First Charter Corporation to Present at the KBW 2007 Regional Bank Conference.

CHARLOTTE, N.C. -- First Charter Corporation (NASDAQ: FCTR) today announced it will present at the KBW 2007 Regional Bank Conference, to be held in Boston, Massachusetts on February 27 - March 1, 2007. Bob James, President and Chief Executive Officer, and Steve Rownd, Chief Banking Officer, will present at the conference on Wednesday, February 28th at 3:15 p.m. Eastern Time.

The conference presentation may be accessed through our website at www.firstcharter.com under the Investor Relations section. The Investor Relations section may be found by following the link provided in the About First Charter section of the Web site. Participants are encouraged to log-on at least 15 minutes prior to the start of the presentation in order to register and to download any necessary software. The conference slide presentation will also be accessible via the Company's Web site, www.firstcharter.com, under the Investor Relations section.

An audio replay will also be available on the Company's Web site under the Investor Relations section for 30 days.

Corporate Profile

First Charter Corporation (NASDAQ: FCTR), headquartered in Charlotte, North Carolina, is a regional financial services company with assets of $4.9 billion and is the holding company for First Charter Bank and Gwinnett Banking Company. First Charter operates 59 financial centers, four insurance offices, and 139 ATMs in North Carolina and Georgia, and also operates loan origination offices in Asheville, North Carolina and Reston, Virginia. First Charter provides businesses and individuals with a broad range of financial services, including banking, financial planning, wealth management, investments, insurance, and mortgages.

For more information about First Charter, visit the Company's Web site at www.firstcharter.com or call 800-601-8471.

Forward-Looking Statements

This news release may contain certain forward-looking statements, which involve certain risks and uncertainties. Various factors may cause actual results to differ materially from those contemplated by such forward-looking statements. For further information and a summary of certain of the factors, which could affect the accuracy of these forward-looking statements, refer to First Charter's reports filed with the Securities and Exchange Commission pursuant to the Securities Exchange Act of 1934, which are available at the SEC's website (www.sec.gov) or at First Charter's website (www.firstcharter.com). Readers are cautioned not to place undue reliance on these forward-looking statements, which reflect management's judgments only as of the date hereof. First Charter undertakes no obligation to publicly revise those forward-looking statements to reflect events and circumstances that arise after the date hereof.