IMSA produces consumer brochure to offer long-term-care information. (Insurance Marketplace Standards Association).
The Insurance Marketplace Standards Association has created a 12-page consumer brochure on who should consider long-term-care insurance and what their options are. It is free online from the ethics watchdog group at www.IMSAethics.org, and insurance agents for IMSA IMSA Illinois Mathematics and Science Academy
IMSA International Motor Sports Association
IMSA Insurance Marketplace Standards Association
IMSA International Municipal Signal Association
IMSA Illinois Mini Storage Association
IMSA Institute of Marine Safety Auditors member companies will also offer them.
IMSA reports that about 13 million people in the United States United States, officially United States of America, republic (2005 est. pop. 295,734,000), 3,539,227 sq mi (9,166,598 sq km), North America. The United States is the world's third largest country in population and the fourth largest country in area. need daily assistance with personal maintenance, hygiene, eating and basic household tasks, but only 6 million own long-term-care insurance. IMSA Executive Director Brian Atchinson said about 44% of Americans age 65 and older will enter a nursing home at least once, and more than half will stay at least a year, based on statistics of the National Association of Insurance Commissioners The National Association of Insurance Commissioners (NAIC) is an Internal Revenue Code Section 501(c)(3) non-profit organization which seeks to organize the regulatory and supervisory efforts of the various state insurance commissioners from around the United States. . Average annual costs were $56,000 in 2001, but were up to twice that much in some parts of the country. The brochure describes what to look for in selecting an LTC LTC
lieutenant colonel insurance policy.
Key factors in choosing an LTC insurance company are its business ethics business ethics, the study and evaluation of decision making by businesses according to moral concepts and judgments. Ethical questions range from practical, narrowly defined issues, such as a company's obligation to be honest with its customers, to broader social and its financial viability, Atchinson said.