Insurance agents storm warning.The Atlantic Hurricane Atlantic hurricane refers to a tropical cyclone that forms in the Atlantic Ocean usually in the Northern Hemisphere summer or autumn, with one-minute maximum sustained winds of 74 mph (64 knots, 33 m/s, 119 km/h). Season is usually active in September, and remnants of their destructive power can be felt days later in the Empire State. The 125-year-old Independent Insurance Agents & Brokers of New York New York, state, United States New York, Middle Atlantic state of the United States. It is bordered by Vermont, Massachusetts, Connecticut, and the Atlantic Ocean (E), New Jersey and Pennsylvania (S), Lakes Erie and Ontario and the Canadian province of , Inc. cautions homeowners and renters to prepare against heavy winds, flooding, power outages This is a list of famous wide-scale power outages. 1965
To make matters worse, hurricanes such as the 1938 "Long Island Express," Donna in 1960 and 1985's Gloria were direct hits to the northeastern United States United States, officially United States of America, republic (2005 est. pop. 295,734,000), 3,539,227 sq mi (9,166,598 sq km), North America. The United States is the world's third largest country in population and the fourth largest country in area. in September. In the event of hurricanes and powerful storms, the National Hurricane Center--a component of the National Oceanic & Atmospheric Administration-recommends putting together a home emergency kit. Some of the disaster preparedness items should include non-perishable foods, clothing, a first aid kit, a flashlight, radio and batteries, to name a few. Generators, sump pumps and, if necessary, evacuation plans are all good ideas. Also, prepare financially. With the changing seasons, IIABNY IIABNY Independent Insurance Agents & Brokers of New York Inc suggests a review of homeowners or renters insurance with a licensed insurance professional to determine if your coverage is up-to-date. One area that many property owners neglect is replacement coverage. Having enough insurance to cover replacement costs of the home is essential. A home that cost $200,000 to build three years ago has probably increased in value. Without increasing the property's coverage, a loss will catch you short. Tell your insurance agent about any improvements. Backyards can quickly become ponds, and a couple inches of runoff could damage washers, dryers and other appliances. A standard homeowners policy does NOT insure against flooding. Flood insurance Flood insurance denotes the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands and floodplains that are susceptible to flooding. , purchased through the Federal Emergency Management Agency's National Flood Insurance Program The National Flood Insurance Program (NFIP) was created by the Congress of the United States in 1968 through the National Flood Insurance Act of 1968 (P.L. 90-448). will offer contents coverage for homeowners and tenants. Depending on location, renters can purchase inexpensive contents-only flood insurance coverage. With a 30-day waiting period, consider purchasing flood insurance soon. Many renters mistakenly believe that the property owner's insurance policy covers them. In truth, coverage is usually restricted to the building itself and seldom applies to a tenant's possessions. For as little as $150, renters insurance can provide comprehensive protection similar to that of a basic homeowners policy. Trusted Choice[R] is a national consumer brand uniting more than 7,000 independent agencies, including members of the Independent Insurance Agents & Brokers of New York, Inc. Established in 1882, IIABNY has represented the common business interests of independent insurance professionals for 125 years. More than 1,900 agencies and their 18,000 employees currently rely on the DeWitt, New York DeWitt is a town in Onondaga County, New York, USA. As of the 2000 census, the town population was 24,071. The town is named after Moses DeWitt. The Town of DeWitt is located east of the City of Syracuse and borders the city on its east side. not-for-profit trade association for legislative advocacy, continuing education continuing education: see adult education. continuing education or adult education Any form of learning provided for adults. In the U.S. the University of Wisconsin was the first academic institution to offer such programs (1904). and other means of industry support. |
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