IVI Checkmate, Scotiabank and Rogers Cantel Inc. Announce the First Mobile Debit and Credit Point-of-Purchase Transactions in a Public Stadium Over the Mobitex Data Network.

ATLANTA/TORONTO--(BUSINESS WIRE)--July 23, 1999--

IVI Checkmate's Elite 780 mobile, hand-held wireless transaction

terminals in use at Winnipeg Stadium concession stands

during the Pan Am Games

IVI Checkmate Corp. (NASDAQ: CMIV); (TSE: IVC/IVI), Scotiabank and Rogers Cantel Inc. today announced that IVI Checkmate's Elite 780 mobile point-of-sale terminals will be used at the Pan Am Games in Winnipeg, Manitoba, Canada.

Spectators will be able to make purchases with their credit or debit cards at concession stands utilizing the mobile terminals deployed by Scotiabank under Scotia's 2020 mobile solution platform during the games.

"This marks the first time that these mobile hand-held terminals have been used over the Cantel(R) AT&T(tm) Mobitex network at a major Canadian sporting event," said Albert Wahbe, Scotiabank's Executive Vice-President Electronic Banking. "They will offer spectators a new fast convenient way to pay for food and beverages at the Pan Am Games. It's all part of Scotiabank's ongoing commitment to providing consumers with anytime anywhere access to their financial services."

The Elite 780 is a portable, lightweight, long-range radio frequency, transaction terminal capable of handling secure debit, credit and EBT transactions. It comes complete with rechargeable batteries and an integrated thermal receipt printer, and can handle hundreds of transactions before recharging is required. These completely wireless terminals can complete an authorized debit or credit transaction in less than ten seconds using the Cantel(R) AT&T(tm) Mobitex data network - a dedicated data transmission network.

"We are pleased to be part of the team introducing mobile terminals to the spectators at the Pan Am Games. The Mobitex network is unique to Rogers Cantel in Canada and it can deliver fast, reliable and secure debit and credit card transactions for Canadians from coast to coast," said Rick Giel, Vice-President and General Manager, Messaging and Data, Rogers Cantel Inc.

Geoff Bowen, Vice-President of IVI Checkmate Sales and Marketing, Canada, said, "The introduction of the Elite 780 terminal dramatically enhances the level of service and convenience that can be provided to the consumer. Payment options can now be brought directly to the customer and rapidly authorized over the Mobitex wireless network."

IVI Checkmate's Elite 780 terminals have been successfully piloted in Ontario with Pizza Pizza, Harvey's and a Snap-on Tools franchise. Scotiabank will be introducing them later this summer at Park' N Fly at Toronto's Pearson International Airport. Scotiabank plans to be the first bank in Canada to make IVI Checkmate's mobile terminals available to businesses across Canada this fall.

Scotiabank is one of North America's premier financial institutions, with more than $221 billion in assets and approximately 42,000 employees worldwide. It is also Canada's most international bank with more than 1600 branches and offices in more than 50 countries on six continents. Scotiabank is on the World Wide Web at www.scotiabank.ca.

Rogers Cantel Inc. is Canada's largest wireless provider serving over two million customers from coast to coast. Marketed under the co-brand Cantel(R) AT&T(tm), Rogers Cantel provides a complete range of wireless solutions including cellular, paging and Interactive Messaging, Digital PCS and wireless data services. Owned and operated by Rogers Cantel Mobile Communications Inc., (TSE: RCM.B);(NYSE:RCN), Rogers Cantel is an 81% owned subsidiary of Rogers Communications Inc.

IVI Checkmate is the third largest electronic transaction solutions provider in North America. The Company designs, develops, and markets innovative payment and value-added solutions that optimize transaction management at the point-of-service in the retail, financial, travel & entertainment, healthcare, and transportation industries. IVI Checkmate's software, hardware, and professional services minimize transaction costs, reduce operational complexity, and improve profitability for its customers in the U.S., Canada and Latin America. For more information on IVI Checkmate, visit its web site at http://www.ivicheckmate.com.

This press release contains forward-looking statements subject to the safe harbor created by the Private Securities Litigation Reform Act of 1995. Management cautions that these statements represent projections and estimates of future performance and involve certain risks and uncertainties. The Company's actual results could differ materially from those anticipated in these forward-looking statements as a result of certain factors including, without limitation, rapid and significant technological developments that could delay the introduction of improvements in existing products or of new products; the Company's dependence on its limited suppliers and manufacturers of component parts of its products; the Company's dependence on its proprietary technologies (which may be independently developed by competitors); the Company's dependence on a small number of large retail customers; the potential fluctuation in financial results as a result of the Company's inability to make sales to large customers as well as the volume and timing of bookings received during a quarter and variations in sales mix; competition from existing companies as well as new market entrants; the Company's dependence on key personnel; and other factors that are contained in documents that the Company files with the U.S. Securities and Exchange Commission.