GMAC Supports Online Credit Processing With Credit Connection.

CHICAGO--(AutomotiveWire)--Sept. 10, 1997--

Leading Automotive Finance Company Joins Other Auto Lenders in

Support of Electronic Credit Processing

Car and truck shoppers at select General Motors (GM) dealerships can now receive quicker financing approval thanks to Credit Connection(R), a new electronic credit processing system. The Dealers Services Group of Automatic Data Processing, Inc. (ADP) announced today an agreement between General Motors Acceptance Corporation (GMAC) and Credit Management Solutions, Inc. (CMSI) to make GMAC financing available to dealerships through Credit Connection. As previously announced, ADP and CMSI have formed a strategic alliance to make Credit Connection available to automotive dealerships.

Under the terms of the agreement, more than 8,300 GM dealers will have the opportunity to use Credit Connection -- either integrated with ADP's dealer management system, or independently -- to significantly reduce the time to process consumer credit application information. The rapid response with Credit Connection speeds the buying process, improves customer satisfaction, and gives the dealer online credit data for better management of the customer credit relationship including support of finance, lease and balloon transactions.

Providing high-speed electronic links between dealerships and creditors, Credit Connection will enable GM dealers to send credit application information to GMAC's credit evaluation system online and in real-time for effective management of the consumer credit process. Credit Connection also enables appropriate dealership personnel to access and analyze credit bureau information using a customized software interface. Dealers can also monitor pending transactions in real-time either online or by integrating Credit Connection with ADP's F&I Advisor(TM), Sales Advisor(TM) and/or Sales Kiosk systems. ADP will integrate Credit Connection with ADP dealer management systems, or in a stand-alone client/server environment for non-ADP dealer management system users.

"Customers of GMAC dealerships using Credit Connection have the peace of mind knowing that when they leave a dealership their financing is a done deal," said Jim Wright, finance manager for Jacksonsville, NC-based Moore Buick/Pontiac.

"Credit Connection keeps us in step with the latest technology movement and will help position us to offer quicker response times to our dealers and ultimately to consumers," said David Jones, vice president, Plans, GMAC, Detroit. Jones pointed out that the changing marketplace, with its growing range of information and buying options available to the consumer, makes customer service a number one priority for GMAC.

"ADP is eager to provide General Motors dealerships in North America with a total financing solution designed to secure a competitive advantage by automating, managing and tracking financial operations from one central location," said Peter M. Leger, president of ADP Dealer Services Group. "Credit Connection is an important element in our goal of helping dealerships improve the car-buying experience for their customers."

ADP and CMSI are aggressively working with a number of creditors, both prime and non-prime, to provide complete financing coverage to the automotive market. In addition to GMAC, 25 other indirect and direct creditors have chosen Credit Connection to provide high-speed electronic links with their dealers.

Founded in 1987 and headquartered in Columbia, Md., Credit Management Solutions Inc., (NASDAQ:CMSS) provides consumer credit automation and loan marketing software and services to major financial institutions and non-bank financial companies. Its flagship product CreditRevue(R), is an origination and processing system. CreditRevue clients include NationsBank, Banc One, Wells Fargo, The Associates, U.S. Bank, Wachovia, First Merchants Acceptance Corp., and WFS Financial. In July 1996, CMSI's subsidiary, Credit Connection, Inc., introduced Credit Connection, a service which electronically connects auto dealers with multiple financing sources for the submission and decisioning of loans and leases.

ADP Dealer Services Group provides turnkey systems to over 18,000 auto and truck dealers throughout the United States, Canada, Europe, Asia and Latin America. ADP Dealer Services Group is the third largest business unit of Automatic Data Processing, Inc. (ADP), with over $4 billion in annual revenue and more than 400,000 clients, and is one of the largest independent computing services firms in the world.

CONTACT: ADP

Dave Foerester, 847/397-1700

e-mail: [e-mail]

or

Edelman Worldwide

Rowan Benecke, 312/240-2611

e-mail: [e-mail]