HNC Software Acquires Assets of Blaze Advisor Business From Brokat Technologies; HNC Increases Leadership Role in Customer Insight Market.

Business Editors and High-Tech Writers

SAN DIEGO--(BUSINESS WIRE)--Aug. 15, 2001

HNC Software Inc. (Nasdaq: HNCS), a leading provider of customer insight software, announced today that it has acquired certain assets of the Blaze Advisor business unit from Brokat Technologies, a publicly-traded company (Nasdaq: BROA)(Neuer Markt: BRJ).

The Blaze Advisor business unit is the successor to Blaze Software Inc., a formerly-public company that Brokat acquired in September 2000. HNC purchased certain assets of the Blaze Advisor unit for a cash purchase price of US$20 million and the assumption of certain liabilities of the business unit. A total of $2 million of the purchase price has been withheld to secure HNC's indemnity rights under the acquisition agreement.

Following the acquisition, HNC hired the majority of the North American employees of Brokat's Blaze Advisor business unit and announced plans to keep the product line's headquarters in San Jose, Calif. Operations in Japan also were acquired. In addition, HNC plans to continue supporting Blaze Advisor's European customers.

Historically, the Blaze Advisor business unit of Brokat generated significant operating losses. The cost structure of the acquired business has been reduced, and HNC has acquired a business consistent with HNC's general goals for revenue and profitability. HNC acquired the assets and liabilities of the Blaze Advisor business and approximately 100 employees.

As a result, HNC anticipates that Blaze will add approximately $2 million to $3 million to its third quarter total revenues and approximately $7 million to $9 million to its full year 2001 total revenues. Including integration and transition costs, HNC expects there to be no impact to its third quarter and full year earnings guidance.

HNC Software is purchasing the Advisor rules technology to accelerate the delivery of the next-generation of the HNC Customer Insight platform to market, to add an important product to its portfolio and to extend the value of certain existing products.

HNC's Customer Insight platform creates the next generation solution that helps companies make better decisions about their clients. Today's leading organizations are seeking to increase client sales, retention and satisfaction by optimizing decisions across the business process. HNC's Customer Insight platform improves customer loyalty through highly personalized services and reduces cost by improving business processes.

"The Blaze acquisition will augment HNC's ability to solve its customers' critical, enterprise-wide business problems with leading-edge science and technology," said John Mutch, HNC's chief executive officer. "The acquisition also will enable us to more quickly deliver a horizontal platform to customers in all of our core markets."

"This is excellent news for our customers and partners," said Jeff Kilbreth, general manager of the Blaze Advisor business unit. "Blaze customers will see continued investment in product development, as well as top-notch customer service and support from HNC."

HNC will host a live Webcast conference call regarding the Blaze Advisor business unit acquisition on Aug. 15, 2001, at 2 p.m. Pacific Time. All are welcome to join the call via the Webcast, which can be accessed through the Investor Relations section of HNC's website: www.hnc.com.

About HNC Software Inc.

HNC Software Inc. is a leading provider of Customer Insight software that enables companies to acquire, manage and retain customers. HNC's decision management and customer analytics technology analyze both structured and unstructured data so companies can derive value from all information. The company's sophisticated software is used in the telecommunications, financial services, insurance and e-commerce industries. For more information, visit www.hnc.com or contact Susan Roth at 858/909-4353.

About the Blaze Advisor Business Unit

Blaze Advisor's complete rules management technology is designed for large organizations with complex or frequently changing business rules. Blaze Advisor is ideal for companies that need to provide highly personalized services, operate in complex regulatory environments, or have business processes that must constantly change and adapt. Blaze Advisor's Java rules management technology allows business decision-making to be separated from procedural code and allows non-technical business people to change production applications without relying on their IT departments. Blaze Advisor's customers include: Abbey National/cahoot, AIG, Axa Insurance, Blue Martini, EMC2 Corp., IBM, Nationwide Insurance, NCR Corp., New York Life, Prudential, State of California Department of Motor Vehicles and Sun Microsystems. The Blaze Advisor business unit, formerly Blaze Software, was founded in 1983 and has been the leader in rules management technology for over five years since the introduction of the Advisor product line. More information can be found at www.blazesoft.com.

About Brokat Technologies AG

Brokat (Nasdaq: BROA, Neuer Markt: BRJ) is a global leader in software that enables user-powered business. Brokat's product families -- multi-channel infrastructure software, mobile payment software, and e-finance applications -- are used by over 2,000 enterprises worldwide including ABN Amro, Allianz, Bank of America, Charter One, DaimlerChrysler, DBS Bank, IBM Corporation, LBBW, MasterCard International, Metavante, SE-Banken, Swiss Post Office, T-Motion (a subsidiary of Deutsche Telekom), and Vodafone. Select global partners include Hewlett Packard, Intel, IBM, Siemens, and Sun Microsystems. With dual headquarters in San Jose, Calif. and Stuttgart, Germany, Brokat employs over 1,000 people in 15 countries. Information on Brokat and its products is available at www.brokat.com.

Cautions About Forward-Looking Statements: This press release contains forward-looking statements about events and circumstances that have not yet occurred. For example, words such as "will", "expects," "believes" or other statements in the future tense are forward-looking statements. These forward-looking statements include information about the financial impact of the acquisition of the Blaze Advisor business on HNC's future operating results, the advantages of the acquired technology, and the affect of the acquisition on deployment of HNC's Customer Insight platform and HNC's ability to solve customer problems. Actual outcomes and results may differ materially from expectations in this press release due to a number of risks and uncertainties about the future. Such risks and uncertainties include the following: HNC's ability to integrate the Blaze Advisor business unit into its operations, the Blaze employees into its organization and culture and the Blaze rules-management technology into its products; the actual financial impact of HNC's acquisition of the Blaze Advisor business on HNC's future operating results; the risk that the acquisition will result in unanticipated liabilities, business or legal risks or operating costs that could lead to unbudgeted expenses or reduce or eliminate any benefits expected from the acquisition; the risk that the acquisition will subject HNC to additional legal risks associated with claims, business uncertainties and liabilities; HNC's ability to retain key employees of the Blaze Advisor business; the affect of any acquisition-related accounting charges and expenses currently and in the future; whether the acquisition will improve HNC's Customer Insight platform technology or accelerate deployment of aspects of that platform; and whether HNC's products and services will increase customer interaction and improve customer's operating results.