, local community bank, Kaiser Federal meets that requirement. A strong capital position with high quality assets and very low losses, both currently and historically, demonstrate the safety and soundness of this bank.

The second priority is service and today that also means convenience, providing you access to your money 24 hours a day 7 days a week. There are 92 efficient and well-trained, pleasant employees of Kaiser Federal Bank who are constantly commended for their good service. Convenience is the 30 ATMs Kaiser Federal Bank has located strategically from Santa Clara to San Diego that provide fee free transactions on Kaiser Federal accounts. When 800-524-CASH is called, a person answers Monday through Friday from 7 a.m. to 7 p.m. with a willingness to help with accurate information. Direct account access can be obtained using EasyTeller through a touchtone telephone, or EasyOnline with a personal computer, for balances, withdrawals or transfers, and to review account history, including checks that have cleared. Kaiser Federal's VISA check cards and EasyCash ATM cards provide various levels of access to checking and EasyCash accounts. The bill payer program, EasyPay, is free to checking account holders. Three branches are located in the foothill corridor, one in Pasadena, one in Fontana and the main office in Covina. A fourth branch is located in Santa Clara, California. www.kaiserfederal.com is the most convenient service.

Beginning in 1953 as a credit union whose field of membership included the employees of the Kaiser Permanente Health Plan and the Southern California Permanente Medical Group physicians, a charter change occurred in 1999 and combined the best of both worlds forming Kaiser Federal Bank. The service promoted by credit unions became available without membership restrictions from this community bank. With total assets over $560 million the 40,000 account holders of Kaiser Federal Bank receive that benefit today.

For more information about Kaiser Federal Bank, please visit www.kaiserfederal.com.