FDN, Inc. Offers International ChexCard Program.

Business Editors

ORLANDO, Fla.--(BUSINESS WIRE)--Feb. 1, 2001

FDN, Inc. (OTCBB:FDNI) introduces its new FDNI ChexCard. An FDNI ChexCard is a reloadable Debit Card with an extensive Consumer Benefits Package included. The benefits package includes savings on pharmacy, vision, dental, hearing, travel, gifts, vitamins, and much more. The FDNI ChexCard will be sold over the counter in our 35,000 store distribution network.

The card has all of the benefits and features of a secured credit card and can be used at merchants and ATM machines worldwide. The card will sell for $39.95 and comes in a two card pack allowing the customer to keep one and send one to a friend or family member in the US or any where in the world. The ChexCard makes sending money as easy as stopping by the nearest Money-Gram location or one of over 30,000 other locations to add dollars to the card. The card contains a PIN (personal identification number) for added security so the customer can pick up cash at any ATM that is supported by Star, Plus, Cirrus or Interlink systems. An EXTRA PLUS, it is FDIC insured for $100,000. And there is no credit check, no address check, no form to fill out, and no bank account needed. This last feature is ideal for those who do not have a bank account. They can deposit their paycheck directly without any expensive check-cashing fees.

Commenting on the ChexCard, Scott Matthews, Vice President of Marketing said: "These results reflect the intensive commitment and development efforts of the company. Our goal is to remain focused and continue forward. We are pleased with the initial results of our new products and expect that improvements will continue due to the increasing demand for these products. The ChexCard along with our recently introduced Wire Transfer System and the new Penny Plus Card enhances our revenue stream."

FDN, Inc./ClearPoint Communications is an industry leader in providing integrated and enhanced telecommunication and Internet services to consumer and small business customers. ClearPoint's Suite of product offerings includes: residential long-distance, nationwide ISP, Internet services including web hosting and web development, domestic and international prepaid carrier services and wire services, consisting of international wire transfers and funds transfer via terminals and debit cards.

Safe Harbor Statement: Certain statements in this news release may constitute "forward-looking" information within the meaning of the Private Securities Litigation Reform Act of 1995. Such forward-looking statements involve risk and uncertainties that could cause actual results to differ materially from those set forth or implied by such forward-looking statements. Forward looking Statements: All statements, other than statements of historical fact in this release, are forward looking statements. Actual results may differ materially from those contemplated by the forward looking statements as a result of certain factors including, but not limited to the effect of business and economic conditions; the impact of competitive products and pricing; and capacity and supply constraints or difficulties. Such statements reflect the current views of the Company with respect to future events and are subject to these and other risks and uncertainties and assumptions relating to the operations, results of operations, growth and liquidity of the Company.