Fitch Ratings Affirms 11 RMBS Classes From 1 UCFC Issue.

Business Editors

NEW YORK--(BUSINESS WIRE)--July 24, 2003

Fitch Ratings has performed a review of 1 UCFC Acceptance Corporation (UCFC) transaction. Based on the review, the following ratings have been affirmed:

Series 1998-D GROUP 1:

-- Class AF-5 'AAA';

-- Class AF-6 'AAA';

-- Class AF-7 'AAA';

-- Class AF-8 'AAA';

-- Class MF-1 'AA';

-- Class MF-2 'A';

-- Class BF-1 'BBB'.

Series 1998-D GROUP 2:

-- Class AV-1 'AAA';

-- Class MV-1 'AA';

-- Class MV-2 'A';

-- Class BV-1 'BBB'.

The affirmations of these classes reflect credit enhancement consistent with future loss expectations.

Further information regarding current delinquency, loss, and credit enhancement statistics is available on the Fitch Ratings web site at 'www.fitchratings.com'.