Father's Day.

IT'S Father's Day on Sunday and insurers say it's time to think about what you'd do if Dad dies or is too ill to work.

LifeSearch reckons families should look at family income benefit instead of traditional term life assurance.

Term assurance covers you for the period specified and pays out a lump sum in the event of death.

Family income benefit works the same way but pays out an annual sum instead.

And potentially it can pay out more depending on when you make the claim.

For more info call Life Search on 0800 316 3166 or visit www.lifesearch.co.uk