Federal Reserve Board of Governors and Official Staff.

ALAN GREENSPAN, Chairman
ROGER W. FERGUSON, JR., Vice Chairman

EDWARD M. GRAMLICH
SUSAN SCHMIDT BIES

OFFICE OF BOARD MEMBERS

DONALD J. WINN, Assistant to the Board and Director
LYNN S. FOX, Assistant to the Board
MICHELLE A. SMITH, Assistant to the Board
WINTHROP P. HAMBLEY, Deputy Congressional Liaison
NORMAND R.V. BERNARD, Special Assistant to the Board
JOHN LOPEZ, Special Assistant to the Board
ROSANNA PIANALTO-CAMERON, Special Assistant to the Board
DAVID W. SKIDMORE, Special Assistant to the Board

LEGAL DIVISION

J. VIRGIL MATTINGLY, JR., General Counsel
SCOTT G. ALVAREZ, Associate General Counsel
RICHARD M. ASHTON, Associate General Counsel
KATHLEEN M. O'DAY, Associate General Counsel
STEPHANIE MARTIN, Assistant General Counsel
ANN E. MISBACK, Assistant General Counsel
STEPHEN L. SICILIANO, Assistant General Counsel
KATHERINE H. WHEATLEY, Assistant General Counsel
CARY K. WILLIAMS, Assistant General Counsel

OFFICE OF THE SECRETARY

JENNIFER J. JOHNSON, Secretary
ROBERT DE V. FRIERSON, Deputy Secretary
MARGARET M. SHANKS, Assistant Secretary

DIVISION OF BANKING SUPERVISION
AND REGULATION

RICHARD SPILLENKOTHEN, Director
STEPHEN C. SCHEMERING, Deputy Director
HERBERT A. BIERN, Senior Associate Director
ROGER T. COLE, Senior Associate Director
WILLIAM A. RYBACK, Senior Associate Director
GERALD A. EDWARDS, JR., Associate Director
STEPHEN M. HOFFMAN, JR., Associate Director
JAMES V. HOUPT, Associate Director
JACK P. JENNINGS, Associate Director
MICHAEL G. MARTINSON, Associate Director
MOLLY S. WASSOM, Associate Director
HOWARD A. AMER, Deputy Associate Director
NORAH M. BARGER, Deputy Associate Director
BETSY CROSS, Deputy Associate Director
DEBORAH P. BAILEY, Assistant Director
BARBARA J. BOUCHARD, Assistant Director
ANGELA DESMOND, Assistant Director
JAMES A. EMBERSIT, Assistant Director
CHARLES H. HOLM, Assistant Director
WILLIAM G. SPANIEL, Assistant Director
DAVID M. WRIGHT, Assistant Director
WILLIAM C. SCHNEIDER, JR., Project Director,
  National Information Center

DIVISION OF INTERNATIONAL FINANCE

KAREN H. JOHNSON, Director
DAVID H. HOWARD, Deputy Director
THOMAS A. CONNORS, Associate Director
DALE W. HENDERSON, Associate Director
RICHARD T. FREEMAN, Deputy Associate Director
WILLIAM L. HELKIE, Senior Adviser
STEVEN B. KAMIN, Deputy Associate Director
JON W. FAUST, Assistant Director
JOSEPH E. GAGNON, Assistant Director
MICHAEL P. LEAHY, Assistant Director
D. NATHAN SHEETS, Assistant Director
RALPH W. TRYON, Assistant Director

DIVISION OF RESEARCH AND STATISTICS

DAVID J. STOCKTON, Director
EDWARD C. ETTIN, Deputy Director
DAVID W. WILCOX, Deputy Director
MYRON L. KWAST, Associate Director
STEPHEN D. OLINER, Associate Director
PATRICK M. PARKINSON, Associate Director
LAWRENCE SLIFMAN, Associate Director
CHARLES S. STRUCKMEYER, Associate Director
JOYCE K. ZICKLER, Deputy Associate Director
J. NELLIE LIANG, Assistant Director
S. WAYNE PASSMORE, Assistant Director
DAVID L. REIFSCHNEIDER, Assistant Director
JANICE SHACK-MARQUEZ, Assistant Director
WILLIAM L. WASCHER, Assistant Director
MARY M. WEST, Assistant Director
ALICE PATRICIA WHITE, Assistant Director
GLENN B. CANNER, Senior Adviser
DAVID S. JONES, Senior Adviser
THOMAS D. SIMPSON, Senior Adviser

DIVISION OF MONETARY AFFAIRS

VINCENT R. REINHART, Director
DAVID E. LINDSEY, Deputy Director
BRIAN F. MADIGAN, Deputy Director
WILLIAM C. WHITESELL, Deputy Associate Director
JAMES A. CLOUSE, Assistant Director
WILLIAM B. ENGLISH, Assistant Director
RICHARD D. PORTER, Senior Adviser

MARK W. OLSON
BEN S. BERNANKE
DONALD L. KOHN

DIVISION OF CONSUMER
AND COMMUNITY AFFAIRS

DOLORES S. SMITH, Director
GLENN E. LONEY, Deputy Director
SANDRA F. BRAUNSTEIN, Assistant Director
MAUREEN P. ENGLISH, Assistant Director
ADRIENNE D. HURT, Assistant Director
IRENE SHAWN MCNULTY, Assistant Director

OFFICE OF
STAFF DIRECTOR FOR MANAGEMENT

STEPHEN R. MALPHRUS, Staff Director
SHEILA CLARK, EEO Programs Director

MANAGEMENT DIVISION

WILLIAM R. JONES, Director
STEPHEN J. CLARK, Associate Director
DARRELL R. PAULEY, Associate Director
DAVID L. WILLIAMS, Associate Director
CHRISTINE M. FIELDS, Assistant Director
BILLY J. SAULS, Assistant Director
DONALD A. SPICER, Assistant Director

DIVISION OF INFORMATION TECHNOLOGY

MARIANNE M. EMERSON, Deputy Director
MAUREEN T. HANNAN, Associate Director
TILLENA G. CLARK, Assistant Director
GEARY L. CUNNINGHAM, Assistant Director
WAYNE A. EDMONDSON, Assistant Director
PO KYUNG KIM, Assistant Director
SUSAN F. MARYCZ, Assistant Director
SHARON L. MOWRY, Assistant Director
RAYMOND ROMERO, Assistant Director
ROBERT F. TAYLOR, Assistant Director

DIVISION OF RESERVE BANK OPERATIONS
AND PAYMENT SYSTEMS

LOUISE L. ROSEMAN, Director
PAUL W. BETTGE, Associate Director
JEFFREY C. MARQUARDT, Associate Director
KENNETH D. BUCKLEY, Assistant Director
JOSEPH H. HAYES, JR., Assistant Director
EDGAR A. MARTINDALE III, Assistant Director
MARSHA W. REIDHILL, Assistant Director
JEFF J. STEHM, Assistant Director
JACK K. WALTON II, Assistant Director

OFFICE OF THE INSPECTOR GENERAL

BARRY R. SNYDER, Inspector General
DONALD L. ROBINSON, Deputy Inspector General