First Command Bank Celebrates 10th Anniversary.

FORT WORTH, Texas -- On April 21, 1997, First Command Financial Services launched a quiet assault on the financial world with the opening of First Command Bank - a bank dedicated to providing convenient, flexible tools for prudent everyday financial management. Ten years later, First Command Bank is stronger than ever and continuing to grow in both personal and business banking.

"We started very quietly, opening our doors without promotion or advertising, and yet within a few months emerged as one of the fastest-growing banks in the country," said David White, president of First Command Bank and a 30-year banking industry veteran. "Today we continue to enjoy strong growth because we remain focused on providing outstanding, personalized service to our clients, wherever they are."

Starting with about $6 million in total assets, First Command Bank has steadily grown to $567.2 million as of Dec. 31, 2006. Along the way, the bank has greatly broadened its client base from active duty and former military clients to the American population at large. Also, the bank has expanded its product and service offerings - and picked up fans along the way.

Chris Arnold, the founder of the U.S. citizens for Fair Credit Card Terms, has called First Command Bank's Platinum Visa "one of the most consumer-friendly cards I've seen out there. It's the most fee-friendly card I'm aware of," according to a story in the Oct. 20, 2006, edition of the Fort Worth Star-Telegram.

But what continues to set First Command Bank apart in today's competitive banking industry is commitment to the customer. First Command Bank offers a full range of banking services--from deposits to lending to trust services--backed by excellent service online, by phone, by mail, or in person. And customers have access to a wide range of financial planning services through the bank's parent company, First Command Financial Services, and its affiliate, First Command Financial Planning.

Creating First Command Bank wasn't easy. The company spent three years persuading federal lawmakers to approve legislation allowing the company to add a banking subsidiary to its ownership structure.

"At that time there was a regulatory prohibition against merging insurance activities with banking activities," White said. "But we thought there was a place in the financial industry for a bank based on the philosophies behind sound financial planning--encouraging savings and responsible debt management. It seemed the bank was such a good idea that it was worth trying to get some kind of regulatory relief from that prohibition."

Marty Durbin, president and chief operating officer of First Command Financial Services, said "The concept we pioneered 10 years ago has become a recognized model for the industry. There is still great demand for someone who can offer investments, insurance and full-service banking through a comprehensive financial plan."

First Command Financial Services and its affiliates, including First Command Bank and First Command Financial Planning, assist American families in their efforts to build wealth, reduce debt and pursue their lifetime financial goals and dreams--focusing on consumer behavior as the first and most powerful determinant of results. Through personalized financial plans that emphasize investments, insurance and full-service banking, First Command Financial Advisors have established lasting relationships with hundreds of thousands of client families since 1958.

For more information about First Command, visit www.firstcommand.com.

First Command Financial Services, Inc. is the parent company of First Command Financial Planning, Inc. (Member SIPC) and First Command Bank. Insurance products and services are offered by First Command Financial Services, Inc. Financial planning services and securities products are offered by First Command Financial Planning, Inc. Banking products and services are offered by First Command Bank. Securities products are not FDIC insured, have no bank guarantee and may lose value. In certain states, First Command Financial Services, Inc. is a separately registered domestic corporation and does business in California as "First Command Insurance Services."