Index of orders issued or actions taken by the Board of Governors of the Federal Reserve System (October 1, 2001 - December 31, 2001). (Legal Developments).

INDEX OF ORDERS ISSUED OR ACTIONS TAKEN BY THE BOARD OF
GOVERNORS OF THE FEDERAL RESERVE SYSTEM
(OCTOBER 1, 2001 - DECEMBER 31, 2001)

                                                              Bulletin
                     Merged or Acquired                       Volume
Applicant            Bank of Activity     Date of Approval    and Page

The Annapolis        To operate a         December 26, 2002   88, 131
  Banking and          mobile branch by
  Trust Company,       providing a
  Annapolis,           courier service
  Maryland             to collect
                       noncash deposits
                       from business
                       customers in
                       Annapolis and
                       Anne Arundel
                       County, Maryland
BNP Paribas,         BancWest             December 4, 2001    88, 97
  Paris, France        Corporation,
                       Honolulu, Hawaii
                     Bank of the West,
                       San Francisco,
                       California
                     First Hawaiian
                       Bank,
                       Honolulu, Hawaii
Caixa de Aforros     To establish an      December 20, 2001   88, 132
  de Vigo, Ourense     agency in Miami,
  e Pontevedra,        Florida
  Vigo, Spain
Caja de Ahorros y    To establish an      October 31, 2001    87, 785
  Monte de Piedad      agency in Miami,
  de Madrid,           Florida
  Madrid, Spain
Chickasaw Banc       First Bancorp in     December 14, 2001   88, 99
  Holding Company,     Davidson, Inc.,
  Yukon, Oklahoma      Davidson,
                       Oklahoma
                     First State Bank
                       Inc.,
                       Davidson,
                       Oklahoma
                     First National
                       Bank of
                       Oklahoma,
                       Ponca City,
                       Oklahoma
Independence         Fairbank             December 21, 2001   88, 101
  Bancshares,          Bancshares
  Inc.,                Corporation,
  Independence,        Fairbank, Iowa
  Iowa               Fairbank State
                       Bank,
                       Fairbank, Iowa
International        National             October 26, 2001    87, 777
  Bancshares           Bancshares
  Corporation,         Corporation of
  Laredo, Texas        Texas,
                       San Antonio,
                       Texas
                     NBC Bank, N.A.,
                       Eagle Pass,
                       Texas
Jamaica National     To establish a       November 6, 2001    88, 59
  Building             representative
  Society,             office in
  Kingston,            Fort Lauderdale,
  Jamaica              Florida
Kookmin Bank,        To establish         October 31, 2001    87, 786
  Seoul, Korea         branches in
                       New York,
                       New York
Housing &
  Commercial Bank,
  Seoul, Korea
McIlroy Bank &       Central Bank and     October 31, 2001    87, 783
  Trust,               Trust,
  Fayetteville,        Little Rock,
  Arkansas             Arkansas
                     The Farmers &
                       Merchant Bank,
                       Prairie Grove,
                       Arkansas
                     Springdale Bank &
                       Trust,
                       Springdale,
                       Arkansas
North Fork           Commercial Bank of   October 24, 2001    87, 779
  Bancorporation,      New York,
  Inc.,                New York, New
  Melville, New        York
  York
The Royal Bank of    Citizens Bank of     November 9, 2001    88, 51
  Scotland Group       Pennsylvania,
  plc,                 Philadelphia,
  Edinburgh,           Pennsylvania
  Scotland
The Royal Bank of    Citizens Bank,
  Scotland plc,        Wilmington,
  Edinburgh,           Delaware
  Scotland
RBSG International   Mellon Financial
  Holdings Ltd.,       Corporation,
  Edinburgh,           Pittsburgh,
  Scotland             Pennsylvania
Citizens Financial
  Group, Inc.,
  Providence,
  Rhode Island
SunTrust Bank,       The Hunington        December 17, 2001   88, 122
  Atlanta, Georgia     National Bank,
                       Columbus, Ohio
SunTrust Banks,
  Inc.,
  Atlanta, Georgia
Wells Fargo &        Texas Financial      December 20, 2001   88, 103
  Company,             Bancorporation,
  San Francisco,       Inc.,
  California           Minneapolis,
                       Minnesota
                     First State Bank
                       of Texas,
                       Denton, Texas
                     First National
                       Bank of Texas,
                       Decatur, Texas
                     Bank of Santa Fe,
                       Santa Fe, New
                       Mexico
                     Marquette Bank of
                       Monmouth,
                       Monmouth,
                       Illinois
                     Marquette Bank,
                       National
                       Association,
                       Rogers,
                       Minnesota
                     Marquette Bank of
                       Morrison,
                       Morrison,
                       Illinois
                     Marquette Capital
                       Bank, N.A.,
                       Wayzata,
                       Minnesota
                     Meridian Capital
                       Bank,
                       Milwaukee,
                       Wisconsin
                     The First National
                       Bank & Trust
                       Co. of Baraboo,
                       Baraboo,
                       Wisconsin