Homeowners multiple peril, top writers, United States--2005.
Homeowners Multiple Peril, Top Writers, United States--2005
Rank is based on 2005 direct premiums written.
($ Thousands)
2005 Direct % Change
Premiums in
Rank Group AMB # Written Premiums
1 State Farm Group 00088 $12,570,906 5.5
2 Allstate Ins Group 00008 7,054,405 13.0
3 Farmers Ins Group 00032 3,936,087 4.3
4 Nationwide Group 05987 2,703,828 7.5
5 St. Paul Travelers Group 18647 2,416,817 12.1
6 USAA Group 04080 2,273,354 9.3
7 Liberty Mutual Ins Cos 00060 1,716,041 7.2
8 Chubb Group of Ins Cos 00012 1,607,688 8.0
9 Amer Family Ins Group 00124 1,434,809 -0.2
10 Hartford Ins Group 00048 943,717 8.7
11 Auto-Owners Ins Group 04354 840,000 5.6
12 MetLife Auto & Home Group 18552 798,772 5.7
13 Safeco Ins Cos 00078 774,962 -2.4
14 Erie Ins Group 04283 735,873 0.0
15 Southern Farm Bureau Group 02962 556,136 7.0
16 Allianz of America, Inc 18429 542,111 7.8
17 Amer Intl Group, Inc 18540 469,305 3.9
18 Country Ins & Finl Svcs 00302 453,719 7.1
19 Hanover Ins Grp Prop & Cas Cos 04861 423,047 -2.7
20 CA State Auto Group 18460 409,066 16.2
21 Amica Mutual Group 18522 386,998 5.1
22 Vesta Ins Group 05681 342,707 -4.8
23 Cincinnati Ins Cos 04294 303,158 5.5
24 Unitrin, Inc 05948 294,018 5.6
25 Tower Hill Group 18636 285,914 59.8
26 Auto Club Southern CA Group 18515 279,163 9.0
27 Auto Club Group 00312 276,469 1.4
28 Amer Natl PC Group 18565 256,228 5.5
29 Alfa Ins Group 00106 245,119 9.4
30 Shelter Ins Cos 00598 243,103 3.5
31 Andover Cos 00166 239,829 10.0
32 Assurant Solutions 18499 238,361 25.4
33 State Auto Ins Cos 00856 229,005 4.2
34 Balboa Ins Group 04062 219,784 64.9
35 NC Farm Bureau Ins Group 18279 201,133 12.3
36 Mercury Gen Group 04524 199,647 17.4
37 Grange Mutual Cas Group 03917 193,558 2.3
38 White Mountains Ins Group 18490 193,524 -3.8
39 TN Farmers Ins Cos 18154 186,009 6.3
40 Westfield Group 00730 179,300 -1.4
41 Commerce Group, Inc 02966 178,333 9.1
42 Homesite Group 18488 165,159 72.1
43 GeoVera Ins Group 25045 163,213 29.0
44 Horace Mann Ins Group 04934 161,803 2.3
45 Winterthur U.S. Group 05658 159,414 -8.3
46 OH Cas Group 00726 156,625 -4.6
47 Amer Strategic Ins Companies 18677 150,947 30.5
48 Central Svcs Group 18562 146,178 6.0
49 Quincy Mutual Group 18437 143,447 7.9
50 KY Farm Bureau Group 03281 136,408 7.7
Top 25 Companies $44,273,437 7.1
Top 50 Companies $49,215,197 7.5
Total U.S. P/C Industry $56,624,233 6.3
Market Share (%)
Rank Group 2005 2004 2003
1 State Farm Group 22.2 22.4 22.4
2 Allstate Ins Group 12.5 11.7 11.3
3 Farmers Ins Group 7.0 7.1 7.4
4 Nationwide Group 4.8 4.7 4.7
5 St. Paul Travelers Group 4.3 4.0 3.6
6 USAA Group 4.0 3.9 3.7
7 Liberty Mutual Ins Cos 3.0 3.0 2.9
8 Chubb Group of Ins Cos 2.8 2.8 2.8
9 Amer Family Ins Group 2.5 2.7 2.6
10 Hartford Ins Group 1.7 1.6 1.6
11 Auto-Owners Ins Group 1.5 1.5 1.5
12 MetLife Auto & Home Group 1.4 1.4 1.5
13 Safeco Ins Cos 1.4 1.5 1.6
14 Erie Ins Group 1.3 1.4 1.3
15 Southern Farm Bureau Group 1.0 1.0 1.0
16 Allianz of America, Inc 1.0 0.9 1.0
17 Amer Intl Group, Inc 0.8 0.8 0.9
18 Country Ins & Finl Svcs 0.8 0.8 0.8
19 Hanover Ins Grp Prop & Cas Cos 0.7 0.8 0.9
20 CA State Auto Group 0.7 0.7 0.6
21 Amica Mutual Group 0.7 0.7 0.6
22 Vesta Ins Group 0.6 0.7 0.8
23 Cincinnati Ins Cos 0.5 0.5 0.5
24 Unitrin, Inc 0.5 0.5 0.3
25 Tower Hill Group 0.5 0.3 0.2
26 Auto Club Southern CA Group 0.5 0.5 0.5
27 Auto Club Group 0.5 0.5 0.5
28 Amer Natl PC Group 0.5 0.5 0.5
29 Alfa Ins Group 0.4 0.4 0.4
