INDEX OF ORDERS ISSUED OR ACTIONS TAKEN BY THE BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM (OCTOBER 1, 1998-DECEMBER 31, 1998).

                                 Merged or Acquired Bank or
Applicant                        Activity

Bank One Corporation,            EquiServe Limited Partnership,
  Chicago, Illinois                A Delaware limited partnership
CAB Holding, LLC,                The Chinese American Bank,
  Wilmington, Delaware             New York, New York
CFBanc Holdings, Inc.,           City First Bank of DC,
  Washington, DC                   Washington, DC
CFBanc Corporation,
  Washington, DC
Charter One Financial, Inc.,     ALBANK Financial Corporation,
  Cleveland, Ohio                  Albany, New York
Charter-Michigan Bancorp,        ALBANK Commercial,
 Inc.,                             Albany, New York
  Cleveland, Ohio                ALBANK, FSB,
                                   Albany, New York
Chinatrust Commercial Bank,      To establish a state-licensed
 Ltd.,                            branch in
  Taipei, Taiwan                   New York, New York
City Holding Company             Horizon Bancorp, Inc.,
  Charleston, West Virginia        Beckley, West Virginia
                                 Bank of Raleigh,
                                   Beckley, West Virginia
                                 First National Bank in Marlinton,
                                   Marlinton, West Virginia
                                 Greenbrier Valley National Bank,
                                   Lewisburg, West Virginia
                                 National Bank of Summers,
                                   Hinton, West Virginia
                                 The Twentieth Street,
                                   Huntington, West Virginia
Cooper Life Sciences,            The Berkshire Bank,
  New York, New York               New York, New York
Greater American Financial
 Group,
  New York, New York
Credit Suisse,                   To establish representative
  Zurich, Switzerland             offices in
                                   Miami, Florida; New York,
                                    New York; and Houston, Texas
Erste Bank dersterreichischen    To establish a federally-licensed
 Sparkassen                       branch in
  Aktiengesellschaft,              New York, New York
  Vienna, Austria
Firstar Corporation,             Star Banc Corporation,
  Milwaukee, Wisconsin             Cincinnati, Ohio
                                 Star Bank, NA,
                                   Cincinnati, Ohio
FirstMerit Corporation,          Signal Corp,
  Akron, Ohio                      Wooster, Ohio
                                 Signal Bank, NA,
                                   Wooster, Ohio
                                 Summit Bank, NA,
                                   Akron, Ohio
                                 First Federal Savings Bank of New
                                   Castle,
                                   New Castle, Pennsylvania
KeyCorp,                         McDonald & Company Investments,
  Cleveland, Ohio                 Inc.,
                                   Cleveland, Ohio
                                 McDonald & Company Securities,
                                  Inc.,
Norwest Corporation,               Cleveland, Ohio
  Minneapolis, Minnesota
WFC Holdings Corporation,        Wells Fargo & Company,
  San Francisco, California        San Francisco, California
Peoples Heritage Financial       Wells Fargo Bank, NA,
 Group, Inc.,                      San Francisco, California
  Portland, Maine
Peoples Heritage Merger Corp.,   SIS Bancorp, Inc.,
  Portland, Maine                  Springfield, Massachusetts
                                 Springfield Institution for
                                  Savings,
                                   Springfield, Massachusetts
                                 Glastonbury Bank & Trust Company
                                   Glastonbury, Connecticut
PNC Bank Corp,                   PNC Capital Markets, Inc.,
  Pittsburgh, Pennsylvania         Pittsburgh, Pennsylvania
Popular, Inc.,                   Banco Popular, New York,
  Hato Rey, Puerto Rico            New York, New York
Banco Popular de Puerto Rico,
  Hato Rey, Puerto Rico
Popular Transition Bank,
  Hato Rey, Puerto Rico
Poteau State Bank,               Spiro Interim Bank,
  Poteau, Oklahoma                 Spiro, Oklahoma
Sulphur Springs Bancshares,      First National Bank,
 Inc.,                             Sulphur Springs, Texas
  Sulphur Springs, Texas
Sulphur Springs Delaware
 Financial
  Corporation,
  Dover, Delaware
SunTrust Banks, Inc.,            Crestar Financial Corporation,
  Atlanta, Georgia                 Richmond, Virginia
                                 Crestar Bank,
                                   Richmond, Virginia
Susquehanna Bancshares, Inc.,    Cardinal Bancorp, Inc.,
  Lititz, Pennsylvania             Everett, Pennsylvania
                                 First American National Bank of
                                   Pennsylvania,
                                   Everett, Pennsylvania
U.S. Bancorp,                    Northwest Bancshares, Inc.,
  Minneapolis, Minnesota           Vancouver, Washington
                                 Northwest National Bank,
                                   Vancouver, Washington
Valley View Bancshares, Inc.,    Paola-Citizens Bancshares, Inc.,
  Overland Park, Kansas            Paola, Kansas
                                 Citizens State Bank,
                                   Paola, Kansas

