Printer Friendly

Financial implications of half- and full-time employment for persons with disabilities: a response to Schloss, Wolf, and Schloss.

Financial Implications on Half-and Full-Time Employment for Persons with Disabilities: A Response to Schloss, Wolf, and Schloss

I read with a great deal of concern the Schloss, Wolf, and Schloss article, "Financial Implications of Half- and Full-Time Employment for Persons with Disabilities" in the November 1987 issue of Exceptional Children (pp. 272-276). The analysis is faulty in at least one major respect--the treatment of Medicaid at the full-time employment level. The authors state that at the full-time employment level, "This individual is no longer eligible for SSI, Food Stamps, or Medicaid" (p. 274).

Recent amendments to the Social Security Act (P.L. 99-643) made two demonstration provisions of the act permanent effective July 1, 1987. The second of these provisions, known commonly as 1619(b), "protects Medicaid benefits wen earnings are too high for cash payments but not high enough to offset the loss of Medicaid" (A Summary Guide to Social Security and Supplemental Security Income Work Incentives for the Disabled and Blind, Social Security Administration, July 1987, pp. 45-49).

In conversations with representatives of the Social Security Administration, the threshold for even checking whether "earnings are too high" is over $14,000 per year. As a result, Figure 3 should be amended to retain Medicaid, thus reducing the Medical Insurance cost to "0."

In a telephone check with the Internal Revenue Service, I learned that the federal income tax figures were incorrect. They should have been $674 and $1,424 for Figures 2 and 3, respectively. Therefore, Figure 4 should have the following respective net disposable income values for no earned income, part-time employment, and full-time employment: $416, $2,101, and $3,275. Clearly, net disposable income increases with full-time employment.

In addition to the financial incentive of full-time employment, the individual will no longer have to deal with the Food Stamp program--an incentive not to be underestimated. Clearly, independence from excessive intrusion into government system is a desirable outcome for people with disabilities. It is generally with full-time employment that fringe benefits become available as well.

The authors' conclusion--"This provides evidence that there is an absence of financial incentives for full-time employment"--is plainly incorrect. Many dedicated individuals working with people with severe disabilities may draw incorrect conclusions from this article and mistakenly counsel families and students away from full-time employment to the detriment of the individual. Too many people have worked too long for productive futures for people with severe disabilities to allow this article to go unchallenged.

STEPHEN F. KNAPP is Planning Coordinator, New Hampshire Developmental Disabilities Council, Concord.
COPYRIGHT 1988 Council for Exceptional Children
No portion of this article can be reproduced without the express written permission from the copyright holder.
Copyright 1988 Gale, Cengage Learning. All rights reserved.

Article Details
Printer friendly Cite/link Email Feedback
Author:Knapp, Stephen F.
Publication:Exceptional Children
Date:Oct 1, 1988
Words:424
Previous Article:Team-assisted individualization with handicapped adjudicated youth.
Next Article:Continuing views of the financial implications of employment for persons with disabilities.
Topics:


Related Articles
Continuing views of the financial implications of employment for persons with disabilities.
Self-determination for persons with disabilities: choice, risk, and dignity.
The use of work schedule modification to enhance employment outcomes for persons with severe disability.
Employers' Attitudes Toward Hiring Persons with Disabilities and Vocational Rehabilitation Services.
Disability and the characteristics of employment: an analysis of the California Work and Health Survey indicates that persons with disabilities have...
Frank Bowe Paper on History and Future of Communication Technologies for People With Disabilities to be Presented at U.S. House of Representatives.
Making Beats: The Art of Sample-Based Hip-Hop.
The employment rate of people with disabilities.

Terms of use | Copyright © 2016 Farlex, Inc. | Feedback | For webmasters