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Hartford Steam Boiler teaches schools to prevent mold growth. (Loss/Risk Management Notes: Property/Casualty).


The Hartford Steam Boiler boiler, device for generating steam. It consists of two principal parts: the furnace, which provides heat, usually by burning a fuel, and the boiler proper, a device in which the heat changes water into steam.  Inspection and Insurance Co. is offering a new Mold Protection Program to help clients prevent and manage the risks associated with mold growth. The loss prevention and insurance program will focus initially on schools in Pennsylvania Pennsylvania (pĕnsəlvā`nyə), one of the Middle Atlantic states of the United States. It is bordered by New Jersey, across the Delaware River (E), Delaware (SE), Maryland (S), West Virginia (SW), Ohio (W), and Lake Erie and New York , New Jersey and Connecticut Connecticut, state, United States
Connecticut (kənĕt`ĭkət), southernmost of the New England states of the NE United States. It is bordered by Massachusetts (N), Rhode Island (E), Long Island Sound (S), and New York (W).
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 American School and University Magazine, more than one in five of the nation's public schools have reported problems with indoor air quality Indoor Air Quality (IAQ) deals with the content of interior air that could affect health and comfort of building occupants. The IAQ may be compromised by microbial contaminants (mold, bacteria), chemicals (such as carbon monoxide, radon), allergens, or any mass or energy stressor  and more than half of those problems have been linked to mold and mildew mildew, name for certain fungi and protists, for the diseases they cause in various crops, and for the discoloration (and sometimes the weakening and disintegration) they cause in such materials as leather, fabrics, and paper. .

The program begins with an inspection and evaluation to determine qualification. Once qualified, Hartford Steam Boiler provides loss prevention recommendations based upon the results of the inspection and works with the client over time to control moisture, water intrusion and other conditions that can cause mold growth.

"The solution is more than dealing with visible mold," said Kenneth B. Cornell, executive vice president, MG Environmental Inc., a division of American International Cos., which helped develop Hartford Steam Boiler's Mold Protection Program.

In order to prevent future damage, Cornell said, "Schools must carefully manage the conditions that cause mold to grow. That takes a continuous effort to improve the way a facility is maintained."

The Mold Protection Program also includes a Mold Remediation Policy that can pay for remediation costs if visible mold is discovered at an insured location. Clients have access to a mold remediation network specifically developed for this program.
COPYRIGHT 2002 A.M. Best Company, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2002, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.

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Title Annotation:Mold Protection Program
Comment:Hartford Steam Boiler teaches schools to prevent mold growth. (Loss/Risk Management Notes: Property/Casualty).(Mold Protection Program )
Publication:Best's Review
Geographic Code:1USA
Date:Dec 1, 2002
Words:233
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