                                                     Bulletin
                                                     Volume
Applicant                        Date of Approval    and Page

Bank One Corporation,            November 16, 1998   85, 65
  Chicago, Illinois
CAB Holding, LLC,                November 30, 1998   85, 51
  Wilmington, Delaware
CFBanc Holdings, Inc.,           November 9, 1998    85, 52
  Washington, DC
CFBanc Corporation,              October 28, 1998    84, 1079
  Washington, DC
Charter One Financial, Inc.,
  Cleveland, Ohio
Charter-Michigan Bancorp,
 Inc.,
  Cleveland, Ohio
Chinatrust Commercial Bank,      October 5, 1998     84, 1121
 Ltd.,
  Taipei, Taiwan
City Holding Company             November 30, 1998   85, 53
  Charleston, West Virginia
Cooper Life Sciences,            December 14, 1998   85, 125
  New York, New York
Greater American Financial
 Group,
  New York, New York
Credit Suisse,                   November 23, 1998   85, 68
  Zurich, Switzerland
Erste Bank dersterreichischen    October 14, 1998    84, 1123
 Sparkassen
  Aktiengesellschaft,
  Vienna, Austria
Firstar Corporation,             October 28, 1998    84, 1083
  Milwaukee, Wisconsin
FirstMerit Corporation,          December 7, 1998    85 128
  Akron, Ohio
KeyCorp,                         October 21, 1998    84, 1075
  Cleveland, Ohio
Norwest Corporation,             October 14, 1998    84, 1088
  Minneapolis, Minnesota
WFC Holdings Corporation,
  San Francisco, California
Peoples Heritage Financial       November 4, 1998    85, 55
 Group, Inc.,
  Portland, Maine
Peoples Heritage Merger Corp.,
  Portland, Maine
PNC Bank Corp,                   November 16, 1998   85, 66
  Pittsburgh, Pennsylvania
Popular, Inc.,                   November 16, 1998   85, 59
  Hato Rey, Puerto Rico
Banco Popular de Puerto Rico,
  Hato Rey, Puerto Rico
Popular Transition Bank,
  Hato Rey, Puerto Rico
Poteau State Bank,               December 2, 1998    85, 131
  Poteau, Oklahoma
Sulphur Springs Bancshares,      December 16, 1998   85, 126
 Inc.,
  Sulphur Springs, Texas
Sulphur Springs Delaware
 Financial
  Corporation,
  Dover, Delaware
SunTrust Banks, Inc.,            October 28, 1998    84, 1115
  Atlanta, Georgia
Susquehanna Bancshares, Inc.,    November 23, 1998   85, 61
  Lititz, Pennsylvania
U.S. Bancorp,                    October 26, 1998    84, 1073
  Minneapolis, Minnesota
Valley View Bancshares, Inc.,    November 30, 1998   85, 64
  Overland Park, Kansas