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In-Depth Analysis of UK Personal Loan Distribution Showing Where the Opportunities Lie.


DUBLIN Dublin, city, Republic of Ireland
Dublin, Irish Baile Átha Cliath, county borough (1991 pop. 915,516), Leinster, capital of the Republic of Ireland, on Dublin Bay at the mouth of the Liffey River.
, Ireland Ireland, Irish Eire (âr`ə) [to it are related the poetic Erin and perhaps the Latin Hibernia], island, 32,598 sq mi (84,429 sq km), second largest of the British Isles.  -- Research and Markets (http://www.researchandmarkets.com/reports/c69487) has announced the addition of UK Personal Loan Distribution 2006 to their offering.

Some personal loan distribution channels have performed better than others. Bank branches remain central to the sale of unsecured Unsecured

A loan or equity interest that is given without any guarantee of payment, performance, satisfaction or opportunity for return from the recipient. No property, interest or security is used as collateral in either a guarantee or a pledge.
 personal loans and have seen a resurgence re·sur·gence  
n.
1. A continuing after interruption; a renewal.

2. A restoration to use, acceptance, activity, or vigor; a revival.
 in the last year. Meanwhile, the intermediary Intermediary

See: Financial intermediary


intermediary

See financial intermediary.
 channel is crucial to the success of secured personal loans. This report examines the strategies of lenders and brokers and the outlook for the future.

Scope of this title:

* Quantifies the size of the different distribution channels in the UK personal loan market.

* Gives insight into the future challenges lenders and brokers will face.

* Uses The intermediary survey to understand intermediaries attitudes in the market.

* What lenders can do to maximize intermediary business.

Highlights of this title:

Most personal loans are distributed though direct channels. In fact, in 2005, We estimate that direct distribution accounted for 87.7 per cent of personal loan advances. However, due to the structure of the secured personal loan market, direct distribution is not as common as it is for unsecured personal loans.

There are a small number of lenders in the secured personal loan market. While some lend directly to consumers, the majority lend exclusively through intermediaries. Indeed, there are considerably more credit brokers than there are lenders. A few maintain high profile TV and newspaper marketing campaigns, while others have little brand presence.

Retail banking in the last decade has been defined by branch closures as retail banks have looked to save costs by focusing on cheaper distribution channels. However, in the last 12 to 18 months the tide seems to be turning and a number of banks have been opening branches.

Reasons to order your copy:

* In-depth in-depth
adj.
Detailed; thorough: an in-depth study.


in-depth
Adjective

detailed or thorough: an in-depth analysis

 analysis of distribution in the personal loan market showing where the opportunities lie, thus assisting you in devising strategic plans.

* Analysis of the major players in the market, thus allowing you to better plan your strategies.

* Gives the reader insight into the views of intermediaries in a variety of areas across the market.

Report Chapters

Chapter 1 - Introduction

Chapter 2 - An overview of personal loan distribution

Chapter 3 - Direct loan distribution

Chapter 4 - Intermediary loan distribution

Chapter 5 - Conclusions

Chapter 6 - Appendix

25 tables and 43 figures also accompany To go along with; to go with or to attend as a companion or associate.

A motor vehicle statute may require beginning drivers or drivers under a certain age to be accompanied by a licensed adult driver whenever operating an automobile.
 this report

For more information visit http://www.researchandmarkets.com/reports/c69487

Source: Datamonitor Datamonitor is a provider of online database and analysis services. The company is based in the United Kingdom and also has offices in the United States, Japan, and other countries.[1] The Datamonitor team includes analysts and professional researchers.  
COPYRIGHT 2007 Business Wire
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2007, Gale Group. All rights reserved.

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Publication:Business Wire
Date:Sep 26, 2007
Words:395
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