Heritage Capital Credit Corporation of Delaware Changes Its Name to Independent Capital Credit Corporation.

WILMINGTON, Del. -- Heritage Capital Credit Corporation of Delaware, a wholly owned subsidiary of Heritage Capital Credit Corporation of Florida (OTC:HCPC), announced effective April 1, 2005 its name change from Heritage Capital Credit Corporation of Delaware to Independent Capital Credit Corporation ("ICCC").

One year ago, April 1, 2004, Heritage Capital Credit Corporation, a Florida corporation acquired all of the stock of Heritage Capital Credit Corporation, a Delaware corporation. To avoid confusion of both companies being named Heritage, the Board of Directors of the Delaware Corporation changed its name to Independent Capital Credit Corporation.

ICCC's primary goal is to provide consumer, commercial and business loans to persons and businesses that qualify under their unique underwriting formula, which is licensed from a company controlled by the same shareholders of Heritage.

This press release may contain forward-looking statements within the meaning of federal securities laws that involve significant risk and uncertainties. The words "estimate," "possible," seeking," and similar expressions identify forward-looking statements, which speak only as of the date the statement was made. The Company undertakes no obligation to publicly update or revise any forward-looking statements, whether because of new information, future events, or otherwise. Forward-looking statements are inherently subject to risk and uncertainties, some of which cannot be predicated or quantified. Future events and actual results could differ materially from those set forth in, contemplated by, or underlying the forward-looking statements. The risk and uncertainties to which forward-looking statements are subject include, bur are not limited to, the effect of government regulation, competition and other material risk.