HSB policy insures service line breaks.
The Hartford Steam Boiler Inspection and Insurance Co. has a new
service line coverage that can pay to repair underground outdoor water,
sewer and electrical service lines that fail due to damage that would be
excluded under most homeowners policies. Most homeowners don't know
that they own outdoor service lines and are responsible for repairs,
which can total $3,500 or more, HSB said. The coverage will pay up to
$10,000 per service line break, and HSB will adjust the claim and
provide product training for agents and insurers.