Fire & Allied Lines, top writers by state--2002.
Fire & Allied Lines, Top Writers by State--2002
Rank is based on direct premiums written.
($ Thousands)
Direct % of
No. of Premiums U.S. Premium
State Rank Cos. Written Total % Change
Ala. 26 378 $258,770 1.3 20.3
Alaska 48 199 40,118 0.2 10.5
Ariz. 34 389 186,450 0.9 56.8
Ark. 28 378 239,177 1.2 18.4
Calif. 1 446 2,871,326 14.0 23.6
Colo. 29 369 238,861 1.2 45.0
Conn. 36 339 175,740 0.9 28.4
Del. 47 288 40,545 0.2 32.8
D.C. 45 247 58,222 0.3 98.6
Fla. 3 436 1,990,877 9.7 31.6
Ga. 11 445 503,943 2.5 29.9
Hawaii 38 198 107,628 0.5 29.9
Idaho 42 304 81,141 0.4 25.0
Ill. 5 505 807,000 3.9 34.6
Ind. 16 460 373,708 1.8 29.2
Iowa 14 369 413,778 2.0 15.1
Kan. 19 382 349,096 1.7 16.2
Ky. 31 395 226,491 1.1 28.7
La. 12 356 455,533 2.2 16.8
Maine 46 255 55,299 0.3 41.1
Md. 32 389 209,179 1.0 53.0
Mass. 20 346 342,172 1.7 40.0
Mich. 13 399 436,608 2.1 45.2
Minn. 10 371 505,602 2.5 23.2
Miss. 25 358 268,098 1.3 10.9
Mo. 15 435 403,245 2.0 24.3
Mont. 37 303 107,882 0.5 54.5
Neb. 22 331 317,360 1.6 15.3
Nev. 40 336 94,621 0.5 51.6
N.H. 49 270 35,584 0.2 27.3
N.J. 6 355 566,861 2.8 40.9
N.M. 43 309 71,482 0.3 32.8
N.Y 4 465 1,172,712 5.7 78.9
N.C. 9 387 513,642 2.5 23.7
N.D. 24 271 291,142 1.4 19.2
Ohio 8 458 541,706 2.6 31.8
Okla. 30 377 231,247 1.1 18.3
Ore. 33 351 203,981 1.0 12.1
Pa. 7 478 560,915 2.7 33.9
R.I. 44 282 59,188 0.3 27.2
S.C. 21 375 332,220 1.6 23.5
S.D. 35 306 181,547 0.9 4.9
Tenn. 18 438 360,933 1.8 31.6
Texas 2 467 2,023,709 9.9 26.0
Utah 39 330 96,452 0.5 60.6
Vt. 51 247 21,339 0.1 9.0
Va. 23 403 313,941 1.5 28.9
Wash. 17 367 363,237 1.8 15.0
W.Va. 41 308 82,685 0.4 29.2
Wis. 27 423 258,390 1.3 43.5
Wyo. 50 270 28,313 0.1 50.3
U.S. Total 1323 $20,469,696 100.0 29.5
Market Share
Agency Direct
ALR DDCCE Writer Writer
State (1) (2) (3) (4)
Ala. 43.3 1.8 66.8 33.2
Alaska 15.9 1.4 66.7 33.3
Ariz. 76.2 2.6 60.9 39.1
Ark. 55.1 1.6 58.7 41.3
Calif. 35.6 4.8 71.3 28.7
Colo. 77.3 0.9 68.2 31.8
Conn. 51.8 1.8 61.7 38.3
Del. 77.5 -8.0 55.5 44.5
D.C. 145.9 3.4 67.7 32.3
Fla. 18.5 1.2 67.1 32.9
Ga. 59.4 2.5 69.8 30.2
Hawaii 15.8 1.1 78.0 22.0
Idaho 54.7 0.8 77.8 22.2
Ill. 45.8 1.3 66.6 33.4
Ind. 54.8 1.3 69.4 30.6
Iowa 40.6 0.7 76.9 23.1
Kan. 152.8 1.2 64.5 35.5
Ky. 69.4 1.4 59.0 41.0
La. 77.9 1.6 61.4 38.6
Maine 50.8 0.9 49.7 50.3
Md. 44.9 1.0 68.6 31.4
Mass. 35.6 1.8 69.2 30.8
Mich. 65.7 1.7 65.1 34.9
Minn. 52.1 0.6 70.6 29.4
Miss. 72.0 1.3 64.8 35.2
Mo. 55.3 1.4 63.3 36.7
Mont. 161.3 0.7 77.1 22.9
Neb. 117.1 0.1 80.6 19.4
Nev. 37.5 1.9 62.8 37.2
N.H. 11.7 0.7 59.1 40.9
N.J. 24.6 0.7 65.5 34.5
N.M. 46.0 0.8 66.2 33.8
N.Y -61.1 2.8 68.6 31.4
N.C. 50.9 1.0 60.6 39.4
N.D. 145.4 0.8 78.6 21.4
Ohio 64.1 1.0 65.6 34.4
Okla. 71.7 0.9 63.5 36.5
Ore. 57.3 1.1 55.7 44.3
Pa. 44.6 1.6 67.6 32.4
R.I. 42.0 1.1 67.6 32.4
S.C. 34.9 0.9 62.9 37.1
S.D. 162.4 0.5 82.7 17.3
Tenn. 51.0 1.4 58.5 41.5
Texas 69.1 4.0 61.4 38.6
Utah 34.0 1.3 66.4 33.6
Vt. 39.8 0.5 49.3 50.7
Va. 44.5 0.9 63.7 36.3
Wash. 37.4 1.7 60.5 39.5
W.Va. 60.1 1.9 66.9 33.1
Wis. 80.6 1.5 63.8 36.2
Wyo. 98.9 2.0 49.8 50.2
U.S. Total 48.6 2.1 66.7 33.3
%
Market
State Leading Writer Share
Ala. FM Global Group 8.7
Alaska FM Global Group 16.5
Ariz. Amer Intl Group 14.0
Ark. Southern F B Group 16.0
Calif. Calif Earthquake 15.1
Colo. Zurich/Farmers Group 11.4
Conn. FM Global Group 13.6
Del. Zurich/Farmers Group 12.9
D.C. Amer Intl Group 29.3
Fla. Amer Intl Group 7.4