30 Shelter Ins Cos 0.4 0.4 0.4
31 Andover Cos 0.4 0.4 0.4
32 Assurant Solutions 0.4 0.4 0.4
33 State Auto Ins Cos 0.4 0.4 0.4
34 Balboa Ins Group 0.4 0.3 0.2
35 NC Farm Bureau Ins Group 0.4 0.3 0.3
36 Mercury Gen Group 0.4 0.3 0.3
37 Grange Mutual Cas Group 0.3 0.4 0.4
38 White Mountains Ins Group 0.3 0.4 0.4
39 TN Farmers Ins Cos 0.3 0.3 0.3
40 Westfield Group 0.3 0.3 0.4
41 Commerce Group, Inc 0.3 0.3 0.3
42 Homesite Group 0.3 0.2 0.1
43 GeoVera Ins Group 0.3 0.2 0.2
44 Horace Mann Ins Group 0.3 0.3 0.3
45 Winterthur U.S. Group 0.3 0.3 0.4
46 OH Cas Group 0.3 0.3 0.3
47 Amer Strategic Ins Companies 0.3 0.2 0.2
48 Central Svcs Group 0.3 0.3 0.3
49 Quincy Mutual Group 0.3 0.2 0.2
50 KY Farm Bureau Group 0.2 0.2 0.2
Top 25 Companies 78.2 77.6 76.5
Top 50 Companies 86.9 86.0 84.8
Total U.S. P/C Industry 100.0 100.0 100.0
Adjusted Loss Ratios
% of
Company
Pre-
Rank Group 2005 2004 2003 miums
1 State Farm Group 77.7 64.6 60.6 26.5
2 Allstate Ins Group 93.4 69.8 52.4 25.7
3 Farmers Ins Group 49.9 43.7 52.1 27.2
4 Nationwide Group 61.7 65.3 64.9 17.6
5 St. Paul Travelers Group 66.5 35.4 51.9 11.4
6 USAA Group 75.6 68.1 61.4 26.8
7 Liberty Mutual Ins Cos 73.4 62.1 59.6 10.5
8 Chubb Group of Ins Cos 47.4 56.2 61.6 16.6
9 Amer Family Ins Group 51.1 51.1 57.5 23.8
10 Hartford Ins Group 73.0 80.2 53.7 7.7
11 Auto-Owners Ins Group 60.5 93.5 71.8 18.7
12 MetLife Auto & Home Group 75.0 52.7 52.0 26.3
13 Safeco Ins Cos 39.9 40.4 50.8 13.4
14 Erie Ins Group 41.0 45.6 72.5 18.6
15 Southern Farm Bureau Group 232.0 110.7 60.5 25.5
16 Allianz of America, Inc 70.3 56.6 56.1 10.7
17 Amer Intl Group, Inc 145.4 71.9 53.6 1.6
18 Country Ins & Finl Svcs 52.6 64.7 61.0 22.9
19 Hanover Ins Grp Prop & Cas Cos 69.7 57.2 57.5 17.8
20 CA State Auto Group 36.0 31.6 34.4 18.0
21 Amica Mutual Group 62.8 68.5 67.5 27.6
22 Vesta Ins Group 58.5 65.7 56.5 68.0
23 Cincinnati Ins Cos 66.8 85.1 79.8 9.4
24 Unitrin, Inc 56.5 46.4 54.4 15.0
25 Tower Hill Group 171.4 318.9 30.6 88.4
26 Auto Club Southern CA Group 57.2 41.2 101.4 12.6
27 Auto Club Group 46.3 51.7 58.2 17.8
28 Amer Natl PC Group 165.1 68.4 63.1 18.4
29 Alfa Ins Group 131.4 162.3 85.6 27.2
30 Shelter Ins Cos 99.5 52.4 83.6 24.5
31 Andover Cos 48.0 49.8 53.6 54.4
32 Assurant Solutions 58.8 47.0 48.6 10.2
33 State Auto Ins Cos 55.6 65.9 68.0 17.1
34 Balboa Ins Group 75.4 54.5 51.5 25.1
35 NC Farm Bureau Ins Group 51.2 57.0 105.2 25.3
36 Mercury Gen Group 51.3 45.9 57.1 6.8
37 Grange Mutual Cas Group 46.3 57.1 87.4 18.3
38 White Mountains Ins Group 32.1 30.1 52.9 7.6
39 TN Farmers Ins Cos 61.6 63.9 149.2 22.7
40 Westfield Group 43.1 46.6 66.6 11.9
41 Commerce Group, Inc 39.9 41.4 60.2 9.5
42 Homesite Group 58.9 55.2 59.6 99.9
43 GeoVera Ins Group 116.4 164.7 42.6 60.1
44 Horace Mann Ins Group 103.2 140.1 69.5 28.7
45 Winterthur U.S. Group 46.7 47.1 62.5 10.9
46 OH Cas Group 38.0 53.1 65.9 10.4
47 Amer Strategic Ins Companies 50.8 143.7 29.4 62.9
48 Central Svcs Group 34.4 39.3 52.2 29.8
49 Quincy Mutual Group 45.2 48.2 57.5 40.8
50 KY Farm Bureau Group 51.7 61.6 76.5 19.8
Top 25 Companies 73.9 62.4 57.9 18.0
Top 50 Companies 73.1 62.7 59.0 17.9
Total U.S. P/C Industry 73.4 66.0 59.5 11.9
Source: A.M. Best Statement Products: State/Line. For more information
about custom data, call (908) 439-2200, Ext. 5383.
COPYRIGHT 2006 A.M. Best Company, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2006, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.
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