Great Florida Bank Announces Update to Business Operation in the Aftermath of Hurricane Wilma in South Florida.

MIAMI -- Great Florida Bank announces that normal business operations have resumed at the following Solution Centers in Miami-Dade & Broward Counties as of Thursday, October 26, 2005:

--  Broward County

    --  Indian Trace Solution Center
        316 Indian Trace
        Weston, Florida
        Telephone: [phone]

    --  Country Isles Solution Center
        1142 Weston Road
        Weston, Florida
        Telephone: [phone]

    --  Hallandale Solution Center
        1709 East Hallandale Beach Boulevard
        Hallandale, Florida
        Telephone: [phone]

--  Miami-Dade County

    --  Miami Lakes Solution Center
        15100 N.W. 67th Avenue
        Miami Lakes, FL 33014
        Telephone: [phone]

    --  Downtown Miami Solution Center
        One Biscayne Tower
        2 South Biscayne Boulevard
        Miami, Florida
        Telephone: [phone]

    --  West Avenue Solution Center
        959 West Avenue
        Miami Beach, Florida
        Telephone: [phone]

    --  North Biscayne Solution Center
        12119 Biscayne Boulevard
        North Miami, Florida
        Telephone: [phone]

Great Florida Bank continues working to resume full business operations at the remaining two Solution Centers as quickly as possible once power has been restored.

Great Florida Bank announced yesterday the Great Recovery Program providing assistance to those impacted by Hurricane Wilma. The program provides Great Florida Bank customers in the impacted areas with special loans, flexible payments, and other services.

--Great Florida Bank ATM Card- No fees any ATM, anywhere in the world, (We pay the fees).

--Great Florida Bank Home Equity Line/Loan customers may apply to skip a payment with no extension fees by calling 1-866-514-6900 or their Relationship Banker.

--Home Equity Line of Credit - Consumers may apply for a home equity line of credit with a variable interest rate of 4.99% for the first six months and as low as Prime thereafter current Prime 6.75% APR. All closing costs up to $1,300 will be paid by the bank with an initial advance at closing.

--Great Business Loan Program - Discounted loan rates are available for customers directly impacted by Hurricane Wilma for working capital, construction or remodeling.

--Mortgages - Consumers may apply for an array of competitive mortgage products, including affordable housing programs featuring low down payment and requiring no mortgage insurance.

Great Florida clients can visit www.greatfloridabank.com for online banking.

For additional information customers may call 1-866-514-6900.

About Great Florida Bank:

In June 2004, Great Florida Bank launched in the South Florida market with the establishment of its corporate headquarters located in Miami Lakes, Florida. Great Florida Bank is currently the fastest growing community bank in the United States with unprecedented growth in the past year from $60 million in initial capital to over $600 million in total assets as of June 30, 2005. Great Florida Bank is committed to providing ideas and solutions to its customers' financial needs by offering convenient, personalized and state-of-the-art banking services, products, operations and delivery in a relaxed environment. Great Florida Bank's services and products are designed to meet the life-styles and life stages of today's consumer. Visit us at www.greatfloridabank.com .