Ga. FM Global Group 8.6
Hawaii Ace INA Group 17.5
Idaho Acceptance Ins Cos 15.3
Ill. FM Global Group 9.1
Ind. FM Global Group 8.7
Iowa Acceptance Ins Cos 15.4
Kan. Ace INA Group 12.1
Ky. FM Global Group 10.6
La. Amer Intl Group 9.2
Maine FM Global Group 18.8
Md. FM Global Group 11.3
Mass. FM Global Group 13.9
Mich. Zurich/Farmers Group 13.5
Minn. Centurion Ins Group 13.0
Miss. Amer Intl Group 11.6
Mo. FM Global Group 8.9
Mont. Ace INA Group 22.1
Neb. Acceptance Ins Cos 19.2
Nev. FM Global Group 13.0
N.H. FM Global Group 12.6
N.J. Zurich/Farmers Group 14.7
N.M. Amer Intl Group 11.2
N.Y Amer Intl Group 15.8
N.C. Zurich/Farmers Group 10.7
N.D. NAU Country Ins Co 15.6
Ohio FM Global Group 10.6
Okla. Centurion Ins Group 9.6
Ore. FM Global Group 13.8
Pa. FM Global Group 12.5
R.I. FM Global Group 12.5
S.C. Royal & SunAlliance 10.5
S.D. Farmers Alliance Cos 15.3
Tenn. FM Global Group 11.6
Texas Zurich/Farmers Group 8.6
Utah Balboa Life & Cas Group 23.4
Vt. FM Global Group 10.8
Va. FM Global Group 9.8
Wash. FM Global Group 12.3
W.Va. St Paul Cos 7.1
Wis. FM Global Group 11.4
Wyo. Zurich/Farmers Group 19.2
U.S. Total Zurich/Farmers Group 7.3
%
Market
State Second Leader Share
Ala. Ace INA Group 6.5
Alaska State Farm Group 10.1
Ariz. Zurich/Farmers Group 11.1
Ark. Acceptance Ins Cos 9.2
Calif. Zurich/Farmers Group 10.3
Colo. Ace INA Group 11.4
Conn. Amer Intl Group 7.7
Del. Selective Ins Group 8.3
D.C. FM Global Group 12.9
Fla. Ace INA Group 6.4
Ga. Amer Intl Group 7.6
Hawaii Amer Intl Group 8.9
Idaho Ace INA Group 13.9
Ill. Amer Intl Group 7.4
Ind. Zurich/Farmers Group 6.2
Iowa Ace INA Group 9.6
Kan. Kan Farm Bur Group 10.7
Ky. Zurich/Farmers Group 6.8
La. State Farm Group 9.1
Maine Zurich/Farmers Group 10.0
Md. Amer Intl Group 10.5
Mass. Amer Intl Group 9.5
Mich. FM Global Group 10.9
Minn. Acceptance Ins Cos 11.2
Miss. Southern F B Group 8.6
Mo. Amer Intl Group 7.4
Mont. Acceptance Ins Cos 14.4
Neb. Farmers Alliance Cos 14.6
Nev. Travelers P C Group 10.1
N.H. Zurich/Farmers Group 8.0
N.J. FM Global Group 7.5
N.M. Zurich/Farmers Group 9.4
N.Y Berkshire Hathaway 11.6
N.C. FM Global Group 8.8
N.D. Acceptance Ins Cos 12.9
Ohio Zurich/Farmers Group 7.3
Okla. Natl Amer Ins Co (OK) 8.5
Ore. Ace INA Group 8.8
Pa. Amer Intl Group 10.1
R.I. Amer Intl Group 11.4
S.C. FM Global Group 8.5
S.D. Acceptance Ins Cos 13.9
Tenn. Tenn Farmers Cos 10.1
Texas Amer Intl Group 6.5
Utah FM Global Group 9.8
Vt. Zurich/Farmers Group 10.6
Va. Travelers P C Group 9.4
Wash. Safeco Ins Cos 7.5
W.Va. FM Global Group 6.5
Wis. Centurion Ins Group 7.5
Wyo. FM Global Group 11.5
U.S. Total FM Global Group 7.0
(1) ALR: Adjusted loss ratio is direct losses incurred divided
by the difference between direct premiums earned and dividends
paid to policyholders.
(2) DDCCE: Direct-defense and cost-containment expense ratio
is the former allocated loss-adjustment expense (ALAE) ratio.
(3) Insurers that distribute primarily through independent
agents.
(4) Insurers that distribute primarily through a direct-selling
system or an exclusive agency system.
Source: A.M. Best Statement Products: State/Line.
For more information about custom data, call (908) 439-2200,
ext. 5383.
COPYRIGHT 2003 A.M. Best Company, Inc.
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 2003, Gale Group. All rights reserved. Gale Group is a Thomson Corporation Company.
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