First Charter to Present at the FTN Midwest Securities Small and Mid Cap Bank Conference.

CHARLOTTE, N.C. -- First Charter Corporation (NASDAQ: FCTR) today announced that it will participate in the FTN Midwest Securities Small and Mid Cap Bank Conference in New York, New York, on September 15th. Bob James, President and Chief Executive Officer, and Chuck Caswell, Chief Financial Officer, will present at the conference on Friday, September 15, 2006 at 2:40 p.m. Eastern Time.

The presentation may be accessed through our website at www.FirstCharter.com under "Investor Relations". Our "Investor Relations" section may be found by following the link provided in the "About First Charter" section of the website. Participants are encouraged to log-on at least fifteen minutes prior to the start of the presentation in order to register and download any necessary software. A replay of the presentation will be available on the First Charter website for 30 days following the presentation.

Corporate Profile

First Charter Corporation is a regional financial services company with assets of $4.4 billion and is the holding company for First Charter Bank. First Charter operates 58 financial centers, four insurance offices and 137 ATMs located throughout North Carolina. First Charter also operates loan origination offices in Asheville, North Carolina and Reston, Virginia. First Charter provides businesses and individuals with a broad range of financial services, including banking, financial planning, wealth management, investments, insurance, mortgages and a full array of employee benefit programs. Additional information about First Charter may be found by visiting www.FirstCharter.com or by calling 1-800-601-8471. First Charter's common stock is traded under the symbol "FCTR" on the NASDAQ Global Select Market.